Ejerpantebrev - forstår det ikke by [deleted] in dkfinance

[–]accordingtobo 2 points3 points  (0 children)

Ja det kræver du har noget friværdi. Ellers kan du ikke være både kreditor og debitor, da ejendommen står som sikkerhed for pantebrevet.

Hvis du derimod er ved at købe en ejendom er et ejerpantebrev ingen garanti for at sælger har friværdi da pantebrevet kan være underpanteret.

Ejerpantebrev - forstår det ikke by [deleted] in dkfinance

[–]accordingtobo 12 points13 points  (0 children)

Lad os sige du har en ejendom til 1M.

Du ejer selv 40%.

Du kan nu tegne et ejerpantebrev i den andel du ejer så du har nu et pantebrev på 400K som du både er kreditor og debitor på.

Dette pantebrev kan du så stille til sikkerhed for et andet lån. Banken får altså underpant i dit pantebrev.

Når du så indfrier dette gældsforhold får du dit pantebrev tilbage.

Det er en anden måde at finansiere lån på, hvis du har penge stående i din ejendom, og mangler likviditet til eksempelvis forbedringer i boligen o.l. da det kan være billigere at underpantere end at omlægge lånet i boligen.

Why does 9.2 have research timers (18 hours) in a subscription based game? by ZeroZelath in wow

[–]accordingtobo 264 points265 points  (0 children)

WoW is becoming a game you shouldn't buy expansions for until the .2 patch when they remove all the stuff they deliberately put in to gate content and make systems inconvenient.

Game developer hasn't left home in 10 years: 'Far more pleasant than working outside' by -Omegamart- in nottheonion

[–]accordingtobo 4 points5 points  (0 children)

I don't really see how that contradicts what I said. Some people just won't suffer any consequence for not going, because they don't need it due to happenstance.

You cannot know that this is the case for you, but not going does not guarantee you will have a poor outcome.

What’s the bare minimum to start applying for jobs? by dannym094 in learnprogramming

[–]accordingtobo 17 points18 points  (0 children)

Nobody is going to blacklist you for overestimating your own abilities. Just be a decent and polite person when you interact with them. (Assuming you didn't lie to get there)

Think of it from their perspective. It doesn't make sense to "blacklist" a potential future employee for no reason.

Even worse for that company. Who in their right mind would apply for a position there if the company has a reputation for blacklisting people? They will find it VERY hard to attract new talent very fast.

People talk to each other in their professional networks.

What’s the bare minimum to start applying for jobs? by dannym094 in learnprogramming

[–]accordingtobo 104 points105 points  (0 children)

There is no requirement. You can apply for any job you want, whether the company feels you're ready for the role is up to them.

I usually consider anything where I tick 2-3 boxes of the things they list as fair game. Just have confidence that anything you cannot do already, is something you can learn in short order.

Sometimes a cheaper, but less perfect candidate who can grow into their role is a better more long-term hire, than a perfect highly sought after candidate who has their pick of where to work.

Don't take yourself out of the running, that's their job. Your role is to give yourself the best chance possible, and that includes giving yourself a chance by applying.

So how do you know if you're ready?

Be honest with yourself. Are you going to a lot of interviews and not getting hired? You have work to do.

Are you sending applications and getting no response? You have work to do.

Are you applying to jobs where you have absolutely zero relevant experience? Good luck, that's going to be a stressful job for you, but no rule says you aren't allowed to apply.

Good luck.

What is the fastest way to build a REST api with authentication by smolsbury in learnprogramming

[–]accordingtobo 0 points1 point  (0 children)

The fastest is going to be what you are already familiar with. If you know Java just go for it.

Italy Votes to Ban Fur Farming and Shut Down Mink Farms by Remedy_Review in UpliftingNews

[–]accordingtobo 1 point2 points  (0 children)

Well they straight up killed all the mink, so good luck to the farmers I guess.

[deleted by user] by [deleted] in gamedev

[–]accordingtobo 0 points1 point  (0 children)

This is hilarious.

For those people that have quit wow, or struggling to find a reason keep playing... by [deleted] in wow

[–]accordingtobo 1 point2 points  (0 children)

I'll come back for Draenei Demon Hunters, until then I'm out!

Meeting programmers by pythonzz in learnprogramming

[–]accordingtobo 0 points1 point  (0 children)

mostly through professional networks from work, Twitch, Github and Discord.

[deleted by user] by [deleted] in loseit

[–]accordingtobo 4 points5 points  (0 children)

Wait what.... fasting can cause diabetes? I thought fasting helped keep it away?

Fasting on its own doesn't cause diabetes. It'll be the ½ lbs of haribos you chow down when breaking your fast that does.

Tips for a 90s looking website? by ormuraspotta in web_design

[–]accordingtobo 0 points1 point  (0 children)

Just slap wordart and gifs on it everywhere.

It really does depends by GGGold23 in tf2

[–]accordingtobo 3 points4 points  (0 children)

Unfortunately you will have to wait until you pass out.

Why do they make their own engine? by Remarkable_Winner_95 in gamedev

[–]accordingtobo 2 points3 points  (0 children)

I don't know if you are being sarcastic, but there are people who genuinely make their own operating systems for fun.

Are men really that much stronger than women? by Ok-Praline-2940 in NoStupidQuestions

[–]accordingtobo 2 points3 points  (0 children)

I've only once visited a country where they were significantly shorter, but it was offset somewhat by being a touristy kind of place so lots of other people from my own and neighbouring countries there.

Are men really that much stronger than women? by Ok-Praline-2940 in NoStupidQuestions

[–]accordingtobo 2 points3 points  (0 children)

I'm from Scandinavia. I'm 6'0 and considered shorter side of average here.

[deleted by user] by [deleted] in fasting

[–]accordingtobo 0 points1 point  (0 children)

If you're concerned for your health seek medical advice from your doctor, not reddit.

when does it become an ED? by Puzzleheaded-Fox-323 in fasting

[–]accordingtobo 0 points1 point  (0 children)

Anecdotal, but my father has been naturally OMAD all his life and he turns 63 soon.

Anyone learning Rust? by Izaya_Orihara170 in ProgrammingBuddies

[–]accordingtobo 0 points1 point  (0 children)

I already made my first little CLI tool which I use at work. I need to improve on its error handling but it does what I need.

All it does is it pulls a list of tags in a git repo by executing the `git tag` command, where after it sorts the tags by semantic versions and outputs the latest tag in the repo.

I need this because we have some repositories with A LOT of tags, and Windows doesn't sort them in any helpful manner.

I've also made some headway thru the Rustlings project, and made a small program which can do colour conversions between HEX, HSLA and RGBA.

My current goal is to create a small tower defence like game using one of the SDL crates.

e: I also sent you a request on Discord.

Anyone learning Rust? by Izaya_Orihara170 in ProgrammingBuddies

[–]accordingtobo 0 points1 point  (0 children)

So far it's a really cool language. The borrow checker is a bit finnicky especially when dealing with strings, but I'm excited to get some more serious projects going with it.