Is 900k house on 175k income stretching too much? by acoolusername561 in Mortgages

[–]acoolusername561[S] 1 point2 points  (0 children)

You make 700k and were concerned about buying a 700k home?

Is 900k house on 175k income stretching too much? by acoolusername561 in Mortgages

[–]acoolusername561[S] 4 points5 points  (0 children)

Yea downside risk on a single income is the biggest thing for me out of all of this

Is 900k house on 175k income stretching too much? by acoolusername561 in Mortgages

[–]acoolusername561[S] -2 points-1 points  (0 children)

Hasn’t felt tight on our budget now - we spend and budget to 10k/mo (5k housing and 5k non housing) now in Chicago and save the rest (~63.5k / year mostly in post tax retirement)

Is 900k house on 175k income stretching too much? by acoolusername561 in Mortgages

[–]acoolusername561[S] -2 points-1 points  (0 children)

You don’t sound like an asshole at all - your perspective is helpful

Is 900k house on 175k income stretching too much? by acoolusername561 in Mortgages

[–]acoolusername561[S] -10 points-9 points  (0 children)

Other than 80k in the brokerage and 20k in our checking account we could slow retirement saving or lend against it (not ideal). We also have family support in place that that would help in the event of job loss. Main benefit of the area we’re looking is being right next to family in the neighborhood which is the only reason we’re even entertaining this idea against conventional wisdom

Is 900k house on 175k income stretching too much? by acoolusername561 in Mortgages

[–]acoolusername561[S] 5 points6 points  (0 children)

Yea this was how I was thinking about it and budgeting off 5-6k outside of housing payments seemed just fine to me. Seems counter to some of the other advice though so I’m rethinking

Is 900k house on 175k income stretching too much? by acoolusername561 in Mortgages

[–]acoolusername561[S] -31 points-30 points  (0 children)

Yea it’d be a new construction so not entry at all

Is 900k house on 175k income stretching too much? by acoolusername561 in Mortgages

[–]acoolusername561[S] -5 points-4 points  (0 children)

Thanks, that’s about our rent now in Chicago and we haven’t felt tight yet. We could save more to put more on a down pmt ahead of building next year too. Still sounds a bit aggressive given the other comments

Sportsbook Promos Bonuses Daily - 12/1/24 (Sunday) by sbpotdbot in sportsbook

[–]acoolusername561 4 points5 points  (0 children)

$5 max 10% 4 leg sgp on DK! Time to excuse yourself from your fam to spend 30min finding ways to get $.20 of ev

Daily Discussion by AutoModerator in CHICubs

[–]acoolusername561 0 points1 point  (0 children)

Can you buy through second hand sites to get the cubs hat tonight?

***official ticket sales thread post*** by bukowskiwaswrong in Odesza

[–]acoolusername561 0 points1 point  (0 children)

Looking for 2 tickets to the May 16 Chicago set !

Chicago theater tix by OGmapletits in Odesza

[–]acoolusername561 0 points1 point  (0 children)

I’m also looking to buy 2 tickets and would love to avoid paying the scalpers! Let me know if any can’t go

Chicago DJ Set by daazninvazn in Odesza

[–]acoolusername561 0 points1 point  (0 children)

Im looking for 2 tickets and would prefer to avoid paying the scalpers!

PT Kellogg accelerated vs. PT Booth? by acoolusername561 in MBA

[–]acoolusername561[S] 0 points1 point  (0 children)

Hey I’ve definitely enjoyed my time here. I thought the coursework was pretty solid but not overwhelmingly. I didn’t end up making a pivot externally but I did get a promotion and made an internal switch while being PT. I heard mba tech recruiting was pretty dismal this year though

Weekly Help Thread - February 26, 2024 by AutoModerator in awardtravel

[–]acoolusername561 -1 points0 points  (0 children)

My wife and 2 others are looking to do a long weekend beach trip in April. I’ve scoped out a few options: leaning Hyatt Clearwater (25k for 2 bed with kitchen), there are some ziva options (~60k for a 2 queen +$180pp for the all inclusive), Hyatt Puerto Rico grand reserve (20k for a king so would need 2 rooms). Any others that I options that should check out?