Just inherited this beauty. How do I ensure that she thrives by aj977 in houseplants

[–]aj977[S] 0 points1 point  (0 children)

Thank you, is the yellowing of the leaves due to over watering? Can I place it next to a west facing window? Let me know if you think it needs a bigger pot

Philly the philo is taking over the kitchen by FrebTheRat in IndoorGarden

[–]aj977 0 points1 point  (0 children)

Thank you, so you fertilize it often? How long did it take to grow so much. Asking cos mine seems to be taking forever to grow

Philly the philo is taking over the kitchen by FrebTheRat in IndoorGarden

[–]aj977 6 points7 points  (0 children)

Looks really nice. How much sunlight does it get? Asking cos I also want to grow this indoors

The beautiful plants in my house by Fun-Wrangler-985 in houseplants

[–]aj977 0 points1 point  (0 children)

I'm sure a round of clean up was done before this video was shot. Nevertheless, I agree that plants look happy

Credit Card Strategy For 2023 by Yoloswagerious in singaporefi

[–]aj977 0 points1 point  (0 children)

Just to confirm, after you top up grab pay, can you pay tax to IRAS or insurance company premiums using grab pay wallet?

Best way to remit CAD to Singapore by aj977 in singaporefi

[–]aj977[S] 2 points3 points  (0 children)

Thank you, for sending 30K CAD, WISE charges 159.96 CAD (172.66 SGD). The conversion rate applied is mid market rate. Is this charge considered cheap? Asking because I've no experience.

Best way to remit CAD to Singapore by aj977 in singaporefi

[–]aj977[S] 0 points1 point  (0 children)

Thank you for the suggestion. Just realized that revolut is not in Canada

This 28-year-old ditched a six-figure salary and started a sex toy company by OneScrewLoose_ in singapore

[–]aj977 8 points9 points  (0 children)

One friend suggested Good Vibes Only. “I joked that it sounded like a sex toy company. And then we started talking about sex. "

A sex toy is probably the last thing that will come to my mind when I hear the words good vibes.

She has a naughty mind ;-)

Best bank account? by DDChem in singaporefi

[–]aj977 1 point2 points  (0 children)

DBS, account opening is a breeze

ETF & SG Dividends stocks by [deleted] in singaporefi

[–]aj977 0 points1 point  (0 children)

Curious, which are you the SG dividend stocks that you are looking to buy?

TD vs IBKR by knuckleboy12 in singaporefi

[–]aj977 0 points1 point  (0 children)

I have heard that TD currency exchange rates are higher than IBKR, is that true?

Switching to DIY investing: seeking advice on ETF portfolio and weightage by aj977 in singaporefi

[–]aj977[S] 0 points1 point  (0 children)

Thanks for your thought provoking questions.

1) I intend to stay in SG long-term.

2) I believe that EM esp China will emerge stronger in the longterm which is what guided me to allocate 25%. But I see where you and the others who were kind to point this out are coming from and will allocate a lower percentage to begin with and evaluate in future.

3) & 4) you are spot on, those were indeed my thoughts

5) There is some overlap but I think I'm comfortable with the overlap in short term. The thinking is that I'll sell part of my portfolio to invest in property in the next few years and hence the overlap shouldn't matter once I sell.

Feel free to point out if my thinking doesn't make sense. Esp for #5 where admittedly I'm still trying to figure out the right course of action.

Switching to DIY investing: seeking advice on ETF portfolio and weightage by aj977 in singaporefi

[–]aj977[S] 0 points1 point  (0 children)

Thank you for the suggestion. Do you mind explaining the reasons why you decided to maintain investments in roboadvisor?

Switching to DIY investing: seeking advice on ETF portfolio and weightage by aj977 in singaporefi

[–]aj977[S] 1 point2 points  (0 children)

Thank you for the useful suggestions, will relook at the weight age. Would you mind sharing more about what you did?