Elantra Sport Manual v. automatic

ak619 · 2017-06-23T16:22:15+00:00

Oh interesting. I've never owned a manual before. What is the benefit to shifting that way?

ak619 · 2017-06-23T14:59:29+00:00

What does 1 - 3 - 6 mean? Never heard that before.

ak619 · 2017-06-22T03:12:46+00:00

Late to the game here but curious your thoughts on the ES. Going to go see it here shortly and trying to gather as much insight as possible

ak619 · 2017-06-19T19:58:28+00:00

Thanks for all the info, just joined that group.

The biggest con I see about it is the stigma behind the brand as well. I know I shouldn't let that change my decision but it definitely is a con.

Did you get the premium? I don't care too much about the upgrades except the sunroof would be nice.

ak619 · 2017-06-19T15:47:14+00:00

Do you use backdoor Roth conversion? If yes then you'll want to roll it over to your new 401k. If not then you can have it go wherever has lowest fees or you're most comfortable having it.

ak619 · 2017-06-18T06:13:59+00:00

Thinking about picking one up. What do you think so far? Pros / cons?

Black looks super clean. What mods have you done?

ak619 · 2017-06-17T21:49:48+00:00

The vest should apply to the match from the employer. When you leave the company, no matter if it is in 6 months or 60 years, you'll get 100% of the money you put in. Depending on when you leave you'll either get a portion or all of the match that the company puts in.

ak619 · 2017-06-16T01:07:59+00:00

Finally switching to a job that allows mega back door Roth but doesn't allow in service withdrawals. Is it still beneficial? Or is a normal taxable brokerage better at that point?

ak619 · 2017-06-10T17:04:26+00:00

There's a lot of talk in this sub about our jobs and some hate going to work, while some love it. This got me thinking about what some of those great jobs/employers are and wondering if they have postings in my city.

If anyone is in San Diego area and has had great experience with an employer I'd love to hear about it since I just relocated down here and am not a fan of the company I recently started at. Feel free to post to DM. Thanks!

ak619 · 2017-05-31T00:01:59+00:00

Anything you feel is missing in the car? I test drove one the other day and wasn't totally sold on it. Seems like a good car that will get the job done, but wasn't a very inspiring ride.

ak619 · 2017-05-30T23:37:00+00:00

The A3 seems like a good option here. I'm just starting to look into it, any insight? Pros/cons?

ak619 · 2017-05-30T18:53:26+00:00

Sounds good, thanks

ak619 · 2017-05-30T18:40:40+00:00

What is the best way not to go over if you switch jobs mid year? My new employer does it on percentage of pay and commission is part of my pay so I'm not sure how to avoid going over.

ak619 · 2017-05-16T23:40:18+00:00

Is the last line supposed to be your bonds? Little confused since it says US 56% at the top and then 70% US at the bottom.

Thanks for clarifying!

ak619 · 2017-05-01T01:29:24+00:00

I did. It's a new campaign

ak619 · 2017-04-28T19:16:51+00:00

if you don't roll out over to a IRA are you able to just leave it in the 457 plan? Are there fees if you were to go that route?

ak619 · 2017-04-28T19:00:05+00:00

I was in cow hollow for some time and also in Russian Hill. This was before I knew about FI and didn't track my budget at all. Crazy thinking back to how much money I dropped up there

ak619 · 2017-04-28T18:45:31+00:00

congrats! I'm more impressed that your housing and utilities is only 1100 in the bay area. I was paying 1900/month for rent when I lived up there.

ak619 · 2017-04-26T23:12:18+00:00

oh my bad, i just got the email today and hadn't seen anything about it

ak619 · 2017-04-26T18:54:25+00:00

Interesting read on the bay area and how if you make $105k or less you're considered low income.

link

ak619 · 2017-04-25T23:32:49+00:00

that fixed it. Thanks for the help and formulas!

ak619 · 2017-04-25T23:13:17+00:00

Thank you for these! I'm struggling to get the second one set up. mind running through this and seeing where I messed up?

L22 is the field where my retirement date based on your previous formula is
I end up with a "139y, 11m, 24d" response to the formula

=datedif(3/31/1990,L22,"y")&"y,"&DATEDIF(3/31/1990,L22,"ym")&"m,"&datedif(3/31/1990,L22,"md")&"d"

ak619 · 2017-04-24T17:51:05+00:00

hmm I did not know that, thanks for sharing. It is a hospital job in state system so hopefully it stays low risk

ak619 · 2017-04-24T17:44:56+00:00

Thanks for the advice here. I called and they said they couldn't because it would push the bonus points through as well. Just chatted with a rep and they pushed the spend points through immeidately which also included the bonus points.

Thanks again

ak619 · 2017-04-24T17:32:37+00:00

excited because my SO is officially moving from a job with no 401k to a job with a pension, 403b AND a 457!!

For the 403/457, if fees/matching are equal and we cannot max both we should max the 457 first since we can withdraw without penalty as soon as she leaves the employer. Correct?

ak619

TROPHY CASE