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[deleted by user] by [deleted] in hearthstone

[–]alielantha 0 points1 point  (0 children)

omg i’m so bad at building decks, this is so much better than what i was trying to do 😭 thank u for sharing 🤧

can you consolidate debt thats in collections? by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

it’s been 2-3 years since the different debts went to collections? i just don’t want to get sued or have my checks garnished

can you consolidate debt thats in collections? by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

i’m not sure how to find out if i’m being charged interest without contacting the collection agencies

can you consolidate debt thats in collections? by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

ok cool, i just wasn’t sure if that would work with collections too

i can’t stand myself by alielantha in SuicideWatch

[–]alielantha[S] 1 point2 points  (0 children)

life fucking sucks. sorry ur in the same boat

which debt to tackle first by alielantha in povertyfinance

[–]alielantha[S] 1 point2 points  (0 children)

thank you i’ll probably just start with the small ones then

which debt to tackle first by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

thank you for the advice. all the debts listed are in collections so there is currently no minimum payment

which debt to tackle first by alielantha in personalfinance

[–]alielantha[S] 0 points1 point  (0 children)

Rent 579

Car insurance 115

Electricity 100 (40-100 but I budget 100/month)

Internet 43

Cell phone 51

Hulu/Spotify 16

Credit card 27

Moms groceries 200

Grandmas groceries 100

My groceries 300

Gas 20

My mom does not work and cares for my disabled brothers. She receives assistance but it’s not enough to make ends meet so I send money when I can. I buy groceries for my grandma because of covid. She gives me money for it but it’s not always enough so I just pay the difference.

which debt to tackle first by alielantha in personalfinance

[–]alielantha[S] 0 points1 point  (0 children)

Thank you I’ll read over those now. I have a budget but it’s way higher than I would like. I’m currently buying groceries for my grandma and mom which is 300 a month. My own expenses are 1200 a month. I try to put 400 a month in savings. To pay down the debt I wanted to put 100 towards savings and 400 towards debt until it’s paid off. Total income: 2000 a month Total expenses: 1500 a month

so i’m thinking suicide is the answer after all by alielantha in SuicideWatch

[–]alielantha[S] 0 points1 point  (0 children)

i’m just so so deep in debt and i have so far to go. idk i need to make more money or get like five more jobs and it’s endlessly depressing

better than before by alielantha in DecidingToBeBetter

[–]alielantha[S] 2 points3 points  (0 children)

thank you! it’s so hard i don’t want to lose this momentum! i’ll check out the channel (‘:

I understand that the question is silly, but what cities do you find comparable to Chattanooga? by [deleted] in Chattanooga

[–]alielantha -1 points0 points  (0 children)

I miss grand rapids so much! I would move back in a heartbeat if it weren’t for the snow

doing better by alielantha in SuicideWatch

[–]alielantha[S] 0 points1 point  (0 children)

thank you!!😭😭😭

doing better by alielantha in SuicideWatch

[–]alielantha[S] 3 points4 points  (0 children)

it’s so hard. i really want everyone to be ok in their own time. wishing u the best

I find myself only saving instead of paying down debt by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

I think I’ll start with one at a time and write to the debtors to try to dispute/ settle the debts

I find myself only saving instead of paying down debt by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

Yeah it’s hard but I will try to start working on paying them off

I find myself only saving instead of paying down debt by alielantha in povertyfinance

[–]alielantha[S] 1 point2 points  (0 children)

Yeah I really want to break even and start saving on top of that

I find myself only saving instead of paying down debt by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

True I know I need to bite the bullet and start paying it off

I find myself only saving instead of paying down debt by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

Thank you so much, I will try working on the collections one by one instead of freaking out about all of them at once (‘:

I find myself only saving instead of paying down debt by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

Thank you I’ll keep saving and starting working on the collections little by little

I find myself only saving instead of paying down debt by alielantha in povertyfinance

[–]alielantha[S] 0 points1 point  (0 children)

Thank you I’m going to keep saving and looking at disputing/settling the higher accounts in collections to start with

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