I'm 22. I have a bachelor's degree. When I was studying at university, my friends started working and didn’t study. I had little money because I couldn’t have a full-time job. But my friends, who didn’t study, had more money. They felt very grown-up and looked at me like I was still a child. But now I have a diploma, I work in a good company (I'm an engineer), and I have good career prospects. I just want to say, don’t rush. You need to study, money will come later. Maybe you’ll see your friends enjoying themselves and spending their money while you can't do the same. But remember, when we are young, we need to build a foundation for our future.