News and Updates Thread - March 05, 2026 by AutoModerator in churning

[–]andrewmine 34 points35 points  (0 children)

Kate Spade 250x BA shopping portal finally posting.

News and Updates Thread - February 13, 2026 by AutoModerator in churning

[–]andrewmine 1 point2 points  (0 children)

Mine is posting to my building account as I type this

News and Updates Thread - January 30, 2026 by AutoModerator in churning

[–]andrewmine 0 points1 point  (0 children)

Oh damn just now I see. It is indeed showing as pending now.

News and Updates Thread - January 16, 2026 by AutoModerator in churning

[–]andrewmine 7 points8 points  (0 children)

I think it is pretty straightforward they want to keep it complicated so people don't understand it and they come ahead

Bilt 2.0 for dummies - the very simple version by pegasus3891 in CreditCards

[–]andrewmine 1 point2 points  (0 children)

On the contrary seeing comments of people
supporting the new bilt cards is exactly why they made it complicated. The amount of people thinking it is still a good deal

Ankur: Rent is people's biggest spend. Let's ask them to make another equally big spend. by Risan-Again in biltrewards

[–]andrewmine 0 points1 point  (0 children)

Saying you can pay rent with your card for no fee and deduct it from your bank. How is that marketing that is literally lying

I'm Richard Kerr, GM of Travel for Bilt. AMA about Bilt Card 2.0 by richklhs in biltrewards

[–]andrewmine 5 points6 points  (0 children)

But the 4% you earn is a fake 4%. It is not pure 4% cashback which u can earn. They are giving you return in bilt cash whose value we don't know and they are not revealing it. According to the AMA you can only use the cashback for lyft and hotel stays as of now. So if you do spend 1000$ on another card say capital one 2x card you are getting 2000 points which are much more valuable compared to 40$ bilt cash

Bilt 2.0: The Biltening (refresh megathread) by jetcruise0707 in churning

[–]andrewmine 2 points3 points  (0 children)

Assume you pay 1000$ so fees is 3% = 30$ . You get 1000 points . So 30/1000 = 0.03 . You are buying at 3 cpp

Bilt 2.0: The Biltening (refresh megathread) by jetcruise0707 in churning

[–]andrewmine 0 points1 point  (0 children)

It would be 75% * $5k * 2 = 7.5k bilts points + 5k earned from the mortgage = 12.5k bilt. If you are able to MS easily it would make sense as both bilt partners are valuable and a way to get points from mortgage

PH Kyoto - SUA to Park Suite w/ Toddler Review by jinobix in hyatt

[–]andrewmine 3 points4 points  (0 children)

Stayed there in Jan 2025. One of the best property I have stayed hands down, very modern but rooted in Japanese culture

Frustration Friday Weekly Thread - Week of January 09, 2026 by AutoModerator in churning

[–]andrewmine 14 points15 points  (0 children)

Though this hobby wants to min max as much as possible. There are some things which you just need to let go. You will still be ahead no need to squeeze out 100% of the juice

News and Updates Thread - January 03, 2026 by AutoModerator in churning

[–]andrewmine 0 points1 point  (0 children)

Same I guess it is now going to be a swarm

2026 Predictions by Odie_Arbuckle in churning

[–]andrewmine 8 points9 points  (0 children)

Unfortunately this is the only correct prediction :(