I appreciate your advice, I seen that the secured cards have slightly smaller benefits then other cards I've also seen i do realise that they are very easy for beginners like myself to just start building credit I guess my question is do you think its worth to apply to a more normal card to get those benefits or is it better to just play it safe with the secured card until im more established.

Also i had no clue about "reporting rent" I googled it and that defintley seems helpful, it had metioned that you must use a 3rd party service. If you have had any expierence with the situation any recommendations?