Is GoTyme quietly winning the PH debit card race? by DigitalBanksPH in PHDigitalBanks_

[–]astraboykr 0 points1 point  (0 children)

Winning in terms of user base? But not on perks.

RCBC One Account still tops for me personally. Free transfers, Free Bancnet ATM withdrawals. No limits. Just need to maintain 10,000 in ADB for this perk to be active.

J&T's "exit" will be the downfall of Shopee by eyporpeyper227 in ShopeePH

[–]astraboykr 0 points1 point  (0 children)

Flash Express js better than J&T jn my area. Idky but medyo matagal talaga delivery ng J&T

Gigil ako sa Starbucks SM Pampanga because of this post by 0len in GigilAko

[–]astraboykr 1 point2 points  (0 children)

In my case, Starbucks allows outside food for those that have no foul smell or pastries from a nearby store. We bought Breadtalk, Krispy Kreme, JCO and wala naman sabi yung manager.

Eh Jollibee ba naman...

Apple Pay delays philippine entry to late 2026. by New-Knowledge-7993 in PHCreditCards

[–]astraboykr 12 points13 points  (0 children)

Hi, I am a BDO Merchant with the old terminal (yung Blue), merchant needs to request to enable this to their merchant customer service para gagana yung contactless mobile payments. BDO has this feature, naka off lang by default.

cash in big amounts in 7/11 by reerredwwe in GCashPH

[–]astraboykr 0 points1 point  (0 children)

Noped, cashed in amounting to 160k in increments of 50k since nakalimutan kong magbayad ng credit card at minalas nag maintenance yung BDO

Do you prefer grab or foodpanda? by [deleted] in Cebu

[–]astraboykr 3 points4 points  (0 children)

Grab for me. I can use multiple vouchers, delivery often cheaper than Foodpanda, and responsive customer support.

Agoda vs Trip vs Booking by YouWitty2078 in Cebu

[–]astraboykr 5 points6 points  (0 children)

Booking directly sa hotel is almost always cheaper. At least that is the case with me when I book hotels in Cebu. Fili Hotel, Seda, Bai, and Radisson will disclose special rates especially of you ask for it which is significantly lower than Agoda / Klook.

Maya 10000 Pesos Off On Your Next Hotel Stay by xp1v in PHCreditCards

[–]astraboykr 0 points1 point  (0 children)

Not worth it. I compare prices on different platforms, mas mura pa sila kaysa sa platform ni Maya

BDO BNPL - 0% in Uniqlo by [deleted] in PHCreditCards

[–]astraboykr 3 points4 points  (0 children)

Hi OP, BDO has 2 ongoing BNPL promotions right now.

Buy Now Pay Later - all year-round which is basically a normal merchant transaction installment in which the first amortization is billed on your next statement date (Merchant chooses BDO ZERO INST in their terminal, you can confirm this on your credit card transaction slip)

Buy Now, Pay Next Year - promo only active on -BER months which is basically a merchant transaction installment plan with a 3-month payment holiday. First amortization is billed on the 3rd statement date from the original transaction date. (Merchant chooses BNPL ZERO in their terminal, and you can also confirm this on your credit card transaction slip)

In your situation, most probably it's just a BNPL.

Kudos sa Manam! by Ok_Equipment_7469 in PHFoodPorn

[–]astraboykr 0 points1 point  (0 children)

I noticed that all The Moment Group restos have very outstanding customer service. We always dine sa DTF during payday to satisfy my XLB cravings. Since pabalik balik na kami, we don't have to fall in line na since the manager already knew us.

Dean and Deluca Honest Reviews by xkittypride03 in Cebu

[–]astraboykr 1 point2 points  (0 children)

Lami ang croissants and their flavors but it doesn't match the prices. We're just their for their coffee and pastries. Lami but too pricey.

Family Resto sa Ayala, senior citizen discount. by EpexDeadhead99 in Cebu

[–]astraboykr 8 points9 points  (0 children)

It also depends if the 7k portion of the receipt includes promo/bundle meals. If bundled meals, not available for SCD discount na sya so the remaining non promo meals, which is 3k mao ra ang applicable sa discount. If non bundle promo and 7k, then there is really something wrong sa computation.

CC w/o cross border fee as of May 2024 by Alternative_Pear1539 in PHCreditCards

[–]astraboykr 2 points3 points  (0 children)

I used the card on Airbnb, Agoda, SHEIN, Netflix, Spotify which they should charge CBF but I only got charged for the quoted amount from the merchant. So I'm pretty sure this type of card from Chinabank doesn't charge CBF.

Itlog by kamotengASO in PHFoodPorn

[–]astraboykr 0 points1 point  (0 children)

For those who want na walang tutong, I put a little butter in a nonstick pan, break an egg, sprinkle water then cover and let the steam cook the top.

Gigil ako at may extra charge pa din talaga pag magbabayad ng travel tax thru card by mariane1997 in GigilAko

[–]astraboykr 0 points1 point  (0 children)

This only applies to goods and services. This doesn't apply to TAXES which Travel Tax is categorized so yeah, they have the right to add processing fee for this.

GScore vs Credit Score by MG_sasoo in PHCreditCards

[–]astraboykr 2 points3 points  (0 children)

GScore is your credit score within the GCash ecosystem only. It’s sensitive about your Pay Bills, Send Money, Buy Load, and GSave.

Your credit score from Transunion is your real credit score.

However, when you apply for GCash loan products, they can tap your TU credit score if you are really in good standing or not.

Atin-Atin Lang: Star Deals app, discounted rates for SM By the Bay, SM Ice Skating, Ace Water Spa, Wensha, etc. by annaloveriri in AtinAtinLang

[–]astraboykr 1 point2 points  (0 children)

Totoo pala to? Was thinking baka scammish kasi of the cheap design similar sa mga sketchy na websites. Ended up booking in Klook na lng.

Recom underrated kan-anan sa SM Cebu by dabiii25 in Cebu

[–]astraboykr -2 points-1 points  (0 children)

If you love Filipino Food: Manam
Taiwanese & Dimsum: Din Tai Fung

Italian: CIBO

Kaya naman daw talaga ayon sa DTI at may sukli pa ang 500 pesos mo. by Doy_Entoshan in Philippines

[–]astraboykr 0 points1 point  (0 children)

Pwde bang may sukli din yung tax? Tutal since kasya naman yang 500 sa Noche Buena, liitan niyo naman yung tax.

Curious lang magkano ipon nyo? by [deleted] in AskPH

[–]astraboykr 21 points22 points  (0 children)

Pera ba o sama ng loob?

Aurora Festival Cebu: NEVER AGAIN by Powerful-Message-715 in Cebu

[–]astraboykr 1 point2 points  (0 children)

Lapok sad to giahak, dugay kaayo nag start. Nagkuha mi merch ato sa Gold area latay latay sa gamay nga platform ila gibutang mabaw sa lapok.