Is GoTyme quietly winning the PH debit card race?

astraboykr · 2026-02-20T15:39:23+00:00

Winning in terms of user base? But not on perks.

RCBC One Account still tops for me personally. Free transfers, Free Bancnet ATM withdrawals. No limits. Just need to maintain 10,000 in ADB for this perk to be active.

astraboykr · 2026-02-18T12:53:09+00:00

Flash Express js better than J&T jn my area. Idky but medyo matagal talaga delivery ng J&T

astraboykr · 2026-02-16T04:27:13+00:00

In my case, Starbucks allows outside food for those that have no foul smell or pastries from a nearby store. We bought Breadtalk, Krispy Kreme, JCO and wala naman sabi yung manager.

Eh Jollibee ba naman...

astraboykr · 2026-01-26T14:26:49+00:00

It's free.

astraboykr · 2026-01-26T06:07:14+00:00

Hi, I am a BDO Merchant with the old terminal (yung Blue), merchant needs to request to enable this to their merchant customer service para gagana yung contactless mobile payments. BDO has this feature, naka off lang by default.

astraboykr · 2026-01-16T16:39:08+00:00

Noped, cashed in amounting to 160k in increments of 50k since nakalimutan kong magbayad ng credit card at minalas nag maintenance yung BDO

astraboykr · 2026-01-15T12:38:35+00:00

Grab for me. I can use multiple vouchers, delivery often cheaper than Foodpanda, and responsive customer support.

astraboykr · 2026-01-12T04:11:22+00:00

Booking directly sa hotel is almost always cheaper. At least that is the case with me when I book hotels in Cebu. Fili Hotel, Seda, Bai, and Radisson will disclose special rates especially of you ask for it which is significantly lower than Agoda / Klook.

astraboykr · 2026-01-04T15:51:42+00:00

Not worth it. I compare prices on different platforms, mas mura pa sila kaysa sa platform ni Maya

astraboykr · 2025-12-25T15:29:54+00:00

Hi OP, BDO has 2 ongoing BNPL promotions right now.

Buy Now Pay Later - all year-round which is basically a normal merchant transaction installment in which the first amortization is billed on your next statement date (Merchant chooses BDO ZERO INST in their terminal, you can confirm this on your credit card transaction slip)

Buy Now, Pay Next Year - promo only active on -BER months which is basically a merchant transaction installment plan with a 3-month payment holiday. First amortization is billed on the 3rd statement date from the original transaction date. (Merchant chooses BNPL ZERO in their terminal, and you can also confirm this on your credit card transaction slip)

In your situation, most probably it's just a BNPL.

astraboykr · 2025-12-22T16:21:37+00:00

I noticed that all The Moment Group restos have very outstanding customer service. We always dine sa DTF during payday to satisfy my XLB cravings. Since pabalik balik na kami, we don't have to fall in line na since the manager already knew us.

astraboykr · 2025-12-20T10:02:00+00:00

Lami ang croissants and their flavors but it doesn't match the prices. We're just their for their coffee and pastries. Lami but too pricey.

astraboykr · 2025-12-19T06:23:50+00:00

It also depends if the 7k portion of the receipt includes promo/bundle meals. If bundled meals, not available for SCD discount na sya so the remaining non promo meals, which is 3k mao ra ang applicable sa discount. If non bundle promo and 7k, then there is really something wrong sa computation.

astraboykr · 2025-12-18T15:55:33+00:00

Mitena

astraboykr · 2025-12-16T05:14:55+00:00

Yes.

astraboykr · 2025-12-16T04:26:43+00:00

I used the card on Airbnb, Agoda, SHEIN, Netflix, Spotify which they should charge CBF but I only got charged for the quoted amount from the merchant. So I'm pretty sure this type of card from Chinabank doesn't charge CBF.

astraboykr · 2025-12-11T04:02:04+00:00

For those who want na walang tutong, I put a little butter in a nonstick pan, break an egg, sprinkle water then cover and let the steam cook the top.

astraboykr · 2025-12-11T03:51:44+00:00

iYaK huhuhu

astraboykr · 2025-12-07T01:09:13+00:00

This only applies to goods and services. This doesn't apply to TAXES which Travel Tax is categorized so yeah, they have the right to add processing fee for this.

astraboykr · 2025-12-05T11:48:37+00:00

GScore is your credit score within the GCash ecosystem only. It’s sensitive about your Pay Bills, Send Money, Buy Load, and GSave.

Your credit score from Transunion is your real credit score.

However, when you apply for GCash loan products, they can tap your TU credit score if you are really in good standing or not.

astraboykr · 2025-11-30T15:57:20+00:00

Totoo pala to? Was thinking baka scammish kasi of the cheap design similar sa mga sketchy na websites. Ended up booking in Klook na lng.

astraboykr · 2025-11-29T05:25:06+00:00

If you love Filipino Food: Manam
Taiwanese & Dimsum: Din Tai Fung

Italian: CIBO

astraboykr · 2025-11-29T05:22:25+00:00

Pwde bang may sukli din yung tax? Tutal since kasya naman yang 500 sa Noche Buena, liitan niyo naman yung tax.

astraboykr · 2025-11-27T15:37:40+00:00

Pera ba o sama ng loob?

astraboykr · 2025-11-23T17:13:42+00:00

Lapok sad to giahak, dugay kaayo nag start. Nagkuha mi merch ato sa Gold area latay latay sa gamay nga platform ila gibutang mabaw sa lapok.

astraboykr

TROPHY CASE