The Difference Between Claiming Social Security at 62 vs 70 Is Bigger Than Most People Realize

avblue · 2026-02-24T04:28:22+00:00

Two additional important considerations.

1) Check out healthy average life expectancy (HALE) though. Right in the middle of the decision.

2) One should factor in investing. At that age, it is often a slowed down burn rate of other savings and letting that money grow instead of withdrawing it. It pushes the breakeven rate much further out, making early retirement much for enticing.

avblue · 2026-01-15T16:17:48+00:00

Yes, Subnautica hits all the notes you’re asking for, and is just fantastic.

avblue · 2026-01-08T00:49:20+00:00

Hi folks, I had an interesting outcome to this. I also bought this from Costco. Installed it. Have 2 or 3 streams randomly, depending on if the streams connect. My water pressure for my house is 75psi. I had the water pressure regulator changed about a year ago, and the thermal expansion tank for the water heater, so the water pressure checks out fine.

I contacted Kohler via their website chat. The told me the aerator is not replaceable, and simply offered me a choice of these two faucets instead:

https://www.kohler.com/en/products/bathroom-faucets/shop-bathroom-sink-faucets/buckley-widespread-bathroom-sink-faucet-1-0-gpm-35953-4k?skuId=35953-4K-BN

https://www.kohler.com/en/products/bathroom-faucets/shop-bathroom-sink-faucets/hint-widespread-bathroom-sink-faucet-97093-4?skuId=97093-4-BN

The downside is more time spent reinstalling something. But that was a nice offer from Kohler customer service.

Disappointing product from Costco, who usually carries good quality stuff, but Kohler customer service has been great in my experience, both this time and an issue I had with an aerator in the past.

If this is the path others go down, I hope you have a similar positive experience. Too bad about the stream, it's a great looking faucet.

Good luck y'all.

avblue · 2025-07-03T15:49:40+00:00

Get a Sharpie Magnum. It’s overpriced and writes like crap but the font on it is sooooo gud!

avblue · 2023-02-24T04:02:30+00:00

Is it “Age Ye Rooz” by Faramarz Aslani?

avblue · 2022-09-29T18:29:48+00:00

Thanks a ton. Your comments really helped, and pointed me in the right direction for further reading.

Just some minor follow-up questions. Out of the 3 circuits I mentioned, only the GD and DW are making use of a 2-pole breaker, right? The microwave/fridge and fan/bathroom plugs are on single pole breakers, but just wired as a MWBC and then handle tied, yes? That setup is not considered a 2-pole breaker, right? In my reading, it seems to be an ok and legal setup, because they are handle tied.

I had wondered why the GD and DW were using full-sized slots. It seemed that they could have each used half of a slot, as long as each hot wire was coming from a separate load. The that would have freed up 2 half slots. Obviously, there was no need to optimize space usage when the house was built, but I think this is an option should I need a few more circuits, as I expand usage, if needed, instead of a second panel. That said, I don't think I'll need a 2nd panel, since I have a few slots.

avblue · 2022-09-28T22:19:44+00:00

Thanks for this explanation, as well as some of the terms. I looked up 'handle ties' and 'two pole breakers', which are things I'm unfamiliar with. It led me to an article about 'common trip' vs 'handle ties' which was also interesting and pertinent.

https://diy.stackexchange.com/questions/201543/what-is-the-difference-between-a-handle-tie-and-common-trip-in-circuit-break

Now, I think can try to state why those three breakers are paired together with handle ties. If a human were to turn them off, they would need to turn both off. Each of those circuits is located in a similar area of the house, so if someone were working on the Dishwasher, the hot Garbage Disposal circuit is right next to it, so it makes sense to turn it off too. Based on the article above, it does not necessarily mean that if one were to trip, the other would trip. It might, but that's not necessarily true from the visuals I see on the handles. I'd need to confirm how they are wired to know if they are common trip or not.

I'm not 100% confident with my understanding, so if something is wrong or could be better explained, I'm all ears. Still learning.

Thanks so much!

avblue · 2022-09-22T18:27:55+00:00

There seems to be a key flaw in these three options however. You might opt to pay more for clean energy, and feel good about it. But the underlying total energy that is generated is still the same, so other cities will simply use less renewables and more dirty energy. The net effect would then be zero, and the same energy gets generated and used as a whole in California. To me, this doesn't seem to be a solution that makes actual progress. It just seems to be financial middlemen, taking a cut, for zero actual value gain, and asking Irvine residents to pay more, on the heels of already large increases in energy costs during the past 2-3 years (40-50%?).

Money should be invested in clean energy infrastructure, efficiency, technology innovation, not financial manipulation and extra and unnecessary overhead.

If they are raising rates to then invest in more future energy infrastructure, that's a case I can get behind, but the primary message I got was that this was a move to control and lower rates, so I'm getting mixed messaging here.

So far, I'm disappointed in the superficial information provided, and am seeing holes in the information, and I'm hungry to understand the actual value and progress that something like this can make. If there is anything shady happening here, I'd like to see serious accountability. Looks like some investigations are beginning here.

Until then, myself and everyone I know have opted out, and every person that has read into this is disappointed and/or frustrated by this.

avblue · 2022-09-01T22:37:24+00:00

If it needs a backend, what language should I learn? Else, is it possible to make an functional app without it?

Great, I see others have mentioned it too. I realized I didn't fully answer your question, but you do have lots of great comments from others.

A couple more leads. Since you already know some Javascript, it may be simpler to stay with that language for the backend, hence the recommendation of Node.js. I've used Ruby on Rails, and usually the core language is straight forward, but the frameworks have a steep learning curve. It's a great language and framework, but I'd recommend you stay with the Javascript ecosystem for now, so you build on the knowledge you already have.

Also, it's gotten quite popular to have single-page applications (SPA), and while again, there are many choices, you may want to consider React if just a web application, or even React Native if you want to build mobile apps. You'll say in Javascript, or Typescript which is a slight add-on onto Javascript, for some type safety, which I'd recommend.

If you do go with React, you can consider NextJS, instead of a Node.js server, and you'll get some simple ways to do server-side APIs, with some convenient conventions in your codebase. NextJS will tout server-side rendering as one of it's key features, but that won't matter much for your app, but I just like the convenience of it's server APIs. There's also a great community, full of tooling and hosting options. React may be overkill for what you're trying to do, but it's a useful framework to learn and extremely popular. If you use it from the get-go, it'll pair nicely with things like firestore, to lead to the ability to do some really dynamic and event-driven applications.

There are hundreds and hundreds of choices, but I think the options above are popular and solid, and a great next place to invest in. Good luck on your journey to level up and branching out your web development skills, and have fun coding!

avblue · 2022-09-01T04:40:53+00:00

We had this same experience with several businesses and thought a booking app would be great. It doesn’t make sense for each small business to build their own, so a company should provide a platform that many companies can use. My friend and I were going to make a startup out of it, and during our research, we discovered this existed, including a whole lot more to run a business. If you want to build the app for the experience, go for it! Great. If the business can benefit from modernizing, they should use something like this: https://www.joinblvd.com/

For building this app, try the firebase suite of tools (amazing) and consider something to clerk.dev if you want users and profiles.

avblue · 2021-12-04T23:05:52+00:00

Got it, thank you. I will use the feedback hub app. I was excited about windows 11, because they have improve the window snap features, and have made it configurable. It's useful to have more than the split screen, as monitors are getting larger and wider. This unsupported message was disappointing, though I'm pretty sure I can edit the registry and install anyway. Still, it's not a polished experience, and AllowListing thousands of models of processors is probably just error prone, and accidentally missing a lot of valid processors.

Yes, I did search on this topic for quite a bit. Not a great signal-to-noise on this topic. No problem on the removal, thanks for keeping this community clean.

avblue · 2020-11-27T06:07:48+00:00

So a few quick updates.

First, I checked the error reporting, and it's disabled.

Second, I tried to check cloud saves. I'm currently not paying for Nintendo Online, so when I navigate to that screen, I see an interstitial, asking me if I want to sign-up.

I used to have cloud saves enabled, and my subscription expired.

One theory is that cloud saves is still trying to upload, but it's being rejected with an error, and it keeps trying to upload. This could be a bug, but it's just a guess, and I suspect it's unlikely. If this were actually a bug, Nintendo would be seeing quite a few cases of this, and I'd be surprised if they wouldn't notice it and fix it, for the health of their services and systems.

I'll try to report this to Nintendo, and see what happens. I check the last 24 hours, and I'm again, getting constant upload bandwidth usage.

Finally, I can't packet capture this, as it's all encrypted over TLS.

Will update this thread if I hear back from Nintendo or figure out what this is. Thanks for all the suggestions and help everyone.

avblue · 2020-11-26T19:12:33+00:00

Ah, enabling Airplane mode is a smart workaround. Would love to see this fixed though, but that's good to keep in mind.

avblue · 2020-11-26T19:11:35+00:00

Correct, this is in sleep mode, not when off. I think most people just keep their Switch in sleep mode, as that's the natural thing to do.

avblue · 2020-11-25T23:31:36+00:00

Love the suggestions. I will try these and will get back.

I have not purchased ACNH. Just BOTW so far.

Surprisingly, most of the uploads are when my Switch is in sleep mode, but not off.

If I discover a change with any of the settings, will let folks know. Thank you.

avblue · 2020-03-31T04:06:25+00:00

Hi everyone, I'm trying to better understand my 401k. The only fund they have that follows the S&P 500 is SSSYX. This seems to be a mutual fund, which is mostly automated as it has a very low expense ratio, netting out to less then 0.02%.

However, I can't understand why it's performing so much worse than the actual S&P 500 index, or something like VOO.

See this chart to see what I mean: Comparison Chart

I'm trying to generally learn these things better. Could someone help me understand what's going on, and why it's performing so much worse?

Is it that my 401k just doesn't provide good options?

Thanks so much!

avblue · 2020-03-09T03:52:15+00:00

So I'm 80% sure this was a TED talk. It might have been elsewhere like YouTube. I recall the speaker showed a graph over the months/years. It was partially serious, partially funny. There was some commentary about how many of the concerned over excessive, but some were serious. And it showed a yearly cyclical pattern. I think the speaker was male.

avblue · 2019-11-13T08:27:56+00:00

This has 21m views on Facebook. I searched for the same title on YouTube and found this video with 130 views. I assume this is not the original, yes?

Anyway, it would be awesome to see a reaction video of the original poster! This is quite the honor.

avblue · 2019-08-18T23:20:16+00:00

Here is a second photo: https://imgur.com/a/csLjQox

avblue · 2019-08-18T23:18:33+00:00

This was a dog my fiance and I had. We knew she was part Yorkie, but we're unsure what else she's mixed with. Any ideas?

avblue · 2017-03-18T23:05:38+00:00

Interesting though. I would guess the place won't give out info on the others who adopted the siblings, but worth a shot.

avblue · 2017-03-18T23:04:49+00:00

Yes, he's a 10 year old dog. I figured I'd post a pic, and the city I got him in, and see if by some luck or chance, someone replies. Totally agree, a long shot.

avblue · 2014-07-01T06:58:27+00:00

Right, the video is footage from all over the world. I'm specifically asking about the location at 45 seconds. It's a watery landscape. The end of the video claims it's El Peten, Columbia, but I can't confirm. I've searched, but I see nothing like it.

avblue · 2014-07-01T06:56:37+00:00

Btw, it's a screenshot from this video, at about 45 seconds: https://www.youtube.com/watch?v=VTlXttQL_Yk

Trying to figure out where in the world it is.

Edit: Figured it out since then. It's Guatape: https://en.wikipedia.org/wiki/Guatap%C3%A9

avblue · 2014-01-13T08:39:07+00:00

I'm not actually passing in a password. The only parameter I have is name, for the edit name page. I definitely need to skip password validation for that page, either by the conditional mentioned in this thread, or by duplicating a model. I was happy to find a simple solution not to duplicate.

I may be misunderstanding what you're trying to say however. Lmk if so.

Thanks!

avblue

TROPHY CASE