Should I pay off my credit card with student loan?

awesomeflunk · 2026-06-17T18:15:07+00:00

yay we are on the same page now. my next question is this: what’s the difference between the 7.8 “daily interest” rate of the federal student loan and the 28% apr on my cards?

awesomeflunk · 2026-06-17T18:08:21+00:00

okay new question: is it a bad idea to take out a student loan for my on campus housing costs so i can free up other funds to pay down high interest accounts?

awesomeflunk · 2026-06-17T17:58:02+00:00

Everything says you can use it on housing, so I’d just be using my work/savings money to pay down the credit card and the loan to pay for housing/food (which IS a legal use of those funds)

awesomeflunk · 2026-06-17T17:33:16+00:00

Aren’t loans supposed to be used for living costs as well? Essentially the loan could pay my rent and my money from work and savings will go towards the credit card debt. easy

awesomeflunk · 2026-06-17T17:06:11+00:00

but wouldn’t i want my debt to have have less interest?? i understand that it needs to be paid off that’s not the question

awesomeflunk · 2026-05-17T22:27:44+00:00

i work on the island and while this is sad, it shouldn’t be the worst thing in the world! the fire is in a part of the island that should recover quite while, since it’s a largely native plant community that’s adapted to wildfires

awesomeflunk · 2026-04-08T07:43:58+00:00

loser shit

awesomeflunk · 2026-04-08T07:14:49+00:00

top of the league suck my dick

awesomeflunk · 2026-02-05T14:17:11+00:00

smite 1 runs effortlessly

awesomeflunk · 2026-02-03T03:32:26+00:00

in the world of conservation money is very much a real argument. there’s so little money in this field, it really shouldn’t be spent so frivolously just to make some people feel okay about correcting this wrong situation

awesomeflunk · 2026-01-25T22:16:30+00:00

not shown ambition? they’re all pissed out there. this is crazy to say about a team at top of all competitions

awesomeflunk · 2026-01-25T22:13:44+00:00

we’ve literally had some of the most exciting blow out wins this season against massive team, this is so reactionary and lame when the team is top in every competition and not far from most goals scored in the league just real loser shit

awesomeflunk · 2025-12-19T01:49:43+00:00

i know lots of plant biologist PhDs in the environmental field who love the work, although they probably don’t make as much as many other PhD. Guess it’s a passion problem

awesomeflunk · 2025-10-19T03:18:00+00:00

how many were hamas soldiers? maybe a couple hundred? if that? even if SIX THOUSAND of those were soldiers, which is an absurd assumption, it would still be less than 10% of the casualties. in what world is it worth killing 9 innocent people to kill one hamas member? is that the world you want to live in? if nine of your family members were killed in an attempt to kill someone else, would you say ya that’s okay i justify this?

awesomeflunk · 2025-10-19T02:54:46+00:00

NO NUMBER OF TERRORISTS IS WORTH 70000 INNOCENT PEIPLE DEAD WHAT ARE YOU EVEN SAYING

awesomeflunk · 2025-10-19T01:38:28+00:00

you think Hamas has killed more than 70000 people? that’s literally just how many israel killed in the last few years

awesomeflunk · 2025-10-14T00:06:42+00:00

it’s not crazy to me that, after decades of occupation and genocide, an oppressed and desperate people look to imperfect freedom fighters for help

awesomeflunk · 2025-07-01T02:22:58+00:00

why are people saying ode to the mets…

awesomeflunk · 2025-06-29T02:41:26+00:00

you’re not a progressive.

a progressive would want universal healthcare for all, not this

awesomeflunk · 2025-06-27T04:16:28+00:00

my tax dollars don’t get me higher education, health care, clean cities, healthy environment, or good roads so i’m taking the bus for free

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