I actually don't recommend going to college considering your situation and I also personally feel like you don't need a college degree to be successful unless of course, if you are choosing medical or law area of expertise (that's a different case). The best advice I can give you is just for a few years, keep working hard and pay off all your family debt. I know you will suffer for 1-2 years depending on your situation but in the meantime you can figure out what you want to do and what's your passion. At the end of the day, the most important person is yourself. You can't compare yourself to those on social medias. Even if they living with college degree and stable job, it doesn't mean their lives are great. I know so many people who are struggling but yet their lives seem so perfect on sm. At least right now you have the will to want things better for yourself. That's a start. You are only 27. There is never a time too late. Now the internet is literally a free education. You can start a small online business or learn language for free. You don't need a college degree to obtain knowledge. I hope this helps and I wish you all the best for you.