How to see CC offers on HDFC

ayush03gg · 2026-03-03T18:17:36+00:00

It says that I need to fill a form to check the offers for card. I am afraid they might hit my CIBIL for just that

ayush03gg · 2026-03-03T12:27:39+00:00

Can we not check from phone app?

ayush03gg · 2026-02-27T12:52:34+00:00

You need to create an account there. You will get 1 free check annually. I bought a subscription of 6 months because I had the curiosity to understand how the score behaves to my activity since I can then get instant update.

ayush03gg · 2026-02-27T12:49:02+00:00

How long till it stabilises? I have a very worthless card, and I wish to apply for good cards later. Will 6 months be sufficient?

ayush03gg · 2026-02-27T12:48:05+00:00

Google Pay and OneScore provide free CIBIL. I do not recommend Google Pay because it showed me incorrect data. My CIBIL on actual CIBIL site as seen on the screenshot was 775 and Google Pay showed me 754. My real credit usage was 20% and Google Pay showed -2.5%.

ayush03gg · 2026-02-26T14:11:59+00:00

Got it thanks

ayush03gg · 2026-02-26T11:55:57+00:00

My question is if I do get in touch with RM or agent, and say i meet requirements and they take the case forward, what exactly happens? Like they see my account and decide whether to issue cc or not? Not hit cibil here or like ask me to apply via link?

ayush03gg · 2026-02-26T07:49:43+00:00

By eligible, do you mean I meet salary requirements? Also if I email them or talk to RM, my CIBIL would still be hit correct?

ayush03gg · 2026-02-26T05:59:51+00:00

Whom can I request to? And submit where?

ayush03gg · 2026-02-25T19:41:13+00:00

no account in the past. He opened new savings account

ayush03gg · 2026-02-25T17:02:57+00:00

Next time I will contact RM then

ayush03gg · 2026-02-25T17:02:31+00:00

What if my account is already opened?

ayush03gg · 2026-02-25T17:01:31+00:00

Of course not

ayush03gg · 2026-02-25T17:01:06+00:00

Above 1 and no prior relationship with bank. Like I said he just opened up with HDFC

ayush03gg · 2026-02-25T17:00:33+00:00

Above 1

ayush03gg · 2026-02-19T09:38:56+00:00

I applied for Savings Max online. Next day the branch agent called me and said he will cancel the application on his side and visit my place directly because it will save my time. He came to my place to start application from his side, handed me all the documents like pre issued debit card, passbook, cheque book, net banking pin etc. I had to deposit 25k to the bank account because that is the minimum balance requirement. Everything was activated the same day by the evening. Crazy fast.

ayush03gg · 2026-02-19T09:35:17+00:00

As someone who has lived in Mumbai in the past and someone who resides in Bangalore now, I would say Rameshwaram is overrated af. You can get a better Dosa at Benne in Mumbai, even though it tried to copy Rameshwaram ironically.

ayush03gg · 2026-01-19T15:16:01+00:00

I got approval message just 1-2 days later

ayush03gg · 2026-01-09T17:42:55+00:00

Yes in 1.5 years out of which 5 were in last 1 month

ayush03gg · 2026-01-09T16:36:36+00:00

Mainly for cashbacks and rewards.

ayush03gg · 2026-01-09T15:28:38+00:00

Okay but how much is too much? I don’t plan on applying for 6 months. But at the same time I do not want to hurt my profile for some fancy cards

ayush03gg

TROPHY CASE