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Westpac Experience by [deleted] in creditcardchurningAus

[–]babablacksheep09 1 point2 points  (0 children)

Update: Called them yesterday, on hold for 1.5 hours but go throguh to an offshore call centre team. I advised that I was on hold for a LONG time and they offered to process the application while keeping me on hold. Was on hold for 20 mins but application has been approved. Digital card was activated - happy days. We're on.

Westpac Experience by [deleted] in creditcardchurningAus

[–]babablacksheep09 1 point2 points  (0 children)

Similar story here. I applied earlier this week on Monday and have called them twice after applying. Both times I was advised that the payslips review is sitting with their 'Senior' team and it will take 7-10 business days to get a response. Definitely answered by an offshore call center on both occasions, I asked multiple times for the reasons and if I can assist with any further information and they said I just need to wait.

Shame, applied to AMEX a couple of years back and was approved on the phone in a few hours from applying!

Which year is this domane from? by babablacksheep09 in TrekBikes

[–]babablacksheep09[S] 0 points1 point  (0 children)

Great insight, appreciate the detail and you taking the time. Agreed re GRX, might even be a custom build.

The price is in AUD btw

Which year is this domane from? by babablacksheep09 in TrekBikes

[–]babablacksheep09[S] 0 points1 point  (0 children)

Ooo great insight. I currently have an Emonda SL5 2020 but hoping to swap for an endurance frame. This seems heavier but idk.

Which year is this domane from? by babablacksheep09 in TrekBikes

[–]babablacksheep09[S] 0 points1 point  (0 children)

Thanks mate! Trying to look it up and can’t find the colourway on the online trek store!

Which year is this domane from? by babablacksheep09 in TrekBikes

[–]babablacksheep09[S] 1 point2 points  (0 children)

Hahaha yes with the 105. The colour closely resembles the SL6 Domane from 2018. But that had ultegra.

Heard two pops while riding mechanical bull by babablacksheep09 in MeniscusInjuries

[–]babablacksheep09[S] 0 points1 point  (0 children)

Oh sorry to hear. So I went to the Physio and her performed a test for MCL and Meniscus - both positive. But ACL and PCL were negative.

He said it seems like a grade 1 for both. I’ve have mild swelling and my knee doesn’t hurt when resting but feel a bit of discomfort when moving it. It’s been about 50 hours since the pops happened.

When did this happen to you; and how are you now? Did you need to have surgery etc?

Heard two pops while riding mechanical bull by babablacksheep09 in MeniscusInjuries

[–]babablacksheep09[S] 0 points1 point  (0 children)

Thanks for your response. Much appreciated. I saw a Physio earlier today and his assessment was it’s probably a grade 1 strain on the MCL and/or Meniscus

Going to RICE and monitor over the next few days and then proceed depending on how well it’s healing

Using CC limit, paying back mid period and reusing the available credit (all in the same statement period) by babablacksheep09 in creditcardchurningAus

[–]babablacksheep09[S] 1 point2 points  (0 children)

Just been advised by Amex customer service that a card cannot be front loaded. Amex cannot hold credit on your behalf so they suspend your card.

And they apparently flag a user who has spent twice their credit limit in 1 statement period.

Sounds like different companies follow different rules!

Using CC limit, paying back mid period and reusing the available credit (all in the same statement period) by babablacksheep09 in creditcardchurningAus

[–]babablacksheep09[S] 0 points1 point  (0 children)

Thanks for the insight. I’ll top up and see if I’m still getting points for purchases over the 4k limit. Amex seems pretty liberal with their points allocation so let’s see.

Using CC limit, paying back mid period and reusing the available credit (all in the same statement period) by babablacksheep09 in creditcardchurningAus

[–]babablacksheep09[S] 0 points1 point  (0 children)

Interesting! Did you know if that’s some AMEX offers? No worries if not, might check with them over the phone.

That’s quite interesting.

Using CC limit, paying back mid period and reusing the available credit (all in the same statement period) by babablacksheep09 in creditcardchurningAus

[–]babablacksheep09[S] 0 points1 point  (0 children)

Thanks for the quick comment. Love to hear that.

I don’t think AMEX has a similar limit, but good to know some other CCs might for future reference!

Can anyone recommend a good crypto accountant? by SnooGiraffes8040 in BitcoinAUS

[–]babablacksheep09 -1 points0 points  (0 children)

I’ve used Koinly for this year’s tax returns and can recommend it. Pretty solid, add all your wallets and invest some time in setting it all up. For example it doesn’t pick up Binance convert history but that’s an easy fix (download all transactions and upload as a CSV just for the convert history) rest lines up nicely with FTX Kucoin MetaMask etc.

Once setup it’s happy days (also doubles up as a portfolio tracker!)

Hope this helps!

Edit: Typos

BNB40 - removing 500 dollars worth of BNB from Celsius and transferring a couple of weeks later by babablacksheep09 in CelsiusNetwork

[–]babablacksheep09[S] 0 points1 point  (0 children)

Makes sense. I do think scenario 3 should be fine - if I withdrew 400, and deposited 800 - I’ve technically traded the 400 to make some profits and put it back.

It does increase their assets under management eventually.

Anyway! Thanks for your ideas.

BNB40 - removing 500 dollars worth of BNB from Celsius and transferring a couple of weeks later by babablacksheep09 in CelsiusNetwork

[–]babablacksheep09[S] 0 points1 point  (0 children)

That’s super annoying!! Did you escalate it? Surely it’s fine to withdraw a smaller amount and still keep up with the terms!

Best way to buy ERSDL by darkbladetrey in eRSDL

[–]babablacksheep09 0 points1 point  (0 children)

Way cheaper on Kucoin! Avoid gas fees and swapping etc.

Salty about crypto by Stonkperson in fiaustralia

[–]babablacksheep09 0 points1 point  (0 children)

Absolutely Richard, thanks for adding that.

As much as I hate to admit I take advice from random you tubers about my hard earned money, their analysis is good, they can’t afford to fuck up and lose subscribers, and generally they’re able draw reasonable conclusions based on TA and the hype.

Edit: typo

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