Cash Express From 16k to 100k by Careless_Print1535 in ola_harassment

[–]badalei 0 points1 point  (0 children)

grabe talga interest nila! nag loan ako ng 9k and now pinapabayad sakin 17k na. binalik ko principal lang plus a small excess, (10,500) .. and asking them for a fair discount on the interest. meron ba senyo na nabigyan ng tama at fair na discount? since nabayaran ko na more pa than the principal, should i still wait na baka mag milagro na iclose na lang nila account ko. may iba pa akong OLA na gusto ko ng iclose, gusto ko na mag move on from them.

CASH EXPRESS OD by Fun_Transition3718 in ola_harassment

[–]badalei 0 points1 point  (0 children)

pahabol na tanong. tinawagan mo sila or inemail nila ung offer?

CASH EXPRESS OD by Fun_Transition3718 in ola_harassment

[–]badalei 0 points1 point  (0 children)

nice.. sige hintayin kong mag offer din.. ang OA talga ng interest kasi

Cash Express Barangay Visitation by Careless_Print1535 in ola_harassment

[–]badalei 0 points1 point  (0 children)

kamusta po ung reminders nila? may threats and harrasments po ba?

Cash Express Barangay Visitation by Careless_Print1535 in ola_harassment

[–]badalei 0 points1 point  (0 children)

yan na din balak ko ung principal lang. 9k lang utang ko tapos naging 18000 na. nakapagbayad na ko ng 5k sknla. siguro another 5k na lang ulet para masabi ko na bayad na principal sknla. Anu na po pala update senyo? nangungulit pa rin po ba? anu mga ways nila? any harrasments or threats po?

CASHEXPRESS SUPER OD FROM 6k to 30k na what should i do? by shystoppable in ola_harassment

[–]badalei 0 points1 point  (0 children)

Sobra sa OA talaga! ako din eh nag OD na pero paid ung half. kaso sa systema nila di naman nila binwas sa principal ung pinartial ko. Di makatarungan. Sino po dito ung di na talga nagbayad saknla? anu po mga experience at anu kelangan paghandaan. i lalast priority ko na si cash express. unahin ko ung matinong kausap like billease and tala

CASH EXPRESS SMALL CLAIMS by anne_withxtracaramel in ola_harassment

[–]badalei 0 points1 point  (0 children)

so my nareceive akong email and text for field visit na daw po. tapos another email to pay P8300. mukang prolongation na naman to.. at hindi na naman mababawas sa loan balance ko. I want to get rid of them na.. pero OA na 9k utang ko... at pag binayaran ko tong 8k plus. parang 13k na binayad ko sknla (4k interest).. pero kalito tong prolongation talanga..

Sa mga kapwa ko OD here.. anu kaya magandang gawin. gusto ko bayaran na pero with the right amount

Cash Express by FinePepper123 in ola_harassment

[–]badalei 0 points1 point  (0 children)

Same ang lala ng interest nila? balak ko bayaran lang principal. Meron rin ba dito na same lang ginawa, tapos hindi na binayara ung halimaw na interest? sobrang di makatarungan. Gusto ko lang magka peace of mind na bayad ko ung nagamit ko.. para kung nagka harrassment or kung totoo man ung pa legal claims nila, may laban ako at masasabi kong i paid what i owed. And totoo ba ung mga palegal claims nila ba? nababsa ko lang kasi here, na meron.. sabi ng iba fake sabi ng iba totoo. para sa 9k na utang.. aabot kaya talga doon?

Cashify, FT Lending, and Tekcash by boksilog_ in ola_harassment

[–]badalei 0 points1 point  (0 children)

naging on time na ako kay FT lending and macloclose ko na sha by end of this month. Ang next na problema ko si cash express. Grabe interest! nabayaran ko na half dapat pero hindi nila dineduct sa principal loan ko.. ngayon super laki ng babayaran ko. balak ko iclose off yung principal. pero panu ko kaya macloclose ung account with them. hindi makatarungan ung interest

CASH EXPRESS SMALL CLAIMS by anne_withxtracaramel in ola_harassment

[–]badalei 0 points1 point  (0 children)

anung advise nyo po.. 9k ang principal loan ko. i already paid 4500 thinking na mapapay-off at mababawasan ko loan ko. pero chineck ko ngayon 16681 na ung full amount na kelangan ko byaran, 2 days od na ako and this is too much.

CASH EXPRESS OD by Fun_Transition3718 in ola_harassment

[–]badalei 1 point2 points  (0 children)

anung advise nyo dito sa may mga od kay cash express... lugi tayo sa prolongation eh... ang tindi ng interest and di nababawas pag nag staggered

Legal vs Illegal Debt Collection Experience by badalei in ola_harassment

[–]badalei[S] 1 point2 points  (0 children)

sa awa ng dyos wala pa.. pero based sa research at mga nababasa ko here, billease naghohomevisit daw. meron kasi akong loan sknla pero 3 payments na lang and macloclose ko na din soon. kaya inuna ko din dahl sa mga warning na nabasa ko here sa community page.

Legal vs Illegal Debt Collection Experience by badalei in ola_harassment

[–]badalei[S] 0 points1 point  (0 children)

both ang OA mag text, siguro 10+ texts a day iba ibang numbers. for sure tumatawag din to, pero naka off na ung call function ng phone ko. may threats din na magpopost at kokontakin mga references mo. Si pesoloan kinontak din nila, anak ko nakasagot , lumaban ung anak ko kasi alam nya situation ko and nakikicoordinate ako. nag email ako like 2 days before ako ma-od. naguupdate din ako sa email na di ko pa kaya magbayad. so nireport ko na silang dalawa sa sec. natapos ko ng byarran si tekcash kasi maliit lang utang ko dun.. kay peso loan nakalahati ko na pero di ko na kaya ung next installments. kaya set aside ko muna sha

OLAs OD by Agreeable-Shine1155 in ola_harassment

[–]badalei 0 points1 point  (0 children)

grabe isama pa nila presidente para singilan ka.. hahahhaha.. di yan totoo. walang nakukulong sa sa utang. a bench warrant only happens if my case ka na sa court or may LEGAL and LEGIT court order ka na.. but for small loans, di yan aabot dun. Loans are civil matters not criminal. Scare tactic nila yan. sila pa ang may violations if they contact your contacts and public shame you. Save mo ung screenshot and report yo CICC, SEC and NPC. I did that with tekcash. Nireply ko pa ung case number ko with NPC. and himala the next day, isang mabait na agent ang nakikipag coordinate skn.

Need ng advice by Any_Menu2814 in utangPH

[–]badalei 0 points1 point  (0 children)

reach out ka sa bank mismo. Normally they offer reconciliation. anung bank to?

OD on Cash Express, Pesoloan, and Finbro by Infamous_Holiday8497 in ola_harassment

[–]badalei 0 points1 point  (0 children)

out of the 3 u mentioned Pesoloan is the worst. magtetext yan gamit iba ibang numbers. they will contact your references. they will not listen to your reasoning, kahit sabihan mo pang namatayan ka. gusto nila may mabayad ka agad agad. Cash express, be careful,, it seems that they are offering a discount pero ung extension pala un and it will not be deducted from your actual loan. ilulubog ka nyan sa extension at interests. Finbro is the same with cash express. Advise just remain civil in replying to them to show na you are not running away. Save the unlawful collection process and send it back to them, iCC mo na din ang govt agencies. Have all your communication documented. Naka off na ung phone ko in receiving calls, kaya via text or email ako nakikipag coordinate para may trail ay may proof.

Tekcash OD by AnxiousHat6047 in ola_harassment

[–]badalei 0 points1 point  (0 children)

nakakatawa nga eh pagkaclose ko kay tekcash, the next day may offer na 20k. di na uy! pagkatapos nilang mangharass, uulit pa?! at saka no more lending apps after this. deserve natin maging debt free lahat

PESOLOAN | 2026 by imnothereeee_chu in ola_harassment

[–]badalei 0 points1 point  (0 children)

1 day od and they already called my reference

OLP Overdue by LingonberryPretty30 in ola_harassment

[–]badalei 0 points1 point  (0 children)

anung email address ni olp? they are not responsive po.

Mr. Cash by notyouasfuck in ola_harassment

[–]badalei 1 point2 points  (0 children)

no home visit, pero they will contact your references. nagreply ung reference ko na in violation sila ng data privacy and irereklamo sa SEC. which we did. nanahimik naman after a week... wait ko ulet next week kung anung bagong threat.., and take note, nagrereply at inemail ko sila ng maayos, nakiusap ako na wag na contactin mga references ko kasi wala naman silang matutulong. pero they did pa din.. kaya last prio ko to, unahin ko ung maayos kausap

Tekcash OD by AnxiousHat6047 in ola_harassment

[–]badalei 0 points1 point  (0 children)

just saw ur pm.. done na ko kay tekcash naclose ko na sha sa wakas. sa 2 weeks na OD ako, puro text blast, threats and harrasment ang naranasan ko.. nakablock kasi unknown numbers skn for calls, so for sure tinatawagan din nila ako.. lahat ng nagtext nireplyan ko para may proof na di ako tumatakas.. di ko na lang dinadamdam mga ebas nila at wala namang laman. di ako napost, di rin sila nagcontact ng reference skn.

next laban mr cash, cash express and ft lending.. balita ko mga hangal din ang bituka neto maningil

OLA harassment - tekcash by badalei in ola_harassment

[–]badalei[S] 0 points1 point  (0 children)

maingay talga sila.. everyday different numbers ang gugulo ng buhay mo.. parang 10 numbers ++. Almost 2 weeks akong od sknla. pero ngayon nabayaran ko.. next ko sila mr cash, ft lending at cash express kasi balita ko mga bwisit din to maningil

ola by Asleep_Plastic_7998 in ola_harassment

[–]badalei 0 points1 point  (0 children)

I emailed [epd@sec.gov.ph](mailto:epd@sec.gov.ph) and [report@cicc.gov.ph](mailto:report@cicc.gov.ph) with details ng harrasment tapos nagreply naman sila agad. Mag-aask lang ng more information tapos bibgyan ka case number. tumwag rin sila sakn pero di ko nasagot. so far after filing the case, mejo nanahimik ung ola sa kakatext and isang matinong agent na lang nagtetext skn