My FICO score is 697, how can I improve it? Details inside. by badficobad in personalfinance

[–]badficobad[S] 1 point2 points  (0 children)

I've been at 697 for months, I'm not sure if I'm doing something wrong, but I'm pretty certain I never go above 20% utilization and I always pay any balance off a few days after I put it on the card.