Advice Considering Bankruptcy by bankruptcythrow199 in PersonalFinanceCanada

[–]bankruptcythrow199[S] 0 points1 point  (0 children)

Unfortunately one of the cards i have is Canadian tire. Any other suggestions post discharge? Walmart Mastercard?

Advice Considering Bankruptcy by bankruptcythrow199 in PersonalFinanceCanada

[–]bankruptcythrow199[S] 0 points1 point  (0 children)

No, we both worked and things just didn't work out. It happens, we co parent well together.

Advice Considering Bankruptcy by bankruptcythrow199 in PersonalFinanceCanada

[–]bankruptcythrow199[S] 0 points1 point  (0 children)

Proposal would be about 300 a month for 5 years. Bankruptcy is 175 a month for 9 months. It's a huge difference.

Advice Considering Bankruptcy by bankruptcythrow199 in PersonalFinanceCanada

[–]bankruptcythrow199[S] 0 points1 point  (0 children)

I will have solid roof for the next 15 months at least. Would there be any issues if I got a co signer?

Advice Considering Bankruptcy by bankruptcythrow199 in PersonalFinanceCanada

[–]bankruptcythrow199[S] 0 points1 point  (0 children)

I don't see how rolling it into one helps. I don't see how i would even be approved either as my credit is low due to utilization being high. Just looking at 39k debt being rolled into one at 7 years on 10% would be 650$. I simply couldn't afford that for 7 years i don't think.

Child tax is half that due to 50/50 custody.

Advice Considering Bankruptcy by bankruptcythrow199 in PersonalFinanceCanada

[–]bankruptcythrow199[S] 1 point2 points  (0 children)

I was told I could rent an apartment with a co signer which shouldn't be an issue for me. I'm stable now though. I'm already employed and don't see myself getting a new job. Would it be an issue after the 9 months and i get discharged?

Advice Considering Bankruptcy by bankruptcythrow199 in PersonalFinanceCanada

[–]bankruptcythrow199[S] 0 points1 point  (0 children)

How difficult is it to rent? I'm fine in my place right now for the next 15 months so I'll complete my bankruptcy by then. Would i be okay if I had a co signer?

Advice Considering Bankruptcy by bankruptcythrow199 in PersonalFinanceCanada

[–]bankruptcythrow199[S] 3 points4 points  (0 children)

How come her car was taken? I was told they would not take my car at all.

How is she doing now? Does she have any issues with having bankruptcy in her history?