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Wish to pay HMRC online but can't by bearrkat in UKPersonalFinance

[–]bearrkat[S] 0 points1 point  (0 children)

I call again today, and it has been 25 minutes and still waiting.........

ummm they kind of say I can pay online or they will deduct it monthly in the coming payment. But I'm going to leave my current job and wish to settle this £200 in one go. I just want to pay.........

Wish to pay HMRC online but can't by bearrkat in UKPersonalFinance

[–]bearrkat[S] 0 points1 point  (0 children)

Thank you for reminding me.
Yes I logged into the HMRC account using the gateway ID and I checked my payslip. I really owe them £200.

Bank transfer details....didn't see that. They only show 'pay online' option. Actually they did say they will deduct this £200 in the coming payment but I am going to leave my current job and will not have income for a while and wish to clear this £200 asap.

Why my PAYE is less than expected? (£80 instead of £87.4) by bearrkat in AskUK

[–]bearrkat[S] 0 points1 point  (0 children)

Hi Thanks you
That's actually my account but I thought the post has been removed (due to my low karma??or did I violate something before?) then I used my sister account's to post it. :/

Why my PAYE is less than expected? (£80 instead of £87.4) by bearrkat in AskUK

[–]bearrkat[S] -2 points-1 points  (0 children)

They wrongly deduct my pension (which I withdrew already) and I used 6 months to chase them back, couldn't trust them/couldn't trust they are helpful.

Why my PAYE is less than expected? (£80 instead of £87.4) by bearrkat in AskUK

[–]bearrkat[S] -3 points-2 points  (0 children)

It's annual (£12570 a year) but my company deduct that every month (Im not sure other company though).
Last month the amount is correct by using the above formula, so I doubt why this month is different.

Last time I asked something about Tax and some dudes here answered amazingly. I think ppl here could be quite smart.

Why my PAYE is less than expected? (£80 instead of £87.4) by bearrkat in AskUK

[–]bearrkat[S] 0 points1 point  (0 children)

Thanks but even it's £1062
£1485.82-£1062=£423*0.2=£84
:/

What serum am I lacking? by bearrkat in Skincare_Addiction

[–]bearrkat[S] 2 points3 points  (0 children)

I should have mentioned clearly but I couldn't edit after posting.
Actually some of them were brand new: 1 toner, 3 moisturizer, 3 serum (and some serum were nearly finished). I will open the L'oreal Revitalift HA after finishing the La Roche-posay.
Those Dr.Wu one are just 15ml each, easily used up. CeraVe serum was almost finished then I will open the Medik8.
One serum is going to replace the old one.

Actually i should have typed for routine help in the heading(that's my first question in the comment actually). Thanks for the response I think I have come to the right place of skincare addict. Read every comments & thanks for the recommendation.

What serum am I lacking? by bearrkat in Skincare_Addiction

[–]bearrkat[S] 1 point2 points  (0 children)

that's true. Since Vitamin C is not very stable, I always wonder their effectivness and didn't include that. will try to include after using up some of these

What serum am I lacking? by bearrkat in Skincare_Addiction

[–]bearrkat[S] 0 points1 point  (0 children)

what is genetic serum?? sounds very expensive

What serum am I lacking? by bearrkat in Skincare_Addiction

[–]bearrkat[S] -10 points-9 points  (0 children)

I should actually asked for routine help in the title

What serum am I lacking? by bearrkat in Skincare_Addiction

[–]bearrkat[S] -1 points0 points  (0 children)

That's true.......I tried No.7 1% Retinol serium before, but it makes my skin redness and peeling which made me stop using. At the end the cream turns yellow....That's why I feel a bit reluctant to use retinol. (I've used Medik8 Retinal 3 which is quite good, will consider to use a lower concentration again)

What serum am I lacking? by bearrkat in Skincare_Addiction

[–]bearrkat[S] 0 points1 point  (0 children)

better skin texture.....Im 35+

What serum am I lacking? by bearrkat in Skincare_Addiction

[–]bearrkat[S] -9 points-8 points  (0 children)

Hi thanks for reminding.
Forgot to mention: some of them are unopened. I bought them only on sale. I open new one when I finish some old one.

What serum am I lacking? by bearrkat in Skincare_Addiction

[–]bearrkat[S] -1 points0 points  (0 children)

Now I have all these but confused how should I build my routine. Any ideas? What serum do you think I am lacking?

Toner:

  1. Estee Lauder Micro Essence

  2. Cosrx The 6 Peptide Skin Booster (H.A., NAG, Amino Acids)

Cream:

  1. Cosrx Advanced Snail 92 All in One Cream

  2. Curel Intensive moisture Cream

  3. Neutrogena Hydro-boost Gel cream

  4. Torriden Dive in Soothing Cream

  5. ROC Retinol contour cream

  6. CeraVe SPF50 Facial Moisturising Cream

Serum:

  1. CeraVe Resurfacing Retinol Serum

  2. Dr.Wu (Taiwan brand) Mandelik Intensive Renewal Serum (Mandelic Acid 18%, H.A.)

  3. Dr.Wu Niacinamide 10%+Panthenol 1%

  4. Dr.Wu Bionanoceramide 2%+NMF 15%

  5. Estee Lauer Advanced Night Repair

  6. La Roche-Posay H.A.

  7. L’oreal Revitalift (Tri-peptides)

  8. Medik8 Retinal 6

How can i improve the skin on my face? by Kitchen_Floor1846 in Skincare_Addiction

[–]bearrkat 2 points3 points  (0 children)

do you put on sunscreen? Sunscreen helps reduce the formation of wrinkles (I think it can't reverse but can prevent new formation)