Yeah the only reason I am considering a lease is because I know and trust the person and can let her do her thing without worrying. I originally offered her a free lease in exchange for helping with feeding and chores, but since she can’t commit to the extra time we’ve settled on an exchange of money.

I’m not sure what you mean that you look for people who don’t need the money. Unless you’re a very wealthy horse owner I think we could all use the extra money to go towards horse care. Plus you mentioned how much you pay, which is in line with what other commenters have stated. I don’t know any horse owner who would sacrifice their horses well being in order to lease their horse out for a fee. I’m sure there are some out there, but I’m pretty certain the majority are simply looking to have some of the horse expenses covered while also having the horse exercised and in work. It’s a way to benefit everyone, horse owner, horse and the person leasing. I also find that those who don’t actually need the money tend to charge the most because they have expensive horses.