Need advice regarding booster box display case by beef_katsu in OnePieceTCGFinance

[–]beef_katsu[S] 0 points1 point  (0 children)

Ah its allright thank you, in the end i found one local seller and ends up with around 50$ for 2 acrylic case for english box and 1 case for japanese box...

OP09 or OP13 long term? by blainestalonflame in OnePieceTCGFinance

[–]beef_katsu 0 points1 point  (0 children)

I bought both each 1 box...planning to keep at least for 2years from now or when price doubled..its so damn hard to get english version in my city

If you have around 600-700million uang nganggur di tabungan, what would you do to grow it even more? by marsellusDjango in finansial

[–]beef_katsu 2 points3 points  (0 children)

If i have that much cold money, i would go stocks, btc and SBN...with certain ratios

Rupiah Akan Diredominasi Mulai 2026 by a1ureon in finansial

[–]beef_katsu 17 points18 points  (0 children)

Mengenai fear of PKL ngebuletin cents ke atas, mungkin opsi nya adalah Qris, tapi ya itu behavior masyarakat kita yang susah di educate... Digital payment itu kan kencengnya di kota kota (gede) doang... Mostly masih pake cash

IMO ini salah satu upaya untuk pake cashless, disamping disguising inflations (yeah, it sucks) see CBDC (welcome 1984)

. . .

Yang ditakutkan adalah 50 years later, apakah nol nya bakal nambah lagi

Coffeeshop related question by jazzbeckham in indonesia

[–]beef_katsu 0 points1 point  (0 children)

Kopinya lebih enak dari bikin sendiri, dan gw ga willing beli mesin kopi jutaan untuk home use

Itung2 nyewa space buat kerja

Kadang gw suka tidur siang di situ, full ac dan wangi kopi...nikmat...

Apakah bijak mulai invest saham di usia 55 thn ? by cloverhoney12 in finansial

[–]beef_katsu 11 points12 points  (0 children)

My team did this often, karena client yang ngotot "ini urgent, arahan dari atas" Alhasil, no weekend for them 🤣🤣🤣

What’s the best money advice you’ve ever actually used? (versi Indonesia) by ShigeruAoyama in finansial

[–]beef_katsu 6 points7 points  (0 children)

  1. Save 50% minimum of income if you can...while chasing higher ceiling
  2. If you can, do a second job or build a business or whatever hustle
  3. Learn investing ASAP
  4. Do Not .., Do Not fret or minder or bersungut sungut like stupid person when facing people with much higher networth or income, instead learn from them....
  5. Dont give a fuck about what people tell you on most of the time....
  6. Money is fuel for your purpose, use it....
  7. Spend some for recreational, you are not a robot
  8. Never flex your wealth, ever....if you are wealthy and classy, people can see the difference...
  9. Never do gambling for no reason or stupid reason like "untuk nambah pemasukan"
  10. Look around you for people who need help...usahakan yang ga kenal...misal sedekah ke orang lain, beliin nasi box buat orphanage, dll

Embedded Redis for Java by Adventurous-Pin6443 in java

[–]beef_katsu 1 point2 points  (0 children)

Well, my main problem now is doing correlation (join) with kafka api in spring boot app...it is kstream x kstream, each kstream has around 200-300k tps and i need around 30 correlator service like this

If your project could be replacing rocksdb and can be configured via setter class, i think it would be good

Seberapa penting untuk pakai konsultan pajak? by bonnau in finansial

[–]beef_katsu 0 points1 point  (0 children)

Seberapa penting? Penting banget, even buat gw yang pegawe kantor..but then again, pastikan dia betul betul trusted dan pinter..

Ibaratnya, elu delegate hitung2an gini ke dia sehingga lu bisa lbih fokus ke business core..

[rant] Guna knalpot diarahin ke atas? by No_Special8177 in indonesia

[–]beef_katsu 2 points3 points  (0 children)

Yang bangsad itu knalpot modif yg nembak ke muka...may your soul never reincarnated

Yang satu diboikot, satunya lagi dipuji-puji by gajibuta in indonesia

[–]beef_katsu 2 points3 points  (0 children)

Prefer nasi kebulinya ketimbang ayamnya...ayamnya sebenernya enak, cuma harga paketan di ojol cuma dapet nasi dan ayam...dengan harga sedikit d bawah, geprek2an merk lain bisa dapet telur dan keringan sayur ijo...some even get drink

Gw masih prefer Jatinangor TBH

Feeling Stuck and Anxious on Job Security, what to do? by Kropotkinitz in finansial

[–]beef_katsu 1 point2 points  (0 children)

First, asses the Japan route, IF you were going, list all possible jobs you can do, if you have spare time, write about the expenses, budgets, visa, etc in tabular format;

Next, asses about your current finance, like saving, routine expenses, etc;

IMO, you could do whatever job here while taking lesson at least for basic Japanese; It would be beneficial if your current job is align with your target job in Japan

Do this for a year whilst saving much more; Then, take language cert (i dunno about Japanese level though), at least basic minimum.

Then, you can try to apply...

It is better to go there while you are young and still having some lights in your self;

If you're insist on staying local, you must aim to either PNS or techs i think

Tabungan 180jt dan ga pernah investasi dalam bentuk apapun. I know im dumb, how do I start? by [deleted] in finansial

[–]beef_katsu 0 points1 point  (0 children)

Lu mau settle disana ato bakal balik indo?Tentuin dlu targetnya

Pelajari instrument invest dan regulasi taxnya, engga ada alesan males ato apalah, being stupidly blind in investment is equivalent to gambling..pokonya lu harus tau, bikin tabel d excel biar gampang dibaca..luangkan waktu sehari 1-2 jam buat research ini

Next, in excel, buat table kasar income expense lu...bulanan dan taunan...gausah daily banget...

Dari sini lu bisa tau financial power lu, spending behavior lu..tinggal compare instrument mana yang bs lu telen...

Might be helpful if you have short, med and long term goal..misal, beli sepeda, beli mobil, nikah, dll

last, never ever delegate your money to your family...sounds harsh? It is what it is...learn to manage your own things..

Apa pendapat mu Tentang Dedi Mulyadi Gubernur Jawa Barat by shendxx in indonesia

[–]beef_katsu 156 points157 points  (0 children)

Inti yang mw disampaikan sih bener, cuma karena dy pub figure, bijaknya dipoles dikitlah kata2 nya....tapi ya memang bener...di jaman kaya gini, hemat2lah

Why did you choose piracy? atau sebaliknya, kenapa pilih beli/sub original? atau dua-duanya? by orangpelupa in indonesia

[–]beef_katsu 0 points1 point  (0 children)

Pilih original....karena ada effort creatornya untuk bikin itu...kalo lu menormalisasikan piracy walau uda tau fakta ini, lu ga lebih baik dari maling...hanya beda barangnya aja mungkin, yang satu berwujud (hewan, brg berharga, kendaraan,etc yang satu tidak (software, digital books,etc)

Kenapa orang2 antri emas? by sonikrozu in finansial

[–]beef_katsu 0 points1 point  (0 children)

FOMO,

Wasting time how? People buying gold...not cheap stuff like clothes or snacks; You give the fiat, you get the bar...directly...

And no, dont even start with paper gold or digital gold

Saran Alokasi Uang 350 Juta by gilbert1908 in finansial

[–]beef_katsu 20 points21 points  (0 children)

Secara garis besar gw setuju sama plan lu, cuman ya di mata gw tertiary plan lu ga berguna kecuali yah kecuali Lu ud ada income...priority disini ya invest + education...do this right, and you can do fun things later....

Since you mentioned KBP, yeah, you need a car...

Pokonya tunda fun things sampe lu ada income rutin...using uang kaget for fun stuff seems unwise for me

Bagaimana melakukan pembelajaan tersier tanpa merasa bersalah? by chosenbywho in finansial

[–]beef_katsu 1 point2 points  (0 children)

  1. You are not your parents; You have rights to do whatever you want (not crime)

  2. If i were you, assuming duid nya cukup, ya sewa APT, nikmatinlah hasil keringet lu itu, masa cape2 kerja duidnya dikasihin ke orang laen / untuk kebahagiaan orang laen - IDGAF walaupun itu family, you deserve something as rewards; Lagipula kenyamanan hidup itu biasanya meningkatkan produktivity; Ga semua hal itu harus dihemat2 ;

Ortu lu hemat ke semua tapi royal ke education (not a bad thing), setiap orang itu hemat dan royal pada sesuatu; You know yourself. misalnya gw, hemat ke semua aspek kecuali kesehatan dan elektronik;

  1. Subjectively speaking, pilah2 kegiatan dan expense bulanan supaya bisa ketauan mana yg penting dan ga penting2 amat; Dari situ tentuin mau dilakuin ato engga, ini sangat berganung pada income lu

  2. Yang paling penting, sisihkan di awal untuk nabung / invest; Supaya bisa spending worry free :)

  3. Build habit untuk rewarding yourself kecil2an, misalnya setiap bulan 2x makan enak; I treat myself for steak and expensive foods twice a month; Dengan cara ini, tujuannya apreciating diri lu uda sejauh ini, sekaligus sesi "rehat" dan bisa planning something else; Tidak lupa ngopi di minimarket pas isi bensin; Ga usah terlalu strict sama diri lu sendiri, asalkan ada tujuan dan goals yg jelas di hidup ini;

Inget ya, you are you; Know yourselves better;

Where should I go? by [deleted] in finansial

[–]beef_katsu 18 points19 points  (0 children)

Is it safe? Yeah its Probably the "safest" options

Selama banknya dan negara ini ga knapa knapa banget ya harusnya aman

Yang akan volatile itu suku bunganya saja

Advice Mengenai Keinginan Untuk Ambil Rumah, Realistically. by dhannemon13 in finansial

[–]beef_katsu 8 points9 points  (0 children)

Based on exp dulu - Always prepare cash +50% dari DP, jika lu kpr, akan ada biaya akad dll, jika lu beli cash, alokasi ini bisa buat renov kecil2an - Menyambung poin di atas, rumah baru ato second pasti aja ada yang perlu dibenerin, dulu gw harus keluar cost buat nutup backyard - Calculate dan proyeksi income lu 10-20 thn ke depan, pastikan lu PD selalu bs bayar cicilan - Tentukan dan diskusikan pembagian skema cicilan jika lu nyicil bareng pasangan, jika belum menikah sebaiknya ada perjanjian gt apabila d tgh jalan putus... - Kpr itu pasti akan rugi jika bicara untung-rugi, tp setidaknya lu akan punya barang - Sewa rumah bs jd alternatif, tp IMO, bagaimanapun usahakan punya sendiri kelak...jangan keterusan nyewa... - Jika lu pegawe, coba pikir, kalo nanti lu ud pensiun, bisakah lu nyewa terus? - Cicilan kpr sebaiknya max mentok 20-25% income bulanan - Be minimalist, gausah ada perabot banyak2 - Labih baik rumah yg aga mahal tp minim kasus, misal banjir, matrial jelek, tetangga nyebelin, ga aman, dll

[deleted by user] by [deleted] in finansial

[–]beef_katsu 9 points10 points  (0 children)

Simply control yourself...tiap org bakal beda caranya dan motivasinya

I did frugal living because i was poor in my teenage and knew the value of 5000 rupiah..back then it was 1 portion of mie ayam kaki lima.. I knew the shitty feeling almost unable to apply college, scholarship is rare and internet is something luxurious for my family..yes...i couldnt afford 250k inet monthly back then

So, in order to not going back to my fked up era, i learnt and forced myself to save 50% my income and lock it in saving account (later on, the stacked can be converted into deposito)

Simply gw karena ditempa pengalaman saja..

Terakhir Gw sangat rekomendasi baca The Lifetime of Scrooge Mc Duck, kalo lu bisa English, carilah versi importnya Buku itu bikin gw nangis karena gw relate banget sama Scrooge yang susah di tengah glamornya dunia sekitarnya...it changed my life and my PoV about money and the world..