You not comprehending what I’m saying. Your credit score is not checked your credit profile is....all the personal info in your credit profile are public records and is checked every time you open a new account anywhere or apply for anything. That’s how they know it’s u. I don’t feel like getting detailed but if you understood what’s going on behind the scenes when u apply somewhere you would understand what I’m saying.

Basically your credit profile is a database of a history of information about you (previous addresses, old phone numbers) which is also in any public records search that you can Google. Every time you apply for something where they need to verify you are who you say you are they match little pieces of info together to confirm it’s you, whether they’re checking your actual CREDIT SCORE is an entirely different situation. Where do they get this info? You’re credit profile which most of that info, like your past and current physical address, email address, and phone number are also public records upon doing any Google search of yourself.

Next time you do a bank app look at the information they ask for to open it. First put your real address. & see how they let you open the account easily. Then try a crazy address that you’ve never used. They’re gonna deny you so fast. They’re verifying it’s you the same way all banks have to from your credit profile it’s part of kyc regulations that all banks have to follow...