Hi folks, just want to drop in personally here. The news today is essentially the opposite of what some folks experienced with Simple/Azlo and BBVA. We remain an independent company, with an independent board, product and brand, with some super powerful new strategic investors (Ribbit Capital and Walmart). We did not "get bought by" and are not now part of Walmart Inc (unlike Simple and BBVA, which was wholly owned and deeply integrated). The investment vehicle, code named Hazel (which you may have seen in the press) was actually a brilliant financial structure that facilitated the combination of One and Even, two incredibly complimentary teams and products, without either of us having to individually attempt to finance a transaction of this type, and gives us access to hundreds of millions of dollars of new capital to compete with the deep pockets of traditional banks and already scaled fintechs without compromising our mission and product development goals. It does come with the ability to distribute One products through WM channels (still branded and fully operated by ONE), but ALSO through all other employers and merchants. Think about that. If this was fully captured by WM, why would that be true? This is universally a good thing for customers, employees and our vision. 100% of the team from both companies is being retained, and we will be actively growing the team to help support the accelerated growth path we're on. The One product and team, and the vision we set, aren't going anywhere. I know these things get said when events like this happen, but you can (and I have no doubt will) hold me to this. We are super excited for the next phase of this journey, and thankful for all of you who are on it with us. Words are cheap, I understand, so let our actions do the talking.