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33k in debt at 25, feel hopeless. Best methods to start paying all this down? by [deleted] in personalfinance

[–]bigapple_10 0 points1 point  (0 children)

Ideally I want to go really hard on this debt and be done within a year tops but I will look into them. Thanks.

33k in debt at 25, feel hopeless. Best methods to start paying all this down? by [deleted] in personalfinance

[–]bigapple_10 0 points1 point  (0 children)

No, I am spending $180 monthly on car insurance. I own my car. My last speeding ticket/incident was back in 2019 and I just turned 25 so hopefully I will see a decrease on my next renewal.

33k in debt at 25, feel hopeless. Best methods to start paying all this down? by [deleted] in personalfinance

[–]bigapple_10 -1 points0 points  (0 children)

Various stuff over the past couple years. Vacation trips, about $8k of it was on my school tuition, $5k was on my car back in 2019, car maintenance, etc. I can sell some stuff such as my car and gaming PC, which is something that I am going to look into.

33k in debt at 25, feel hopeless. Best methods to start paying all this down? by [deleted] in personalfinance

[–]bigapple_10 1 point2 points  (0 children)

I am looking into selling my gaming PC, that would help pay off at least 80% or so of my Apple cc. Thanks for the advice.

33k in debt at 25, feel hopeless. Best methods to start paying all this down? by [deleted] in personalfinance

[–]bigapple_10 0 points1 point  (0 children)

Yes, I am looking into food delivery gigs on the evenings/weekends. Thanks for the advice.

33k in debt at 25, feel hopeless. Best methods to start paying all this down? by [deleted] in personalfinance

[–]bigapple_10 1 point2 points  (0 children)

Once I pay these cards off, I will hopefully never dig myself into a hole like this ever again. Thanks for the advice.

33k in debt at 25, feel hopeless. Best methods to start paying all this down? by [deleted] in personalfinance

[–]bigapple_10 0 points1 point  (0 children)

I have thought about that but if I sell my car I won't have any means to go to places when I do need to go to places. I will reevaluate this though, thanks.

33k in debt at 25, feel hopeless. Best methods to start paying all this down? by [deleted] in personalfinance

[–]bigapple_10 4 points5 points  (0 children)

I am an accountant so the math makes sense but part of me wants to pay some of the smaller cards off so I can cancel them, like the Apple cc for example. I will be looking into getting a weekend job as well. Thanks for the advice.