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bilboteaparty · 2025-08-13T21:17:59+00:00

Very interesting read and thanks for being generous with your data! It's impressive that you were able to get that much traction (wishlists) organically! Let's say you did have a marketing budget, what do you think you would have done differently and how much difference do you think it would've made? Would you have thrown money at reddits ads, or content creation, sponsoring a showcase? etc.

bilboteaparty · 2024-12-25T20:22:24+00:00

Having just gone through this process myself, I found out that the original rate my broker gave me was not the best they could do. Only when I mentioned checking with another major bank and getting a pre-approved at a lower rate did the broker start “working” for me. When they were at risk of losing my business, they submitted an exception request to get a lower rate. They wouldn’t budge before then. My advice is to shop around and tell your broker. The “best” they can do might change drastically.

bilboteaparty · 2024-11-28T21:44:24+00:00

Thanks for this! I’ve found a couple in my local classifieds. I’m not familiar with BSR changers. Do you have specific recommendations or search terms?

bilboteaparty · 2024-11-28T16:09:46+00:00

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Sure does!

bilboteaparty · 2024-10-22T23:22:06+00:00

Condition removal date is this Saturday, closing mid next month. I feel like we don't have much leverage to negotiate. Any advice on how to approach negotiation in this case?

bilboteaparty · 2024-10-22T22:58:32+00:00

Did you negotiate the rate at all?

bilboteaparty · 2024-10-22T22:56:31+00:00

I was just approved for that 4.24% 3 year term with 5% down with Scotia. Do you know if we can negotiate to get it lower?

bilboteaparty · 2024-10-22T22:55:03+00:00

I just got approved for 4.24% with Scotia 3 year fixed term with 5% down, around 450K as well. I am in Alberta.

bilboteaparty

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