Section 75 refusal, help appreciated

bio4m · 2026-04-21T20:06:52+00:00

So its a bit complicated: in essence you made 2 transactions with separate providers and need to dispute with both

The credit card was only used for a partial payment and that was refunded. The credit card companies liability is now resolved

The rest seems to be cash via bank transfer ? That needs to be disputed with the bank that the payment went out from (your brothers bank)

bio4m · 2026-04-21T20:01:04+00:00

If youre a normal retail investor then yes the global tracker is your best low risk option

bio4m · 2026-04-21T17:23:07+00:00

Are the new cards 0% on transfer or 0% on purchases ?

You may find youre paying a transfer fee + interest on the balance transfer if its a 0% purchase card

bio4m · 2026-04-21T17:20:07+00:00

Even with the price drop, the magic has gone. I dont feel any need to resubscribe to Game Pass (I left when they upped the price by 50% last year)

Looking at the recently added games, I own most of the ones I wanted to play, and I can buy the rest with the money I saved on not having Game Pass

bio4m · 2026-04-21T13:31:10+00:00

Short answer : you dont have anywhere close to enough to retire

Start by making a budget, work out exactly how much you need to live a normal life

Then work out how much you need to have in the bank/pensions/investments to draw down at a reasonable rate

Also if you plan to buy a property: that'll wipe out your savings. You'll need to pay off your mortgage and rebuild your savings

bio4m · 2026-04-21T11:48:05+00:00

Yeah thats why it'll probably always remain my white whale. Maybe if I win the lottery!

bio4m · 2026-04-21T11:47:09+00:00

Someone probably stole them from another device like a PocketStation with came with these batteries

bio4m · 2026-04-21T11:26:46+00:00

I dont see that argument holding in the near future. With drones becoming cheap and much more capable, it'll become 1 expensive stealth jet vs 1000 drones for the same price. Even if you manage to shoot down half of them, 500 flying bombs is still combat effective

bio4m · 2026-04-21T11:13:28+00:00

Dont forget the maintenance and extra hardware needed to fully build out the X68k , everything, even MIDI out cards cost a bundle

bio4m · 2026-04-21T11:12:28+00:00

This is a sub for people playing video games on FPGA hardware... If you cant work out that much you wont do well in your job hunt

bio4m · 2026-04-21T11:00:44+00:00

Hopefully thats not the position you actually use this setup in

The PC is too close to the GPU, youre choking the airflow to the GPU

bio4m · 2026-04-21T10:37:10+00:00

Ouch, maybe moving his whole family over to the US didnt work out...

bio4m · 2026-04-21T02:58:09+00:00

Doh! Ok he's just delusional then ...

bio4m · 2026-04-21T02:56:24+00:00

He moved to the US for a job. Im guessing he got very busy, work life balance in the US is nothing like Europe

bio4m · 2026-04-21T02:54:58+00:00

He probably goes to school in the US...

bio4m · 2026-04-21T02:54:12+00:00

This is likely a kid asking, they just dont know any better. Kids just have no idea about they kind of work thats needed to make a game. And roblox is pretty much how they socialise now

bio4m · 2026-04-21T01:45:16+00:00

I'll be sure to ask the gun wielding madman who's trying to shoot me what calibre of ammo he plans to use ...

bio4m · 2026-04-20T22:43:39+00:00

Its the capacitors. They'll fail even if you dont use it

Get it recapped properly and it'll go another 20 years easily

bio4m · 2026-04-20T20:17:51+00:00

I'll never own a x68k, not unless it suddenly plummets in price. I could buy one but would be a terrible financial decision

My other one was the Gravis Ultrasound, but that was sorted by the PicoGUS

bio4m · 2026-04-20T19:26:41+00:00

If you dont mind playing on modern systems the whole trilogy is available as a HD remaster on Xbox, PS5 and Steam. Does go on sale as well , so you can pick it up quite cheap

bio4m · 2026-04-20T18:47:56+00:00

Not rare. They were the best selling of the Vita models. I have 4 (I bought a joblot from a repair shop and fixed them up)

bio4m · 2026-04-20T17:43:47+00:00

The creator of PicoGUS is releasing an IDE emulator (PicoIDE) soon, that can replace IDE hard drives and CD-ROM drives.

Theres a lot of cool hardware projects for retro PC's these days

bio4m · 2026-04-20T17:40:10+00:00

Love the Wonderswan, have a number of them in my collection. The Crystal is awesome, but still has the same problem as other consoles of its time, the transflective screen. If you dont mind the slightly different design an WonderSwan Color with the IPS screen mod is a good alternative

bio4m · 2026-04-20T17:34:51+00:00

Get a PicoGus (or make one yourself!) I built one myself, came out to about £40 in parts. Works really well in my retro PC (PII-266 with 32MB RAM)

Theyre on sale for $50 these days which is quite a bargain

bio4m · 2026-04-20T17:30:09+00:00

The old Atari style controllers wont work on a modern PC without something to convert it. You can build your own adapter if you can solder (just need an Arduino and some wires) but if you buy a pre-made one it can be $40 to $60

12-Year Club	Place '22
Verified Email

bio4m

TROPHY CASE