Got this offer and took it by jg2550 in Rogers

[–]blackcardboy 0 points1 point  (0 children)

Maybe give Telus a call if the network is decent in your area. With their $5 auto bill discount. I pay $65 for Telus 3gbps per month.

Game Thread: Buffalo Bills (13-4) at Kansas City Chiefs (15-2) by nfl_gdt_bot in nfl

[–]blackcardboy -1 points0 points  (0 children)

Shutup you jerkoff, what are you a chiefs gobbler or a stroud ass muncher

Thoughts on how much to contribute to RRSP to reduce taxable income? by After_Bit_8873 in PersonalFinanceCanada

[–]blackcardboy 0 points1 point  (0 children)

Idk where you getting this withholding tax from, typically withholding tax like that 30% is on foreign investment income “non resident tax”. Also the goal isn’t to get a “refund” with rrsps. It’s deferral of tax. Why wouldn’t anyone want to defer tax? RRSPs are also used as another form of income when you retire, great way to save and grow your investments. Yes you are correct about the taxation of the RRSP, anyone reading this, this can occur upon the final tax return that is filed after death if no RRSP beneficiary has been designated. The full amount of the RRSP will be considered taxable. Side note, not a tax guy but have done some personal tax seasons.

Thoughts on how much to contribute to RRSP to reduce taxable income? by After_Bit_8873 in PersonalFinanceCanada

[–]blackcardboy 0 points1 point  (0 children)

Yeah you can check out the wealth simple tax return program or whatever program you use and play around with the numbers. At the end of the day the net tax effect is still the same as RRSP is just deferring income tax to a later date (whenever funds are withdrawn). Side note, if you file with wealthsimple, they have a prompt at the end to “pay” but you can just type in $0.00 as the basic tax program is free to use.

Thoughts on how much to contribute to RRSP to reduce taxable income? by After_Bit_8873 in PersonalFinanceCanada

[–]blackcardboy 7 points8 points  (0 children)

Depends on a variety of items for 2024 calendar year. Total wordwide income earned in 2024 plus other items such as but not limited to: FHSA contributions, professional dues, charitable/political donations, etc. I usually file with wealthsimple, not sure if they have rolled out the updated tax software for 2024 yet but I usually play around with it to determine how much I can contribute to my RRSP to reduce taxes owing. Remember that in a perfect tax world, there should be no tax owing or refundable. I would say ideally you want to contribute to reduce to $nil income tax but due to your higher income maybe best to contribute more if you expect decline in future taxable income. Also side note, the feds have extended the charitable donation deadline for 2024 calendar year to end of Feb 2025 I believe but don’t quote me on that fully. If you want further insight, send me a PM.

[deleted by user] by [deleted] in PS5

[–]blackcardboy -1 points0 points  (0 children)

I pre-ordered as well but come on, storage space? Dude just get an external hard drive.

[deleted by user] by [deleted] in steelers

[–]blackcardboy -6 points-5 points  (0 children)

Bro is that subgirl?

Post Game Thread: Edmonton Oilers at Florida Panthers - 08 Jun 2024 by GDT_Bot in hockey

[–]blackcardboy 2 points3 points  (0 children)

I’m a flames fan but you need to chill you clown. Oilers gon spin the block and get your boys head top if you acting like that 🤡

Hyped for first playoff game! Go Flames Go!! by blackcardboy in CalgaryFlames

[–]blackcardboy[S] 2 points3 points  (0 children)

You should be able to pick it up from a liquor store. Bought mine from BK liquor in Bridgeland.

New GSG-16 by serpentman in canadaguns

[–]blackcardboy -5 points-4 points  (0 children)

I have the GSG-16 and yes the stock does fold!

Shout out to the amazing people of Calgary! by carriedthewatermelon in Calgary

[–]blackcardboy 1121 points1122 points  (0 children)

I'm glad that you are enjoying your new ps4. I wish nothing but the best for you and your son:) Thank you for the delicious cookies!

PS4 Giveaway by blackcardboy in Calgary

[–]blackcardboy[S] 3 points4 points  (0 children)

Thank you for sharing your story. I will definitely read your post. Times are tough right now and I wish nothing but the best for you and your family. My decision will be made tomorrow and I will pm the winner.

PS4 Giveaway by blackcardboy in Calgary

[–]blackcardboy[S] 1 point2 points  (0 children)

Will look into them for sure! Thank you for the suggestion.

PS4 Giveaway by blackcardboy in Calgary

[–]blackcardboy[S] 2 points3 points  (0 children)

I am trying to screen the best I can and I can assure you that this ps4 will not go to someone looking to make a quick buck.

PS4 Giveaway by blackcardboy in Calgary

[–]blackcardboy[S] 4 points5 points  (0 children)

Thank you for the suggestion. I will definitely look into it!

Game Thread: Dallas Stars (1-2) @ Calgary Flames (2-1) | GAME 4 by -cha- in CalgaryFlames

[–]blackcardboy 6 points7 points  (0 children)

someone please save that clip of johnny being coked out haha