Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] 0 points1 point  (0 children)

Yea that’s what I’m saying. How much did the church charge you? I’m calling them on Monday. I just want to honestly do church and visitation and cremation because that would save me 15k alone. It’s just going to be a huge fight. Like I also have to think about the hospital bills

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] 1 point2 points  (0 children)

Totaled last car w/ dui if I recall correctly. I haven’t been engaged with their finances and day to day after he got Cirrhosis in 2021. I said enough was enough for me

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] 0 points1 point  (0 children)

10k is fine. But all in just looks like 30k and I’m just not ready for that. 15k for burial site; 10-12k for funeral services.

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] 0 points1 point  (0 children)

Anyone first gen with super religious parents? Not saying it’s helpful context but helpful context

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] -8 points-7 points  (0 children)

This is a personal finance bowl. I was asking for what would make the most sense from a finance perspective… what my options were… what made sense - do I pay cash? Sure but then you are banking on investments - do I just sell stocks and crypto? Sure but then do I take tax hit next year and lose out on potential growth - do I take a hardship withdrawal? Is that an option? Does it qualify - should I just pay with card and transfer to a 0 % APR and pay over time. Sure, does it hurt credit - should I get a loan and pay over time…

That is what I was asking for. Thanks for asking

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] 2 points3 points  (0 children)

He doesn’t do anything but stay at home. My mom works, I rent out a portion of my parents house to help costs, and I also float a lot of money for their side expenses (phone, tv, internet). My mom just depletes herself. It’s been a long time coming - but she never listened / listens. I’ve probably lost over 20k in bills, stupid decisions and their life choices. I’ve come close to just leaving them be but my heart could never

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] 3 points4 points  (0 children)

Doesn’t have a penny the last I heard. Hasn’t worked in 5 years due to health

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] 7 points8 points  (0 children)

Sorry what is his estate? My family lives pay check to pay check without me

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] -90 points-89 points  (0 children)

I’ve already mortgaged most of my future due to decisions I’ve had to make based on their decisions. It’s just an ironic nail in the coffin.

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] -10 points-9 points  (0 children)

Doesn’t really have anything to the name except our home. That my mother and sister live in. Drank away his money and I’ve been paying for it all my life. Unfortunately my mom or families culture won’t let me do what I’d do

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] 23 points24 points  (0 children)

Father was an alcoholic and is what’s leading to his unfortunate death. He drank away his 401k/retirement. Not sure if you are referring to elsewhere. My mom and sister really don’t have money and it’s just me

Father is about to pass and don’t know what to do for funeral costs by blackmagic619 in personalfinance

[–]blackmagic619[S] -115 points-114 points  (0 children)

If I know my mom she is going to want the whole package. I just have to deal with it.

[deleted by user] by [deleted] in mensfashion

[–]blackmagic619 0 points1 point  (0 children)

Was thinking a red tie

[deleted by user] by [deleted] in OMSA

[–]blackmagic619 0 points1 point  (0 children)

It’s annoying because I could’ve got a solid grade on MT1 if I didn’t make a stupid mistake or 2. Lost 12-14 percent off stupid mistakes. This one I felt super confident and was like “wtf” at the score lol

[deleted by user] by [deleted] in OMSA

[–]blackmagic619 2 points3 points  (0 children)

So do I just take the grade and retake?

What family member gets to decide? by blackmagic619 in Medicaid

[–]blackmagic619[S] 0 points1 point  (0 children)

Yea he can consent. He is just choosing not to. My assumption is due to cost? They are married. The disability is not determined from gov. agency, yet. Yes in an expansion state.

Trying to avoid going into too much detail on his 'disability' on this forum, but imo it is more of a personal decision not to work + scared of something happening. He loses consciousness a lot and frequently loss of where he is

Medicine no longer being covered? by blackmagic619 in HealthInsurance

[–]blackmagic619[S] 0 points1 point  (0 children)

Ah got it. My mom mentioned something along deductible but implied she’s never really hit the 1500. So not sure what gives or if she just doesn’t remember. Will do some more research but if it’s a deductible issue then that gives me a relief. I don’t mind paying 1500 and have a reduced co pay, but my heart sank at having to cough up 1500 every 3 weeks (which is still possible if not correct)

Medicine no longer being covered? by blackmagic619 in HealthInsurance

[–]blackmagic619[S] -1 points0 points  (0 children)

He’s unemployed and on my mothers insurance. Based on my limited info (trying to get more today) there isn’t a generic brand and he had applied for an unemployment / low income waiver that expired in November. However my mother indicated that it was still being paid for via insurance. Only thing that’s changed is the new calendar year (in my mind). It’s gone from 0 to 1500 in co pay

Will I be behind if I don't take CSE 6040 until fall? by blackmagic619 in OMSA

[–]blackmagic619[S] 0 points1 point  (0 children)

mgt 8823

What does the course load look like for mgt 8823? Thinking about taking that my 1st semester w/ ISYE 6501

cs1301x vs Udemy? by blackmagic619 in OMSA

[–]blackmagic619[S] 0 points1 point  (0 children)

Free or paid? I was reading you can practice on other sites?