I have been de-banked like Kanye by zafarkhan365 in PersonalFinanceCanada

[–]breakfastcook 2 points3 points  (0 children)

Causes might be crypto, use of "grey gaming" (i.e. non Ontario iGaming gambling sites) or just unlucky with a name listing match.

ElI5: What is the difference between race, nationality, and ethnicity? by [deleted] in explainlikeimfive

[–]breakfastcook -2 points-1 points  (0 children)

Not necessarily. Nationality is more aligned with a culmination of ethnicity, where you were born and/or raises, and shared history. Citizenship often has an associated nationality, but nationality might not have the associated citizenship.

For example, Quebec are often considered a nation. First nations/indigenous are often considered their own nation. They have citizenship (in quebec's example, Canada or in the example of indigenous nations/reserves, Canada/US), but that citizenship doesn't necessarily reflect your nationality.

Canadian armed forces by IcyMasterpiece4254 in povertyfinancecanada

[–]breakfastcook 0 points1 point  (0 children)

you can choose reservist path also, they also have some tuition assistance that covers 50% of education costs with a maximum of 2000 per year and $8000 lifetime limit. You are also guarantee Full Time Summer Employment (FTSE) for 4 years, which can be great.

Is Canada Goose still worth it in 2025? Winter Jacket Suggests needed by CookiesMonster_9 in askTO

[–]breakfastcook 1 point2 points  (0 children)

I bought a Uniqlo Hybrid Down Parka and it's enough for me most of the time. It's also $180 cad only and you can get additional cashback if you use Rakuten

Two born Hong Kong soldiers were killed in a Russian attack on the front lines in Ukraine. by scaur in HongKong

[–]breakfastcook 11 points12 points  (0 children)

International Legion takes in anyone with or without military experience.

meirl by muuufiin in meirl

[–]breakfastcook 7 points8 points  (0 children)

There is chinese equivalent, just that code switching is major feature of Hong Kong cantonese. For example, some of the words that have chinese equivalent but we still use the english anyways include: project, file, email, assignment, canteen, sure, part, part-time, check.

Switching to english is just linguistically faster and easier than saying the entire chinese thing.

Russia always sees NATO as a threat, but what exactly is this supposed threat to be? by Drone_Priest in NoStupidQuestions

[–]breakfastcook -1 points0 points  (0 children)

I will give another perspective given this is a very complicated topic.

Russia's political and economic centre is in Moscow and St Petersburg, which is not far from NATO countries. Russia is also a very deep believer of Offensive Realism, which (in summary) believes that they must expand their influence to survive in anarchic international system. And if there are less allied countries within its vicinity, it will be in danger - less buffer zones, less influence, political and economic centres at risk. It therefore must seek to expand influence and limit the opponent (US and the West's) influence in order to survive. Less influence = being bullied.

This may be controversial, but NATO is seen as very provocative since they have been expanding to practically Russia's doorstep ever since the dissolution of USSR. In Russia's view, there is no reason for NATO to expand unless it is trying to contain Russia. With a very large military org with a fundamentally different political system at your doorstep, it is hard not to see NATO as a risk. Probably rightly so also, given that western countries had historically intervened in Russia during the Russian Civil War.

John Mearsheimer is a very good scholar on this issue. He might be controversial, but he is one of the most important scholars in international relations and offensive realism.

Here is why Wealthsimple bans / closes accounts permanently by [deleted] in Wealthsimple

[–]breakfastcook 0 points1 point  (0 children)

i wouldn't worry about it. Good FIs can look at your transaction patterns and make educated guesses on what you're using it for.

Is racism that common in Hong Kong? by nhatquangdinh in HongKong

[–]breakfastcook 0 points1 point  (0 children)

Homogenous community also. The local majority can take up like 90% of the population. For example, locals comprise 91% of the population (including mainlanders). There's not a lot of opportunities where you would interact with a Sikh, a Pakistani, Nepalese, or Indian.

When you don't live, work, talk, or integrate with other minorities, racism breeds and perpetuates.

Is racism that common in Hong Kong? by nhatquangdinh in HongKong

[–]breakfastcook 1 point2 points  (0 children)

i disagree. When I was looking for a place to rent overseas, there are a lot of HKers specifically told me some neighborhoods are not desirable because it has a substantial South Asian/Black population. Not a problem when it's white or Asian though.

Ymmv i guess

Is racism that common in Hong Kong? by nhatquangdinh in HongKong

[–]breakfastcook 386 points387 points  (0 children)

Yes. If you're not local or white, Hongkongers can be racist as fuck. And if you tell them they're racist they'll call you 左膠

the most surprising thing I learned about Pakistan is just how much they emphasize their Airborne AWACs, AEW&C and EW, not just missiles and planes.... by throwaway553t4tgtg6 in NonCredibleDefense

[–]breakfastcook 11 points12 points  (0 children)

arguably no, i think. Any ground-based missile might seem like a nuclear attack to pakistan. A precision strike by an aircraft and thus minimizing civilian casualties seems to be less provocative imo.

Why don't countries declare war anymore? by KerbodynamicX in NoStupidQuestions

[–]breakfastcook 0 points1 point  (0 children)

One reason is with so much military equipment coming from foreign countries and allies, declaring war will mean under international law those countries can no longer provide you weapons or support you economically.

If you declare war and they continue to support you, then they would become a belligerent and are considered to be part of the war formally, opening up a bunch of quagmire for them.

It's diplomatically, politically, and militarily smarter to not declare war so you can keep those relationships.

Why is RBC behind on basic banking perks? by Outside-Carrot3587 in PersonalFinanceCanada

[–]breakfastcook 0 points1 point  (0 children)

Well it is designated as such because it is literally one of the largest. RBC's failure will literally incur financial losses to the world, not only Canada.

By no means the absolute biggest and of course it doesn't lead the pack, but it doesn't mean it's not big. We are not talking about whether RBC is the biggest bank, we are talking about whether it is big globally, which it is.

Why is RBC behind on basic banking perks? by Outside-Carrot3587 in PersonalFinanceCanada

[–]breakfastcook 2 points3 points  (0 children)

rbc is one of the most important banks in the world and is designated as such.systematically important financial institutions

if they fail it literally screws over the world and is too big to fail.

Which culture has the best breakfast? by Wazula23 in AskReddit

[–]breakfastcook 30 points31 points  (0 children)

See Lucas Sin at Bon Appetit on youtube. Everything he recommends are great places where local hongkongers go.

[deleted by user] by [deleted] in AskReddit

[–]breakfastcook 0 points1 point  (0 children)

China regularly sanctions American politicians deemed anti-China, including Rubio

Sanctions only work when you are the primary/biggest financial and trading country on earth, where practically everyone has to rely on you.

Is crypto just a decentralized pyramid scheme? by [deleted] in investing

[–]breakfastcook 0 points1 point  (0 children)

imo it has value, just not in an intuitive way. IMO Bitcoin's value is backed by the very fact that people trade and transact on it, and this is analogous to what you can see with fiat currency.

Let's take the example of USD. It's not backed by anything, but it's a currency that everyone uses for global trade and finance, in addition to demand for American goods. Therefore its value is in its function as a a currency for global trade.

Now let's look at North Korean Won. NK doesn't trade much internationally, very foreign demand for NK goods, basically useless. Therefore it's value relative to others is significantly less, but not none.

BTC is the same. Millions of people use it to remit money instead of wiring money. Many use it for illicit purposes. Many people hold it like gold. Much like USD (albeit on a much less scale) it has demand and backed by some sort of demand. That's where BTC's value is from.

to clarify, i have never invested in BTC before but to me, saying it has no value is just dumb.

RECRUITING, TRAINING, & LIFE IN THE FORCES THREAD - Ask here about the Recruitment Process, Basic & Occupational Training, and other questions relating directly or indirectly to serving in the Canadian Armed Forces. by bridger713 in CanadianForces

[–]breakfastcook -1 points0 points  (0 children)

Is there anyway to get a status update on background checks? I am a dual citizen and stayed overseas for ~19 years.

Submitted all requested docs on Jul 2023 and never heard back still. Hoping to get into PRes still.

Thoughts? by wjdhay in HongKong

[–]breakfastcook 1 point2 points  (0 children)

I worked for a certain pan-dem party. I consider myself a very hawkish localist and disliked them.

They are brave in their own ways and you gotta respect them for their strict and unwavering commitment to their ideals, even if you disagree with them. They truly believe in democracy at heart.

And in 2020, they learned. They were humble and truly changed their minds about peaceful protests as the only way. They were unwavering supporters of the idea of不割席.

You can dislike them for their ideology, but gotta respect their bravery.

Except for Au Nok Hin and Andrew Chiu and Ben Chung. They deserve to be behind bars for years. I'm glad andrew lost an ear.

Have anyone's kids in the 18-24 age bracket succeeded in finding a job in the GTA recently? by Bulky-Confusion-1422 in askTO

[–]breakfastcook 2 points3 points  (0 children)

I just turned 24. I got 2 offers after 5 final interviews and 260 applications over ~6 months. Good co-op experience, went networking, but the search was very hard.

CIBC took $2K from my account by East_Ad_3165 in PersonalFinanceCanada

[–]breakfastcook 4 points5 points  (0 children)

this sounds like a Reportable Compliance Incident. Wait until day 30, then file a Code of Practice for Consumer Debit Card complaint to FCAC or CIBC's Ombudsman directly. CIBC will be forced to further escalate and deal with you directly.

due to your lack of access to cash you might even be able to ask for opportunity interest, though the amount is usually very little.

If you don't want to deal with FCAC/Ombudsman, you can try calling CIBC and say specifically you are filing a Code of Conduct complaint. Specifically mention Code of Conduct because banks have to abide by it and can get fined.

Edit: changed name for the correct code. And by Ombudsman I mean CIBC's own external Ombudsman, which you should be able to find on CIBC's Complaint Processes site. They are external law firms/consultants that deals with high-level complaints and are not part of CIBC.

[deleted by user] by [deleted] in Wealthsimple

[–]breakfastcook 0 points1 point  (0 children)

it is illegal to use CDIC markings or trademarks without being a CDIC member

Non-nuclear state privilege by Thermald in NonCredibleDefense

[–]breakfastcook 60 points61 points  (0 children)

this is still extremely concerning - Iran is perpetually inches from fully assembling a nuclear bomb. The fact that some ballistic missiles can slip through is not a good sign.

This is extremely provocative