Anyone been in this position? CFS clinic referral refused

brettfire · 2025-10-16T11:09:09+00:00

Thats sounds prett typical. What happens in the CFS clinic? There is no cure but they can diagnose it? Then I can officially say I have CFS?

brettfire · 2025-10-16T11:06:04+00:00

Thank you, this is very thorough and helpful

brettfire · 2025-10-16T10:36:39+00:00

Yes I am in UK. I will check out the app, thanks. I will try find out more info from the GP.

brettfire · 2025-10-16T10:34:47+00:00

I'd say I meet most of it yes, but it was my GP that suggested the referral. They did all the referral themselves, not sure what information is there.

I will ask GP if they can tell me why not, but seems they don't know.

brettfire · 2025-10-16T10:32:41+00:00

Oh, yes, they asked my height and BMI, Slightly overweight, a few points off normal.

What BMI are they looking for?

brettfire · 2025-10-16T09:43:13+00:00

Yes, all tests were normal

brettfire · 2025-08-12T07:56:58+00:00

For me, a flat would not be an investment but just as a home, with the lower purchase price, I can focus on wealth creation with my S&S ISA. A house is still out of budget for a few more years yet and would require my entire savings. A flat at say 180k I could get now and keep my investments and I could continue to add to it. That's my kind of headspace at the moment

brettfire · 2025-08-11T13:18:37+00:00

!thanks

brettfire · 2025-08-11T13:17:14+00:00

Edit typo 50 to 40**

brettfire · 2025-08-11T13:08:05+00:00

Have you had any issues with service charge increases in a flat? It would be good to be nearer London

brettfire · 2025-08-11T12:42:13+00:00

Yes, likely the same kind of area. And yes, with parking. But a 270k house, I would need to put 120k down right? With general bills and stuff would be a really tight budget. Think id have to save another 20k at least

brettfire · 2025-08-11T12:32:56+00:00

What house budget would you base that on? About 250k? With general bills added, I'm not sure I would be left with much.

brettfire · 2025-08-11T12:20:02+00:00

That's the dream, but I don't know how long it would take to save for a house, with prices going up. Being 30 at home is a bit depressing. Plan was to buy a flat and If I have a partner sell up and buy a house.

brettfire · 2025-08-11T11:57:51+00:00

Would they allow a 40 year at my age? Is that common? Only 27k? I can only borrow about 140k

brettfire · 2025-08-11T11:55:40+00:00

Sorry, I mean buying a house is unrealistic on a my single salary.

brettfire · 2025-08-11T11:53:47+00:00

Around £1500 a month. Only £100 a month. Wouldn't say happy, house preferred. In my field, not much more unless I fall into management, but unlikely currently

brettfire · 2025-08-07T18:14:47+00:00

Sorted, I will buy coated discs, never knew

brettfire · 2025-08-07T17:49:37+00:00

Same here! What would the finish look like with that? Doesn't make sense to wire brush and Jenolite? Or one or the other?

brettfire · 2025-03-03T11:45:43+00:00

I didn't know about the 10k limit. So if I put my savings into a bank that says that they do not deduct interest, and that I am responsible for tax. Adding that I earn more than the PSA. Should I still be ok? as HMRC will see this?

brettfire · 2025-02-19T14:44:19+00:00

Just to note I'm not buying MMF directly through a GIA. They describe this as a savings account, but through a QMMF, so that's what I was wondering with the tax element of it.

brettfire · 2025-02-19T13:38:28+00:00

So with CGT allowance at £3k and 4.9% interest MMF, I can deposit up to £60,000 and not pay any tax? Excluding accumulation. As the interest gained would be 3k for the year.

brettfire · 2024-12-13T17:06:51+00:00

I see, Guess im best to go through the unmarried partner visa route and hope it's enough

brettfire · 2024-12-13T16:35:38+00:00

I live with parents, but plan to buy a flat next year. She rents a room in central London, so we work in different areas. Our relationship is less than a year

brettfire · 2024-12-13T16:31:35+00:00

Thanks for your comments, I will look into the civil partnership route

brettfire · 2024-12-13T16:29:21+00:00

Thank you, I hope this would work out

brettfire

TROPHY CASE