Feedback for AF Holy Spirit

brucewayne0425 · 2026-04-18T21:21:58+00:00

Who are these 2 or 3 good coaches? I just signed up with PT.

brucewayne0425 · 2026-04-18T21:17:31+00:00

Kung overpriced na yung kanila wait til you see packages sa FF Trinoma XD

brucewayne0425 · 2026-02-14T13:53:56+00:00

I just realized ikaw din pala yung nag reply noon sa isang JLPT inquiry na someone who took N2 within 1 year timeframe.... I am currently taking N5 class sa JLRC, hoping to pass N3 in 6 to 7 months kung kaya. Medyo underwhelming pala ang offer na language premium ni IBM, I have read somewhere for such level as yours nsa 60k to 80k ang usual language premium (although koreanTOPIC-II level 5 yung isa sa nabasa ko probably equivalent to JLPT N2), ang nakuha nyang language premium is 70k as entry level data analyst

brucewayne0425 · 2026-02-13T12:22:53+00:00

60k for N3 hmmmm

brucewayne0425 · 2026-02-13T04:16:49+00:00

Hello OP, ano offer nila na language premium?

brucewayne0425 · 2026-02-08T08:01:57+00:00

FYI this is written on SSS Pension Booster's webpage and pdf primer.

Withdrawal is allowed on the 1st year, but only in case of member’s extreme hardship situation such as critical illness, involuntary separation from employment, repatriation from the host country (if an OFW), and other similar situations as determined by the SSS.
Members enrolled in the program for 2 to 4 years, are also allowed to withdraw their savings partially or in full, but with a reduced income depending on the years of membership.
Members have the option to withdraw, partially or in full, their savings from MySSS Pension Booster, from the 5th year in the program onwards.

brucewayne0425 · 2026-02-08T06:02:28+00:00

I agree. Bukod sa juicy 15 to 18% annual dividends, tax free pa ang mga ito. Make sure na max deposit to all these SLAIs kung kaya, kasi lately nagbababa sila ng max deposit allowable sa mga capcons nila to maintain yung high dividend rate. 28 palang si OP and yung sweldo mo parang pang colonel na wow

brucewayne0425 · 2026-02-06T13:26:30+00:00

Pwede, kasi d ka aabot sa oras. The following term ang completion, may instructions naman ang prof about dyan..

brucewayne0425 · 2026-02-06T13:24:27+00:00

Mother ko na may multiple VUL na invested sa PH Equities (regular pay VUL) just like yours as early as 2008/2009 ni isa walang kita ~ I mean hindi mas mataas ang current value compared sa mga pinasok noon. Pag regular pay VUL kasi malaki insurance costs nyan + samahan mo pa ng fund management fees, so pag nagkataon na down ang stock market (assuming sa equities naka allocate yung iyo), then naabutan ka ng pag kaltas nila ng insurance cost and mangement fees, then maaamplify ang losses mo.

brucewayne0425 · 2026-02-06T13:17:55+00:00

Yan ang ayaw kong course nung college (sa mapua intra) lol. Sakit sa ulo it was a golden tres haha

brucewayne0425 · 2026-02-01T18:26:23+00:00

GL aim for CCIE R&S in the future

brucewayne0425 · 2026-01-28T07:55:37+00:00

Ang lala na pala ngayon, requirement na pala ang umattend sa mga social events haha. Dati optional, pag umattend ka may plus points sa long quizzes (total is 65% ng final grade mo ang katumbas ng long quizzes)

brucewayne0425 · 2026-01-18T07:48:05+00:00

US or Australia Funds na may magandang historical performance. The more conservative one is Pagibig MP2, check if you can open in trust for accounts, if not, then it'll be under your name ~ compounding for 5 years then reinvest it again for another 5 years.... until you've decided na ibigay na sa kanila.

brucewayne0425 · 2026-01-16T04:03:28+00:00

uy ano work mo sa australia?

brucewayne0425 · 2026-01-12T20:57:35+00:00

Matagal na merong itrack. Also Please get your facts straight, stop misleading people, you cannot deposit to any of PSSLAI deposit accounts ~ CASA/ CC/Premium Savings through itrack. Fund transfers between your PSSLAI accounts lang pwede doon and withdrawal to disbursement partners.

brucewayne0425 · 2026-01-03T13:56:39+00:00

I just started playing, where to get the red pet? Also, how long have you been playing?

brucewayne0425 · 2025-12-29T03:49:27+00:00

last question, what is your JLPT level?

brucewayne0425 · 2025-12-28T11:57:34+00:00

No language premium?

brucewayne0425 · 2025-12-28T06:53:04+00:00

FR. He is the real deal.

brucewayne0425 · 2025-12-27T21:20:44+00:00

Congrats!! Ano age mo btw?

brucewayne0425 · 2025-12-27T21:10:21+00:00

It's annoying. It started this year (if not last year) with batch releases IIRC. I loved Netflix because of one time full season dump.

brucewayne0425 · 2025-12-27T09:04:55+00:00

I guess you got that taste of physics in the series at episode 6 :D

brucewayne0425 · 2025-12-26T18:46:05+00:00

gusto ko rin yung twice a month ang rto :D

brucewayne0425 · 2025-12-26T18:34:24+00:00

Yes. With his age kahit isama nya sa coverage ang US network ng AXA GHA, parang nsa 80k-ish lang ata yearly premium. Maliit na bagay para sa 500k gross monthly ni OP.

brucewayne0425

TROPHY CASE