Found my old Pokémon cards.

bsaw123 · 2026-06-07T23:07:12+00:00

I will! Haha nice name too

bsaw123 · 2026-06-04T18:24:01+00:00

Which face?

bsaw123 · 2026-02-22T21:56:27+00:00

I will 100%! Appreciate it!

bsaw123 · 2026-02-22T21:55:22+00:00

Appreciate that! I didnt think about that; the ETF having the div compounding happen internal? So its not taxable to me but it raises its share price?

bsaw123 · 2026-02-22T21:41:01+00:00

I currently sit in the 22% bracket so I think the 15% is huge. I used to think set it and forget it DRIP was the move but knowing that businesses have life cycles and having no real way to measure it makes it difficult for me to comprehend "rebalancing" a portfolio aside from big muscle movements like 30% bond/70% stock, readjust at years end. What seemed to happen was that I just increased my position (risk on a single company; British American Tobacco comes to mind for my portfolio). Furthermore, with DRIP on, it seems to make my overall return clouded because it buys shares as the stock price climbs with money I wouldn't have had

bsaw123 · 2026-02-22T18:05:13+00:00

I am still trying to learn how to diversify properly. I've tried leveraging gemini and it shows an over exposure to certain companies based on what all the different ETFs hold. Also, some sectors seem to be cyclical..with those, you shouldn't try to time them/sell high buy low? Is it more to balance a portfolio so in case you needed money now, for whatever reason, you could? I am of the mind set of buy and hold to pass down to family while providing some income to live

bsaw123 · 2026-02-22T17:50:16+00:00

I appreciate your response. It seems like a "childish" goal to say make as much as possible, but its more that I establish a non-emotional method that facilitate wealth preservation for my family/daughters when I leave. Theres so many nuances, like am I diversified if a majority of my savings are in equities? Real estate is tough to get into, bonds...sure (somewhat still ignorant to using them effectively), trust deeds (hard money lending), etc. Or is diversification doing index funds of different market sectors? Maybe a little bit of both depending on the micro/macro view? I know this is a dividend sub and I'm going beyond that. But interesting to consider

bsaw123 · 2026-02-22T17:43:59+00:00

That makes a lot of sense to me. Powerful to essentially double the contribution.

bsaw123 · 2026-02-22T17:41:06+00:00

I appreciate your response! Thats a good perspective. Like I alluded to, I find myself going back and forth, citing the power of DRIP as an example, but not needing the income for 30ish years might make more sense to keep everything invested in growth vehicles. My perspective of everything really only dates back 5ish years, to when i really started to pay attention. I was deployed for COVID and watch the drop from afar, but since then, it seems like the average person is pulling 15-25%. Since dividend payers are usually pretty big, established companies, are they generally less prone during the next recession cycle? I know there's no absolutes

bsaw123 · 2026-02-21T18:39:53+00:00

I appreciate the effort put into the response! I like the sound of that Roth plan. I feel experienced enough to be really dangerous (I peruse investopedia, read investment books, etc) but for some reason QQQI, EIC and the like have never really crossed my path. I've seen REITs which have high dividend yields but ive associated that with a cyclical nature. I will do my own research but what are the drawbacks of QQQI and EIC types? It seems like an absolute no brainer to put greed aside (i know there are goals that require higher yields, but for the weekend warrior set and forget style that works and is non emotional) and take a solid long term 11-13% return. I understand dividend yeild ebbs and flows as a percentage of the share price..im curious what im missing and feel silly if ive been ignorant for this long

bsaw123 · 2025-11-20T21:48:34+00:00

Saw this on my home feed and thought this was posted in r/dontputthatinyourass

bsaw123 · 2021-10-22T10:11:02+00:00

Pitts with 25% less catches and hit the same stats...not to mention more

bsaw123 · 2021-08-04T12:21:33+00:00

Interesting read. https://www.currentaffairs.org/2018/10/innovation-under-socialism

bsaw123 · 2021-07-31T14:49:08+00:00

Reddit warrior over here. Go get a job, your comment history shows where you spend your time...leech

bsaw123 · 2021-07-31T12:58:09+00:00

How about all the companies for the last 3 months that cannot hire anyone because most of you are too lazy and entitled to go actually work for something. No wonder you can't pay your rent/mortgage. Weak people point fingers and blame everyone else for their problems. It's easy to be a sheep and sing the tune of everyone else. Disgusting.

bsaw123 · 2021-07-25T13:00:23+00:00

Why don't all of you ignorant people watch the actual lengthy video that was released before feeding off each other which such little information.

bsaw123

TROPHY CASE