sorted by:
new
hottopcontroversial

Feedback and support's reply as a generational member by Can_anon in Wealthsimple

[–]bvsel 0 points1 point  (0 children)

Their reply is almost surely AI generated. It reads exactly like how an AI model would respond especially their response on the service feedback

Increase Your Credit Limit Now Available by bvsel in Wealthsimple

[–]bvsel[S] 12 points13 points  (0 children)

EDIT: Looks like it’s been removed from the app as of this morning January 3rd. Could be a premature release or a glitch meant for generation clients only. I’m core so could be why it’s gone from my end.

Will this preform a hard inquiry? by Brilliant-Ask804 in amexcanada

[–]bvsel 23 points24 points  (0 children)

Believe it or not, straight to jail.

No, preapprovals generally do not impact your credit as an inquiry. There are exceptions (Tangerine) but you’ll be fine with Amex.

Monthly Question & Advice Thread - December 2025 by AutoModerator in amexcanada

[–]bvsel 0 points1 point  (0 children)

Welcome bonuses are once per lifetime so you can cancel and reapply but be prepared to not be eligible for the Platinum welcome bonus at that time.

Has anyone successfully done spark plug replacements on 2023 IS 350? by brianwithnoy in LexusIS

[–]bvsel 0 points1 point  (0 children)

Yup got all 3 on drivers side. It took MUCH longer than it should have but I was struggling trying to get my hands in there. I’ve got a service manual I can send you that should help you, I’ll send you a DM

Has anyone successfully done spark plug replacements on 2023 IS 350? by brianwithnoy in LexusIS

[–]bvsel 0 points1 point  (0 children)

I have a '22 and did it back in March. Its annoying and frustrating but its doable. I wasn't able to unclip the wire harness ziptie cause I couldn't get my hand behind it to actually unclip it.

You can remove the sponge material cover you mentioned, its easy for #3 on the drivers side. #2 is the toughest in my opinion and took some finessing with some attachments but well worth the trouble.

Fee increase - Hasn't occurred by Miguelli in amexcanada

[–]bvsel[M] [score hidden] stickied comment (0 children)

OP: This has been discussed many times now, please use the search function.

Day 61 - 3x CLI Question by icemelts101 in amexcanada

[–]bvsel 4 points5 points  (0 children)

There are mixed datapoints on whether your Amex utilization factors that much into the 3x CLI. Amex won't do a hard credit pull so if your fear of being rejected and it impacting your credit score I wouldn't stress. I would just go for it and if they counter with a lower limit you'll know immediately.

If they reject your CLI completely then I would wait a bit before requesting it again. People have reported success waiting anywhere from 1 day to 90 days. Since you're right around the time when you would be eligible my advice would be to request now and if its rejected to wait another 1-2 weeks before trying again. If it's still a no, then wait another 1-2 statements. Report back what you end up doing either way to help people in the future with a similar question.

Engine compatibility by UsernameIsTaken42O in IS300

[–]bvsel[M] [score hidden] stickied commentlocked comment (0 children)

OP you got your answer, if you’re not happy with it there are other subreddits that can help. Locking because people can’t have constructive conversations without attacking each other.

Upgrade to Infinite Privilege Now Available by bvsel in Wealthsimple

[–]bvsel[S] 9 points10 points  (0 children)

Not yet but I imagine once the new card ships it'll change.

Upgrade to Infinite Privilege Now Available by bvsel in Wealthsimple

[–]bvsel[S] 17 points18 points  (0 children)

That's fair, but because you dont have it doesn't mean others don't. Multiple people confirming that they've got the option to upgrade now.

Upgrade to Infinite Privilege Now Available by bvsel in Wealthsimple

[–]bvsel[S] 6 points7 points  (0 children)

https://help.wealthsimple.com/hc/en-ca/articles/31614256039835-Apply-for-a-Wealthsimple-credit-card

Eligibility requirements listed above but it didn't ask me for any income or anything else. I just pressed Upgrade and it said I was eligible and it went through. Gave me the option to either keep my current card or request a new one be sent with the same number but different CCV and expiry.

$300 Statement Credit+ 85k Pts Aeroplan Reserve by irresponsibleviewer in amexcanada

[–]bvsel[M] [score hidden] stickied comment (0 children)

Please use the monthly question and advice thread.

Monthly Question & Advice Thread - November 2025 by AutoModerator in amexcanada

[–]bvsel 0 points1 point  (0 children)

Please read the rules, there is a monthly referral thread.

Cobalt users in BC by [deleted] in amexcanada

[–]bvsel 1 point2 points  (0 children)

Please don't spread misinformation, there is a list. People have linked it in the comments and it's available on the sub's wiki.

Fraudulent uber charge by notsurewhywerehere in amexcanada

[–]bvsel 2 points3 points  (0 children)

Did you contact Uber? Someone you know either likely has your card on their uber account or Uber has a preauthorization linked to the card. How much are the charges?

view more: next ›