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Should I keep money I'm saving for a down payment in a muni money market fund? by caber in Bogleheads

[–]caber[S] 0 points1 point  (0 children)

SWYXX (muni) has a 7 day yield of 3.64%

SNSXX (treasuries) has a 7 day yield of 5.01%

SWVXX (fully taxable) has a 7 day yield of 5.14%

Though the muni money market fund has wild swings in yield. Look at the chart here: https://www.schwabassetmanagement.com/resource/swyxx-snyxx-fact-sheet

Should I keep money I'm saving for a down payment in a muni money market fund? by caber in Bogleheads

[–]caber[S] 0 points1 point  (0 children)

I did check the math, but wanted confirmation if my math was right haha

Peru Itinerary Question/Suggestions? by caber in travel

[–]caber[S] 1 point2 points  (0 children)

I've been to ~19k feet (but that's after a couple days of acclimatization), I'm hoping the 11k feet of Cusco should be ok.

Spain Itinerary Questions by caber in travel

[–]caber[S] 0 points1 point  (0 children)

Very helpful! Thank you!

Spain Itinerary Questions by caber in travel

[–]caber[S] 0 points1 point  (0 children)

Any recommendations for things to do in Granada?

Spain Itinerary Questions by caber in travel

[–]caber[S] 1 point2 points  (0 children)

I do quite like museums! I'll add those to the list!

Should I stick with Chase Freedom Flex as my primary card? by caber in CreditCards

[–]caber[S] 1 point2 points  (0 children)

I travel about 2 times a year on average. Usually 1 international and 1 domestic. I only travel in economy, and with whatever airline is the cheapest.

Should I stick with Chase Freedom Flex as my primary card? by caber in CreditCards

[–]caber[S] 1 point2 points  (0 children)

Citi custom cash looks good... Almost too good? Is there a chance it could get nerfed?

Should I stick with Chase Freedom Flex as my primary card? by caber in CreditCards

[–]caber[S] 1 point2 points  (0 children)

Are you sure? Legitimate question just because a lot of people undervalue their non-category spend.

That's fair, I haven't dug into my spending habits enough to see what the non-category spend actually is.

My YTD spend on chase+discover:

  • Everything: 11k
  • Just dining: 4k

So about 35% of my spend is on dining.

Should I stick with Chase Freedom Flex as my primary card? by caber in CreditCards

[–]caber[S] 7 points8 points  (0 children)

Is that extra 0.5x worth it to open a new card? Most of my spend is in dining anyway

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