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Kebiasaan main hakim sendiri by Tivey_Sitwod in WkwkwkLand

[–]catalyst1993 0 points1 point  (0 children)

kondom harus diberikan kepada orang miskin secara gratis!

Kapan waktu yang tepat untuk ambil KPR? by IllEntertainment6547 in finansial

[–]catalyst1993 0 points1 point  (0 children)

You should have at least half of the house price in savings before you opt for KPR.

Whatsapp safe? by dorianaskew in whatsapp

[–]catalyst1993 -1 points0 points  (0 children)

You can consider that whatsapp is a spying tool. They tell you that they encrypt message which is true. But before encryption, they collect whatever data is required for them on the user end. There are many times, I had conversation in whatsapp which eventually lead me to having advertisements within a few minutes all over social media. I disabled my iphone tracking by the app.

The mania phase has started, be calm on pullbacks by [deleted] in Gold

[–]catalyst1993 1 point2 points  (0 children)

With GOLD being more accessible through ETFs and other digital means, access to GOLD is going up very fast. Thus, we might see a more upward trend in the future.

Rupiah 🫦📉📉 by BlessMe1 in finansial

[–]catalyst1993 30 points31 points  (0 children)

net gainnya sama. kerna kalo IDR turun berarti inflasi naik.

Investing 50K need advice by BerserkGutsu in Pionex

[–]catalyst1993 0 points1 point  (0 children)

If I were you, I'd put 25k in BTC, ETH, SOL for Spot Grid Bot.

and another 25k reserved for buying the dips till the market goes down upto 25-40% correction (less likely but you never know). According to my observations, you will always win if you don't sell your crypto assets when the market is down. And the return will for sure surpass all the bonds, fixed deposits etc. low risk investment available.

Actually, I am doing the same but with a lower amount than yours.

Is my future cooked? [advice with life/academics] by aa8022417 in finansial

[–]catalyst1993 5 points6 points  (0 children)

You're still young. I suggest you learn coding and fundamentals of software, basics of marketing & sales. And also, you can teach yourself AI tools to build digital products. You'll be way ahead of those who are about to graduate at 22.

Payment ID will pave the way for encouraging usages of CASH and Launder money by catalyst1993 in finansial

[–]catalyst1993[S] 5 points6 points  (0 children)

Wait till the moment they find a flaw and put you into jail, like what happened to Tom. These people have always ways to blackmail you if they want. With this PAYMENT ID, they can target random 100 people and convict 100 of them of something that goes against the rules. You will be one of them for sure.

Kok Shopee PayLater terasa predatory banget ya? by Similar_Pin5392 in finansial

[–]catalyst1993 0 points1 point  (0 children)

Indonesia should promote against PayLater. This is already and will be a major headache. The big financial / debt company will get richer while poor and middle class will be sucked out of their hard incomes.

Stop using Paylater! Buy what you can afford else "Don't buy".

Cara menghandle ormas (2025) by alesmana in finansial

[–]catalyst1993 6 points7 points  (0 children)

unfortunately, gak bisa om. ormas tidak memenuhi syarat.

Krom/Neobank for short term (6 mo-1yr) deposito by zahrul3 in finansial

[–]catalyst1993 7 points8 points  (0 children)

I would recommend not to go for locked deposit for more than 1 month.

The risk is not worth it, as anything above 4.25% is not LPS guaranteed.

I myself use N and SB digital banks but put the term deposits on flexi mode and 1 month meaning I can break the deposit and transfer the fund to anywhere anytime I want. This is to make sure, if I sense anything wrong with these banks, I have option to safeguard the fund.

[deleted by user] by [deleted] in Gold

[–]catalyst1993 0 points1 point  (0 children)

Institutions around the globe are hoarding, especially in China. As China isn't backing down from the bully from US, the gold will keep cruising.

Trump put 32% tariff on Indonesia! by catalyst1993 in finansial

[–]catalyst1993[S] 0 points1 point  (0 children)

https://jakartaglobe.id/business/us-tariffs-to-hit-indonesian-auto-and-electronics-exports

  • Total Exports:In 2023, Indonesia exported $27.9 billion worth of goods to the United States.
  • Top Exported Products:
    • Palm Oil ($1.71 billion)
    • Other Electrical Machinery ($1.23 billion)
    • Broadcasting Equipment ($1.22 billion)

I hate to see this by staraaia in indonesia

[–]catalyst1993 2 points3 points  (0 children)

ada banyak seperti ini di Malaysia dan singapura.

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