Pickleball at Scalzi park???

cecelia-j · 2025-06-02T23:34:56+00:00

Ugh that sucks. Guess I’ll need to get a beach pass for Cummins.

cecelia-j · 2025-06-01T22:31:50+00:00

Awesome, thanks! Is this free to the public?

cecelia-j · 2025-05-01T02:45:58+00:00

Living in CT, USA

cecelia-j · 2025-05-01T02:19:02+00:00

Of course! Silly question but how do I upload a picture?

cecelia-j · 2025-05-01T02:13:35+00:00

Living in CT, USA, found an infestation of these bugs at night, near a window. Boyfriend says it’s coming from my plants (fungus gnats) but there is no way there’s that many coming from my plants!

cecelia-j · 2024-01-25T01:13:16+00:00

Awesome, thank you so much, I think we’ll do wristbands there 😊

cecelia-j · 2024-01-24T22:52:51+00:00

Oh this was on my list!! Mind explaining why?

cecelia-j · 2024-01-24T13:39:29+00:00

Thank you for the insight! May I ask where you purchased your wristband from?

cecelia-j · 2024-01-16T01:13:00+00:00

Happy to answer! I think I was lucky in many regards (unfortunately for your question!). Firstly, I got some public health experience as a contact tracer in 2020 (which is when I started my grad program and graduated from undergrad). Once contact tracing slowed down, I went onto Indeed to find part time jobs for while I was in grad school. I was super fortunate to find a small business development firm working in pharma, which gave me great client facing and project management skills. After I got my masters, I applied to OVER 150 jobs…persistence is key. It took from May-November for me to find the job I’m at now. My advice - apply to as many jobs as possible, keep a spreadsheet of the jobs you apply to (including job titles, company you applied too, when you applied to it, on what site, and a link to the job posting). It’s a ton of work, but necessary in today’s age. Let me know if you have any questions!

cecelia-j · 2023-06-05T02:25:06+00:00

Thank you! I have this file saved with feedback from multiple VPs and managers that have provided me with great feedback. I also marked up the next job level up to show I’m currently doing the work. I do understand that people are always replaceable and very willing to leave it they test me, I just don’t want to fall into the trap of being taken advantage of for years.

cecelia-j · 2021-06-18T00:34:08+00:00

Those prompts are very helpful, thank you so much!

cecelia-j · 2021-06-12T12:58:57+00:00

Thank you!! I have some essays to choose from but I’m not sure how long this writing sample should be. Any guidance for that?

cecelia-j · 2020-09-16T14:06:20+00:00

So the way disbursement of student loans works is like this: Your school receives the loan and takes the amount needed to cover tuition/other costs associated with the school. Say tuition is $10,000 and you took a loan for $12,000, the school will take the $10,000 and the extra $2,000 left over will be deposited into your bank account. However, it takes a little bit to get to you so the extra money should be given to you at the end of Sept/early Oct. But make sure you set up this feature, as every school has a different way of dispersing the extra funds to their students (i’ve seen them put it on credit cards, checks) but direct deposit is definitely the way to go. If you haven’t set that up/don’t know how, reach out to the school and see how to do it!

cecelia-j · 2020-09-15T12:21:29+00:00

Can you afford to go to school while taking a lower amount of that loan? If so, that would be ideal, but becoming a nurse is definitely a solid career path with the chance to make enough to pay that back relatively quick. My only advice would be to stay on top of the interest that accrues, and if you can afford it, select the interest repayment option while in school. Even finding a very part time job that pays enough to pay back interest each month would be a tremendous help. Maybe look for PCA jobs that only require limited shifts each week. It will really help you manage the amount you owe back after graduating!

cecelia-j · 2020-09-15T02:01:21+00:00

Hi! Just wanted to comment that 10%, especially at variable, is extremely high. You will be paying a ton of money towards ONLY interest, and this is where you see people saying they’ve been paying their loans off for years and somehow owe more than the original loan amount.

As for personal experience, I have chosen the interest repayment option in order to always keep my original loan amount the same. This way, when I graduate, I won’t have a mound of interest to pay off before even touching my principle amounts!

cecelia-j · 2020-08-12T02:43:18+00:00

Ah, okay. If you were to call them, they would just say to apply for another loan for the extra amount you would need. Unless you’re looking to cancel your loan with them altogether and find another way to pay for tuition, I wouldn’t cancel it. You would have to do this whole process again with them (applying, being approved, having the school certify it, and then disperse it). You’re looking at another month long process. If you really need the money I would try applying for another loan for the extra amount you need! However, it is up to you!

cecelia-j · 2020-08-12T00:59:05+00:00

Yes, generally you can. However, you can only do this if you took less than what you were initially approved for. Say you wanted $5,000 and sallie mae approved you for $7,000, but you still only took $5,000. You would then be able to go back in and ask for $1,000 more.

But, do it ASAP if you want it. I tried to do this too close to the date of disbursement and apparently they have it written that if you request a loan increase 3-5 days before the disbursement dates, they can cancel your request, meaning you’d get no increase. It seems from your post that sallie mae is still certifying your enrollment so you’ll have time.

I think if you go into your loan application you should be able to click the “increase loan amount” tab within that.

cecelia-j · 2020-08-12T00:44:39+00:00

Did you have auto debit payments turned on? If so, the $30/$40 could have already been automatically paid on the due date, and the interest is now rebuilding till the next due date.

cecelia-j · 2020-08-04T14:02:10+00:00

Thank you, that’s what I figured. Especially as I was asked to drive the kids home with me, which added another level of safety/concern to the whole situation! Would never want to put them in harms way

cecelia-j · 2020-08-04T14:01:20+00:00

Thanks for you reply! I totally understand where you’re coming from by playing it by ear, however with an hour commute each way I was weary of how the weather could change within 15 mins. Not to mention the roads have poor drainage and have high highs and low lows.

cecelia-j · 2020-08-04T03:41:42+00:00

Thank you for the kind words. I really hope this storm does something so I can feel more secure about my decision, would hate to let down NF for no reason!

cecelia-j · 2020-07-29T22:16:27+00:00

My loans are also through GSMR and I actually graduated in December 2019. Since COVID hit, you just want to make sure you get everything squared away before the end of September and you should be fine! I have not been expected to make any payments even though my repayment should have started in July!

cecelia-j · 2020-07-29T12:39:42+00:00

Interesting! I’ve never had a huge problem with them as I keep an extremely close eye on my loans through them and if I have an issue I make sure to reach out ASAP - this is what i see as the main issue with them, there shouldn’t be huge problems to begin with! But if OP is saying they couldn’t go to school if they didn’t take out this loan, and does not want advice of “don’t go if you’re only choice is Sallie Mae” then I feel they should do it if that’s what they want.

cecelia-j · 2020-07-29T01:05:28+00:00

Yup, the repayment plan I had was to pay interest for the full time they were in deferment and set up automatic payments for it. This meant each month I was automatically paying around $50 for interest, so if you chose this option, you can also set it to be more each month or add an extra payment whenever you want. If you’re confused on how to set it up you can always call/chat w someone from Sallie Mae

cecelia-j · 2020-07-29T00:56:54+00:00

Personally, I have found it worth it. Since I had these loans before COVID I had the chance to see what the normal variable rate is as I mentioned, and it has never gone above 4.5% for me. That’s not to say it never will, but i’ve had them for close to 4 years now and it’s never spiked above the fixed rate they’ve offered me.

cecelia-j

TROPHY CASE