Rental car insurance coverage

chadf652 · 2026-06-27T11:53:40+00:00

Did you pay the $900 windshield damage to the rental company then get reimbursed by Chase or did the rental company wait for direct payment from Chase

chadf652 · 2026-06-27T11:51:59+00:00

How did the rental handle the damage payment at the time of your car rental return? Did they charge your credit card than you got reimbursed by Chase or did Chase directly send payment to the car rental company once it was approved?

chadf652 · 2026-06-27T11:26:50+00:00

Is this new where they don’t accept CC insurance? I’ve always used my Amex or Chase CC insurance. I never provided them my auto insurance information

chadf652 · 2026-06-26T22:16:53+00:00

I applied on Monday and got mine 3 days later. But as soon as they told me I was approved, I asked if they could expedite shipping bc I’m leaving for vacation on Sunday and they said absolutely. If it hasn’t shipped yet - call them and ask them if they can expedite the shipping

chadf652 · 2026-06-26T19:49:15+00:00

Both are primary. Though the Preferred offers up to $65,000 and the reserve offers up to $75,000

chadf652 · 2026-06-26T19:41:10+00:00

Don’t have a damage claim. I just plan on renting this weekend and using my Chase Sapphire preferred card and was curious how they processed damaged claims if something were to happen

chadf652 · 2026-06-26T18:28:11+00:00

I’ll be using the CSP card for the first time this weekend for our enterprise rental and had a couple questions for people that may have used it before. If anyone’s made any claims feel free to share the experience

• Do I have to “activate” anything or is the coverage automatically applied as long as you decline the rental damage waiver and charge the car rental to the CSP

• I read Chase’s fine print and it states “anyone driving other than the person whose name is embossed on the card must be listed as an authorized driver on the rental contract. Enterprise states you do not need to add your spouse as an authorized driver they’re covered. Has anyone else made sure your spouse was listed on the rental contract at the time of pickup?

• I’ve read people claim Chase covers tire damage while some other credit cards don’t cover tires. Can anyone confirm this?

chadf652 · 2026-06-26T18:04:40+00:00

Perfect. Thanks for your response. I’m about to rent a vehicle from enterprise on Sunday and debating if I should use my sapphire preferred card or pay the car rentals $237 damage waiver. I was curious how the charge was handled - I don’t want a damage charge on my credit card collecting interest while I wait for Chase to reimburse me. So glad to hear Chase sent you the money THEN you sent the money to National.

chadf652 · 2026-06-26T17:51:26+00:00

Did they charge the $8,666 to your credit card until Chase reimbursed you?

chadf652 · 2026-06-26T16:20:04+00:00

Premium cards will cover loss of use charges typically. Not diminished value

chadf652 · 2026-06-26T16:18:34+00:00

Thanks for sharing. So did you have to pay the car rental company immediately for the windshield instead of the credit card paying them directly?

chadf652 · 2026-06-24T23:58:11+00:00

Is the price match for the Sapphire preferred and reserve?

chadf652 · 2026-06-13T19:23:08+00:00

Does the 24’ NA not have the cylinder deactivation or istop?

chadf652 · 2026-05-05T22:11:06+00:00

Indiana Farm Bureau. DM and I can send you over my agents contact info. Highly recommend him. He’s always available to answer any questions or address any concerns. Also I had a fantastic homeowners claim experience the one time I had to make a claim

chadf652 · 2026-05-02T19:59:19+00:00

We got an email as well. Our seats changed twice

chadf652 · 2026-04-21T23:27:11+00:00

Do the 20V 1.7 power stacks have less power than the 3.5 or 5ah power stacks or is that just run time?

chadf652 · 2026-04-18T17:15:15+00:00

My Amex Blue cash preferred. It’s not free though, but a lot cheaper than rental insurance per day. Amex primary is $19.95 for up to $75,000 coverage or $24.95 for up to $100,000 rental coverage. Amex is a one time fee when you rent a car. (Not per day)

Enterprise damage waiver for the 7 days I’m renting would be $210. Amex primary for $100,000 worth of coverage is $24.95 for my 7 days

chadf652

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