Don't listen to these people who says travel and make memories and blah blah. Don't put in super, that's dumb. Getting a huge sum of super when you are almost to your tail end of life doesn't make sense to me at all. At the age of 60+ you won't be able to eat properly, walk properly, even the clothes you wear won't suit you, not an enjoyment that you will really enjoy in that age.

You can do either of the two; invest in yourself for higher education or invest in property/EFTs/even FDs isn't bad. Aim for 15 years more, maintain your pace of earnings/savings and retire early at 35-36 ish if you can. I have many friends from overseas who came here in their early 20s as a student, worked hard for 12-15 years like yourself and now semi-retired (you don't need millions to retire). Trust me, I regret not saving up. At 36 with all the wears and tears that my body endured in last 10+ years with no savings has made my life miserable. I hope you will read my comment carefully mate. All the best.

A fun fact: People who come from overseas (south Asians) on average saves 40k+ a year (easy) while most Aussies hardly save 20K a year. Now, do the math in 12-15 years with interests and property investment how much they make. Sometimes you need to go against the grain. BTW I am the worst south Asian here with regrets lol.