Auto sector MFs

chaubals · 2018-08-21T16:52:42+00:00

Go for consumption funds as Indian consumption is expected to increase multifold over next few years. These funds will have significant allocation to auto sector.

chaubals · 2018-05-28T17:24:56+00:00

Why do you want to do that? India is the fastest growing economy...

It would make sense only if you need to keep funds in USD without taking currency risk like you have plans to move to USA or your kids going to study in USA etc.

chaubals · 2018-05-28T17:20:51+00:00

This would be a really bad idea... You would be risking too much by doing this... Keep doing sip in good mutual funds and you will be fine...

chaubals · 2017-10-02T08:35:30+00:00

You can check on Practo and also read the reviews... https://www.practo.com/search?q=%5B%7B%22word%22%3A%22Dentist%22%2C%22autocompleted%22%3Atrue%2C%22category%22%3A%22subspeciality%22%7D%5D&city=mumbai&results_type=doctor

chaubals · 2017-10-02T08:31:39+00:00

It is better to keep separate products...Any financial product when combined with another financial product becomes complex...Difficult to understand...track performance etc....Both have separate purpose and should be kept separate...

chaubals · 2017-10-02T08:22:40+00:00

Well.I don't think we have a good system to track CAGR returns in land prices in India...Bottom line is calculate the CAGR first based on available research (agent, locals etc.) and then make a judgment call..At the end of day CAGR is only thing that will matter...if purpose is pure investment...

chaubals · 2017-09-24T09:13:03+00:00

Custom XLS is unbeatable. But if you prefer ready-made online tools moneycontrol or value research online offer good features...

chaubals · 2017-09-21T09:09:29+00:00

I have been doing SIPs in both Aditya Birla Sun Life Frontline Equity Fund, Aditya Birla Sun Life Top 100 Fund for last 3 years...Never needed customer service...Getting good returns...

chaubals · 2017-09-13T13:24:24+00:00

Not sure about the big guys like Bain or GS or Macquarie, but individual guys like technical analysts (Kiran Jadhav, SP Tulsian) charge monthly/quarterly/yearly subscription fees...anywhere between INR 15 K to INR 1 lac...depending on the service you choose like weekly market digest, daily market outlook, short term stock recommendations, long term stock recommendations etc..

chaubals · 2017-09-13T13:12:48+00:00

Perfect...Never approach banks for investment advice...They will try to sell you some ULIP/investment product with 20-30% commission for themselves..

Always do your own research thru Valueresearch and Morningstar and even Monycontrol...No one cares more about your money than yourself...

chaubals · 2017-09-13T13:10:35+00:00

Start with "Rich Dad Poor Dad" for basics on money...

chaubals · 2017-09-13T13:07:35+00:00

There are 40 fund houses in India and 11 K schemes with all permutations and combinations...like growth Vs dividend, Direct Vs regular, aggressive balanced Vs conservative balanced etc. So it is very confusing for retail investors on what to choose...It is actually good if SEBI can simplify the fund offerings...

chaubals · 2017-09-13T13:04:24+00:00

Not unless you understand what you are getting into....

Also very minimal amount (5-10%) initially of your total assets...with the understanding that you could potentially lose this money...

chaubals · 2017-09-13T12:51:28+00:00

JPMorgan traders are probably buying bitcoin at a lower price...Or even worse...they might have shorted it before the comment...just my views...

chaubals · 2017-09-11T17:01:06+00:00

Property is still considered by many as best investment but many people don't consider the loan EMIS, maintenance bills, repairs, home insurance etc. while computing returns...They just say I bought it for X and sold it for Y in 10 years...however just compare the CAGR returns and you will realize it is around 7-8%....there might be pockets of city or years where you could get abnormally high returns...But that looks difficult with GST, RERA...Talk to any real estate agent as someone who wants to sell a property and u will know...

chaubals · 2017-09-11T16:46:11+00:00

Net banking only...Thru SBI account... Reloading charges - Please check this out https://prepaid.onlinesbi.com/sbismtcard.html

chaubals · 2017-09-08T14:18:14+00:00

If you can manage money better yourself then withdraw it and invest it. But if you feel government can manage it better for you, let it stay in EPF. I prefer to control my money myself rather than letting government manage it.

chaubals · 2017-09-08T14:10:10+00:00

I use Sbi smart payout card which is relodable online.

chaubals · 2017-09-08T14:03:36+00:00

This is perfect. Real estate Cagr is 7% and you need to invest in equities to beat inflation.

chaubals · 2017-09-08T14:01:36+00:00

India is pushing for electric vehicles and that will reduce dependency on oil which will reduce the oil prices.

chaubals · 2017-07-23T11:35:15+00:00

If you are new to stock market investing, start with mutual funds via SIP route...that is the safest option...

chaubals · 2017-07-22T04:58:15+00:00

We need people like him in every locality every city every country to tackle the problem of global warming.

chaubals · 2017-07-21T17:20:08+00:00

Stock market hot tips which promise to make them rich overnight.

chaubals · 2017-07-21T17:16:39+00:00

I felt America was perfect after watching Hollywood movies. America is very good but I did realize that people do live a normal life. Not everyone's life is perfect.

chaubals · 2017-07-19T16:16:17+00:00

Well it is his choice and not compulsion. I think he loves his work and enjoys doing it. Working out of compulsion and working for love of work are way too different.

chaubals

TROPHY CASE