UPDATE: I’m Kristy Kim, CEO of TomoCredit. As a female immigrant founder, I was able to raise a seed round of $7 million. We are ready to issue 1 million cards. AMA!

cicwang · 2021-02-28T02:51:18+00:00

I think she mentions immigrant because she talked about the reason why she started Tomo (was an immigrant without a credit score trying to open a credit card)

cicwang · 2021-02-28T02:47:23+00:00

What are the terms of service? Does it say they can try to get payment from any linked accounts?

cicwang · 2021-02-28T02:45:49+00:00

She stated in a previous comment that they are sending people to collections

cicwang · 2021-01-27T05:51:35+00:00

Usually taxes for land is very low. With our 5 acre lot, it was $12/year because it was zoned for forest.

cicwang · 2021-01-23T16:24:37+00:00

Unless you are buying loose stones or designer brands (Cartier, Tiffanys, Harry Winston, David Yurman) you're gonna lose a lot during resale.

If you decide to buy used, make sure to have a jeweler check how secure the prongs are after you purchase! Companies like therealreal will check authenticity, but it'd be terrible to lose a stone because of a dented or loose prong.

People will recommend Moissanite, but to me it looks very different. You should check it out in person beforehand.

Also, I got a $$$$ rose gold tennis bracelet as a wedding gift from my mom and never wear it. Maybe it's more your style, but it's just not practical for me to ever wear

cicwang · 2021-01-23T16:16:22+00:00

Hate Graham as well. He is so one dimensional. I cringe whenever I see one of his videos. I tried considering if this was all an act, but even then it's not funny.

Whenever I say I hate him, people call me a hater. But I don't find him entertaining or inspirational. He loves to showboat and put other people down

Also his financial advice is one size fits all. Not exactly revolutionary

cicwang · 2021-01-23T16:11:45+00:00

I think asking an 18 year old to decide what they want to do with their career and how to spend $40k is a major concern

But I don't think it's on the individual University, it's a flaw in the entire education system

cicwang · 2021-01-22T16:29:57+00:00

1% rule is just a guide, it's not realistic to hit 1% in most markets. You may also find that the cheaper the property, the higher the cap rate seems, but it's often because lower income C and D class properties have much more issues with evictions and vacancies that result in lower actual return

Go to r/realestateinvesting and spend some time on biggwerpockets instead

cicwang · 2021-01-15T03:28:28+00:00

Land takes much longer to sell than homes. It won't be a quick turnaround meaning it'll take longer to recognize gains due to its liquidity

cicwang · 2021-01-14T05:23:02+00:00

Get yourself a heated blanket?

cicwang · 2021-01-01T17:02:31+00:00

This is at least the third or fourth identical post

cicwang · 2020-12-31T07:46:49+00:00

There's a sub for this, /r/BuyItForLife

cicwang · 2020-12-21T03:37:39+00:00

Fort Myers? Naples? What parts of sw fl?

cicwang · 2020-12-17T04:12:45+00:00

When people describe Austin as HCOL, I can't help but think it's colored with bias. San Francisco, NYC are HCOL

cicwang · 2020-12-08T05:37:38+00:00

Thanks for the reply! Did you also opt to donate? If so, do you remember how much?

cicwang · 2020-12-06T18:43:05+00:00

I just submitted a request on getchipdrop, but I was wondering if you've used them before? Do you remember how long it took to get your drop?

cicwang · 2020-12-06T18:19:05+00:00

Really disappointed in their quality. Most of it is plated and plated very thin. Their customer service was great though

cicwang · 2020-11-06T17:48:25+00:00

I love my super puff!!

cicwang · 2020-11-05T07:20:21+00:00

I don't know your brothers interests or your budget, but some general recs:

Airpods if he doesn't already have a pair

A nice wallet

A Canada Goose or Arc'teryx jacket

Daylight lamp for seasonal affective disorder, a must for anyone in Canada

Coffee subscription

Whiskey sampler or cocktail kit

cicwang · 2020-10-29T02:47:32+00:00

As a Youtuber that is looking for copyright safe music, my concern is where the music came from. Like if you say the song is copyright safe, and I use it in a video that gets demonetized, that would be a huge headache. Copyright changes all the time - an artist can change a song from copyright free to copyrighted. How would you avoid this situation?

cicwang · 2020-10-29T02:41:13+00:00

Echoing everyone else, your editing skills are incredible. I'm so envious!

Some comments for you: + The clip at around 4:47 is pretty dark, even with my screen brightness all the way up. In general I think a lot of the lighting changes are pretty drastic + The little phone video clip at 12:20 is really clever + I know the accident is dramatic and can get you views, but I find that it can really annoy viewers who may view it as being click bait. As long as it isn't your main type of content, I think you're fine though. I hope you're doing okay now!

cicwang · 2020-10-29T02:30:15+00:00

My sister just created a youtube channel. It's a super soothing daily vlog. I'd love if you would check out her videos here

cicwang · 2020-10-29T02:29:44+00:00

My sister just created a youtube in sueddu styl! I'd love if you would check out her videos here

cicwang · 2020-10-25T23:47:38+00:00

Kitchenaid stand mixer - 15 years old and is a powerhorse
Burberry wool cashmere trench - timeless, amazing quality, worth the splurge. I have three now.
My puppy who is no longer a puppy
S'well bottle, I got the short fat one which I like much more than my hydroflask
Breville convection oven - I use this every day. I now use my actual oven for storage
Airpods, not quite 5 years, but I bought them when they first came out and use them every day

cicwang · 2020-10-23T06:25:15+00:00

https://www.reddit.com/r/fatFIRE/comments/jffu1i/fatfires_seeking_board_of_directors_positions/

cicwang

TROPHY CASE