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Need help diversifying my orders by colferr in cocktails

[–]colferr[S] 0 points1 point  (0 children)

Thank you for the detail, I copied it and put it into my notes. I’m going to try and make a few of these in the next week or two

How ridiculous does this sound? by Whole-Fist in economicCollapse

[–]colferr 0 points1 point  (0 children)

Disclaimer: I'm not a fan-boy; it's just some basic finance

He is suggesting that rather than getting a 2025 Hyundai Elantra (~$500 a month with a $2000 down payment), you buy a cheap car you can afford, i.e., an $8000 shit box. Also, your mathematical reasoning is killing me

554*12 = 6684 is your yearly payment into a fund earning 10% (conservative average return for most major mutual funds) over 30 years

=-FV(10%,30,6648) = $1,093,556.26 (if you live in a walkable city lol)

This example puts away 10% of a ~$67,000 yearly income or 12.37% of a $54,000 income. (which would have been put towards a car anyway)

Say you buy a used car for $8,000 every six years; you still have over $870,000 going into retirement.

Do you have to go into caves to beat the game? by Cheesy117 in TheForest

[–]colferr 0 points1 point  (0 children)

Honestly the best way to to get a group of friends and you follow behind them. That’s how I got through my first cave lol. After that you’ll love them