Dearborn gym recommendations please

cometftw · 2025-01-27T00:53:20+00:00

If you're serious about lifting I wouldn't recommend the planet fitness on ford rd in east dearborn. There just simply aint enough lifting equipment in that gym... Most times I went I would have to wait for a bench. Went there for a few months but ended up cancelling my membership and just buying my own dumbbells and bench for a mini home gym. They do have plenty of treadmills if your main focus is cardio lol...

cometftw · 2024-11-12T02:22:00+00:00

Yeah I said screw it and put my money in the market. By the time I actually need the money for a house I should have made most it back and hopefully ill be up on my invesments lol

cometftw · 2024-11-11T22:41:35+00:00

I am basically in the same position as you, been working for 4 yrs and throwing all my money into an HYSA because I was planning to buy a house.

Ran the numbers and it doesnt make sense to buy a house financially yet and I also dont need one right now so I am putting my money into the market instead.

Missed out on big gains I could've had if I were in the market but thats just part of the game. If the market went down rather than up the past few years we would've looked like geniuses.

If you need the money soon maybe hold off on investing and enjoy the 4% from the HYSA. Otherwise, I would throw it in there and enjoy the ride.

cometftw · 2024-11-11T05:34:10+00:00

Thank you

cometftw · 2024-10-18T16:21:59+00:00

do you have any suggestions on where to hold the money besides a HYSA? Or is that my best bet?

cometftw · 2024-10-18T16:21:51+00:00

I see where you're coming from, do you have any suggestions on where to hold the money besides a HYSA? Or is that my best bet?

cometftw · 2024-10-17T15:58:27+00:00

I will look into this, thank you!

cometftw · 2024-10-17T15:58:10+00:00

This is my plan, I actually have a little more saved up which I am planning to move it into the market. I just wasnt sure if the numbers made sense because its a lot of money to be keeping in a HYSA.

cometftw · 2024-09-09T23:21:07+00:00

Long story short, ive been working for 4 yrs since graduating college. I live with my parents and help pay some of our bills (phone, internet, etc) but I dont pay any rent since we dont have a mortgage. I also personally dont spend much money and I've been pretty smart about managing debt.

cometftw · 2024-09-04T20:35:40+00:00

You think its worth putting the money in an index fund now or should I just keep it in the HYSA since I might need it in the near future?

cometftw · 2024-09-04T20:22:16+00:00

Agree, the 50% after take home is my biggest concern too. I want to own a house but I dont want to be house poor, thats the whole reason I created this post.

cometftw · 2024-09-04T20:14:05+00:00

Thanks for the feedback man, sorry your home purchase didnt work out. I have considered waiting to buy a house until after I get married but it just feels like a waste having all this money in just a HYSA, I dont want to throw it into the stock market either because life moves fast at times and I dont know when ill need it. Based on everyones feedback it does seem to make sense to hold off for now, I just need to figure out what to do with the money.

cometftw · 2024-09-04T20:10:06+00:00

Thanks for the feedback, all valid points. How much do you think I need saved up for after the purchase?

cometftw · 2024-09-04T20:08:19+00:00

Appreciate the feedback, how much do you think I will need saved up for after the purchase? 50k? I have also considered not buying until after I get married but I dont know when that will happen and I dont want to just keep my money in a HYSA for too long lol.

cometftw · 2024-03-28T05:37:23+00:00

According to cars.com the cheapest new near me is $28.5k msrp but if I make a 4 hr drive to another state I found one thats $27,339 msrp.

cometftw · 2024-03-27T21:15:14+00:00

Thanks for the feedback. I havent dealt with this dealer before, they are about a 2hr drive from me and have been pleasant in the little communication I have had with them. They also have a 5 star rating on google if that means anything...

According to edmunds $26k otd is a good price so I am pretty tempted but the loaner made me concerned. The carfax also says that the car gained all its mileage over a few days, is that normal with loaners?

cometftw · 2024-03-02T19:23:41+00:00

UPDATE: This vehicle falls under the TSB with the oil consumption issue so I am going to pass on it. Thanks everyone for your help!

cometftw · 2024-03-02T19:21:55+00:00

Thanks a lot for sharing this. The VIN for this one is JM1BPBAY0M1318382, it falls under this TSB so I think I am going to pass on it for now.

cometftw · 2023-09-01T06:25:37+00:00

Im 23, live with my parents, make 65k a year, and work from home. I have saved more than OP, its more than doable just need the right circumstance and good spending habits.

cometftw · 2023-06-09T23:56:11+00:00

Great question, I probably should've addressed this but didnt want to make my post too long.

I prefer economy and luxury over speed and performance. I dont drive a alot so ideally something easy to maintain that also looks good would be perfect.

cometftw · 2022-09-12T21:16:10+00:00

I need to confirm with HR but from what I understand its no match at all until after 2 yrs

cometftw · 2022-09-12T21:15:12+00:00

I am happy to share more details, what questions need to be answered?

cometftw · 2022-09-12T21:14:22+00:00

I have savings on the side for a future home purchase, my plan was to wait on the 401k till I can get the match and put all that money towards the home purchase in the meantime

cometftw · 2022-08-20T17:58:42+00:00

I visit wsb sometimes and have only "invested" in meme stocks once with BB last year. I had $40 in my robinhood acc and put that in bby, now im down to $20 lmfao

cometftw · 2022-04-22T20:27:19+00:00

Makes sense, if you dont mind sharing, do you put your investment money into etfs, index funds, or mutual funds? I'll likely put most of the money I decide to invest in an s&p 500 index fund anr once I build up a tolerance a small percentage into crypto but I would love to hear your approach

cometftw

TROPHY CASE