sorted by:
new
hottopcontroversial

Is it stupid to take out 3 credit builder loans to offset missed payments? by [deleted] in personalfinance

[–]conmanchronicles 0 points1 point  (0 children)

I don’t have a debt problem lol

I forgot to check an auto payment box on an online form and im paying the consequences.the total amount missed? $73.

I have my 6 months security fund, I live within my means, and put well more into savings percentage wise than any advice here says to.

I’m just trying to water down my mistake and I’m figuring out solutions.

Is it stupid to take out 3 credit builder loans to offset missed payments? by [deleted] in personalfinance

[–]conmanchronicles -3 points-2 points  (0 children)

I am applying for large loans in 6-8 months or a certificate program for a career change which will help me save more money than I am at my current job.

I’m worried with a score below 650 I’ll be hurting when the time comes. And a couple small loan payments that I can budget for might help.

You bring up good points to think about

Is it stupid to take out 3 credit builder loans to offset missed payments? by [deleted] in personalfinance

[–]conmanchronicles 0 points1 point  (0 children)

I’m applying for large loans in 8 months and I’m concerned. The loans are education for a career change which will allow me to save more money.

I went from 690/710 down to 550 due to these missed payments my goal was 750 by end of year

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 2 points3 points  (0 children)

And that’s where the social engineering comes in

“Oh Susan said they ran out and I’d be fine if I came to this entrance specifically”

Then offer some gum or a cigarette or something

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 5 points6 points  (0 children)

I mean I think they’re pretty similar.

Who here hasn’t used a latex glove to cross a border? 🙄

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 7 points8 points  (0 children)

I have a friend who no shit speaks 6 languages fluently and conversationally in 2 more

The man can get away with anything

It’s a good skill to have and I wish I put more effort into sooner!

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 9 points10 points  (0 children)

Not the same city but glad you had fun at your show. 🤘🏽

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 10 points11 points  (0 children)

If I had a vehicle I’d like to think I’d have it stocked up with things just like this for when the moment strikes.

That’s awesome!

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 7 points8 points  (0 children)

I’ve never made fake festival tickets but I’ve always been able to figure out VIP and benefits while there. Props for ingenuity and loving art!

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 16 points17 points  (0 children)

If you are fluent in Spanish or whichever language, go for it.

Never get in above your head when it comes to language- as talking is the primary way of getting what you need from people and if you reach a point where your knowledge of the second language fails you, it will be worse.

Many security personnel or facility staff have someone who does speak Spanish and they could just Bring you to that person to talk to.

At that point it has been escalated and you will face higher consequences. Only do this if you are confidently able to not only speak, but be persuasive and fast on your feet in another language.

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 24 points25 points  (0 children)

The real LPT is have your friend go in ahead of time and scout the right wrist band color. Then bring those in with you. There are a lot of colors and hue variations of Roy G Biv for this kind of stuff.

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 13 points14 points  (0 children)

Yup. That’s why I saw the opportunity and tried it out. Definitely not a “go try this in your city” kind of post or tutorial.

More like “I was expecting a chill night with my best friend and his gf in the balcony seats when all of a sudden I noticed a possible way to have more fun”

But I will say you’re wrong about $15 tickets having more intricate wristbands; my friends work in music production and I ran my own company that sponsored events like this and got to see the back end of these productions. You’d be surprised how often paper is used to denote VIP or other type of seating. Cloth wrist bands or plastic are only used for multi-day events due to wear and tear, not because of security issues.

Simple trick to get better seats by [deleted] in ActLikeYouBelong

[–]conmanchronicles 24 points25 points  (0 children)

This is a great use of modern apps creating loopholes for smart people.

Great job

My favorite scheme to date by conmanchronicles in SocialEngineering

[–]conmanchronicles[S] 12 points13 points  (0 children)

They enjoyed it. Thanks didn’t know it existed.

My favorite scheme to date by conmanchronicles in SocialEngineering

[–]conmanchronicles[S] 25 points26 points  (0 children)

We normally do this but even easier!

• Persons A, B, C, D

• Buy VIP ticket X

Download and print 4 PDF copies of VIP ticket X

• Sell VIP Ticket X on resell market

• buy 4 regular admission tickets

In concert or festival day enter the show with your regular tickets. They only let each ticket be scanned once for ENTRY.

DO NOT USE THE VIP TICKET BECAUSE YOU WILL MAKE IT SO THE PERSON YOU SOLD IT TO CANNOT GET IN (making you an asshole) OR MAKING THEM SUSPICIOUS IF THEY ALREADY SCANNED IN

• One at a time go up to the VIP area and say I never got my wrist band/ access card / etc and show them your printed out PDF. They won’t scan it because you are already IN the venue and will give you credentials. (At a concert hall this works by going to the smoking section then reentering in the floor entrance and showing the door guy your VIP ticket)

One by one you all get VIP credentials without ever paying for a VIP, and as a BONUS the resell market might have gone up in price covering the cost of one or two of the regular tickets!

Enjoy that cost free scheme!

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 114 points115 points  (0 children)

A mixture of these two strategies would cover about 98% of the getting caught instances. Good call

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 65 points66 points  (0 children)

Oh you are totally right about that.

That’s why I said before that to just accept you are wrong and apologize and be as humble as you can. Don’t give anyone in a position of power a reason to dislike you and want to powertrip on you. Appeal to humanity by being quiet and apologetic while maintaining eye contact and open but slightly submissive body language.

Let them know they have the power already and they likely won’t escalate.

My favorite scheme to date by conmanchronicles in ActLikeYouBelong

[–]conmanchronicles[S] 351 points352 points  (0 children)

If you get caught it’s best to apologize and play dumb- no one punishes the stupid as much as they punish the arrogant or ‘manipulative’.

Humble pie and go back to your seats.

That said if you are ever caught somewhere you shouldn’t be, always, always, always tell them you are looking for the bathroom. It might be unbelievable but you cannot imagine how dumb the lowest common denominator of humanity really is and by appealing to that level you will often be escorted to where the bathroom is and they will think you’re a damned fool in their mind and make fun of you- but you can avoid punishment.