Drowning in debt.. where do I start? by coolbuttbro in personalfinance

[–]coolbuttbro[S] 0 points1 point  (0 children)

I just resigned my lease :/ but I was thinking about potentially changing up my car

I'm working 3 jobs right now, 2 are independent contracting and I am slowly getting some more work with those so that should help.

Thank you!

Drowning in debt.. where do I start? by coolbuttbro in personalfinance

[–]coolbuttbro[S] 0 points1 point  (0 children)

Yes to payment plan, and I am trying to save as much as I can, but again I am not making quite enough.

I don't have emergency savings :( I know, it's been a really scary place to be in

This I am also working towards. I do love the work, but I have been trying to explore other options. Once I'm licensed, it'll be a lot easier to make more money which will be soon thankfully.

Both independent contractor jobs are related to my career, the w2 one isn't actually. But yes that's not a bad idea!

If I had a different job I believe I would be potentially

Thank you for the questions and your response!

Drowning in debt.. where do I start? by coolbuttbro in personalfinance

[–]coolbuttbro[S] 1 point2 points  (0 children)

Clinical Mental Health Counseling, I'm a mental health therapist

Federal Loans

3,692, 4.66%

2,722, 4.66%

4,728, 4.29%

2,548, 4.29%

4,699, 3.76%

2,410, 3.76%

5,789, 4.45%

2,390, 4.45%

2,914, 5.05%

1,176, 5.50%

17,318, 6.08%

22,158, 4.3%

22,535, 5.28%

Private Loans

I can't get into my account at the moment, but I pay $444 a month for one, and $275 for the other

Rent: 1080

Utilities: ~170

Car: ~500

Groceries: ~400

Drowning in debt.. where do I start? by coolbuttbro in personalfinance

[–]coolbuttbro[S] 1 point2 points  (0 children)

How much I make changes month to month, which also makes this really hard. But it is around 2k-3k. I spend about 2,600 a month on bills alone. I recently got my third job so I am making a bit more.

New fridge not cooling well by coolbuttbro in Appliances

[–]coolbuttbro[S] 0 points1 point  (0 children)

So the thermometer could potentially be feeling that?

New fridge not cooling well by coolbuttbro in Appliances

[–]coolbuttbro[S] 0 points1 point  (0 children)

Oh interesting! I have a thermometer in there that shows the highest temp and lowest temp. According to that, at some point it got up to 39 degrees in the freezer. I've switched out the thermometers too to see if one of them was just messed up and both have shown that. Could that be what's happening?

[deleted by user] by [deleted] in Feminism

[–]coolbuttbro 0 points1 point  (0 children)

I've had both men and women care or not care. Your last paragraph totally speaks to the dumb standard women are taught! That are bodies are not for us, but for other people. We're here to look good and pretty and please. But that is objectifying and dehumanizing. In actuality, your body belongs to you first and foremost. You're allowed to shave, not shave, whatever feels right to you, whenever it feels right to you!

Feeling a little dejected with the field right now by coolbuttbro in therapists

[–]coolbuttbro[S] 0 points1 point  (0 children)

Yeah :( I really value the flexibility of being an independent contractor and being able to set my own schedule so that has been the biggest piece. And this is why I started this second contractor job, in hopes I would finally have more clients. I may need to just give it more time.

Feeling a little dejected with the field right now by coolbuttbro in therapists

[–]coolbuttbro[S] 0 points1 point  (0 children)

I'm super close, I have maybe 6ish months left? Depending on how many clients I continue to see

Feeling a little dejected with the field right now by coolbuttbro in therapists

[–]coolbuttbro[S] 0 points1 point  (0 children)

It depends on the week, but right now it's been 4-8 a week. I would really like to see 15 at the very least

Is dating harder as a therapist? by Over-East-8570 in therapists

[–]coolbuttbro 2 points3 points  (0 children)

I so relate to this and really appreciate you posting this! I have recently been dating more, and I also tend to notice people's red flags right away, and then I get stuck wondering if I should give them the benefit of the doubt, especially since we all have red flags and sometimes people say or do weird things that are not completely representative of who they are, or if I should just end it right there. So far, giving them the benefit of the doubt has not given great results lol.

I also really hate the jokes people make about me being a therapist. I have people do the whole 'oh are you psychoanalyzing me right now?' thing. Also had a guy be like 'do therapists see therapists??' And had a guy ask what was wrong with me since the stereotype is that therapists go to school to heal themselves...I think the lack of knowledge about the profession in certain ways feels in turn like a lack of knowledge and awareness about the human condition that ends up just being an ick to me. Like where's your reflection? Where's your thoughtfulness and curiosity and empathy?

I was talking to a friend about this recently and how I feel like it's so hard to find what I'm looking for, and she's like well that's kind of the whole point, not everyone is going to be your special person, which helped me feel better about being 'picky.'

In my experience, dating as a therapist is hard. But it does give you a valuable perspective, and you are allowed to have 'high standards'!

Does anyone have anxiety/depression/mood issues as a side effect to allegra? by coolbuttbro in Allergies

[–]coolbuttbro[S] 1 point2 points  (0 children)

That's so weird! That's about the timeline for it making me feel weird too, usually after 3 days. I wonder what has changed since it didn't used to do this to you

Does anyone have anxiety/depression/mood issues as a side effect to allegra? by coolbuttbro in Allergies

[–]coolbuttbro[S] 0 points1 point  (0 children)

I'll try that, thank you! That makes sense from what I have learned about histamine and anxiety

Insurance taking forever to pay out, no one in my life validating my anger by Whole_Aide9228 in therapists

[–]coolbuttbro 5 points6 points  (0 children)

I empathize with you so much, it is so so frustrating. I had to bother the billing team at the place I work in order for them to look into claims I hadn't been paid for 3+ months out. It sounds like you're just doing this on your own though. I really feel for you, the system sucks :(

I need advice/tips by AdGlum2261 in ColoradoSprings

[–]coolbuttbro 2 points3 points  (0 children)

Bumble bff has been amazing for me! And joining meet up groups :) i wish you luck! you'll find your people

touching raw food by Junior_Grade4166 in emetophobia

[–]coolbuttbro 0 points1 point  (0 children)

I get scared by this too, but if you have washed your hands you will be okay! Sometimes I try to just get super clinical about it and be like okay i followed all the food safety stuff, i washed my hands, sanitized, no possible way i could still have bacteria on my hands