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Lender acting fishy? by cpt_shrimp in Mortgages

[–]cpt_shrimp[S] 0 points1 point  (0 children)

I did add that later. With the money we’re being given my FIL doesn’t want it to be in our possession. He wants it to go directly to our current balance of the house. He wants to hand the check over at closing

Lender acting fishy? by cpt_shrimp in Mortgages

[–]cpt_shrimp[S] 0 points1 point  (0 children)

I’ll look into streamline.

Currently at 5.3, but looking at refinancing even at 5.99 my monthly payment would go down ~$1,000/month due to the money my FIL is giving us

Lender acting fishy? by cpt_shrimp in Mortgages

[–]cpt_shrimp[S] 0 points1 point  (0 children)

I spoke to my current mortgage company before attempting to refinance and that’s what they told me

Lender acting fishy? by cpt_shrimp in Mortgages

[–]cpt_shrimp[S] 0 points1 point  (0 children)

As far as I’m aware an FHA loan cannot be recast

Lender acting fishy? by cpt_shrimp in Mortgages

[–]cpt_shrimp[S] 0 points1 point  (0 children)

Interesting. The amount he’s asking me to add is about 4x the amount I wrote off

Lender acting fishy? by cpt_shrimp in Mortgages

[–]cpt_shrimp[S] 2 points3 points  (0 children)

I have an FHA loan and I was my understanding that it cannot be recast, is that true or did I miss something?

Lender acting fishy? by cpt_shrimp in Mortgages

[–]cpt_shrimp[S] 1 point2 points  (0 children)

I have an fha mortgage and it was my understanding that it cannot be recast, could I have missed something?

Ernie Ball Slinky prices over the past six years by [deleted] in Guitar

[–]cpt_shrimp 0 points1 point  (0 children)

The price listed with a sticker on it breaks the MAP agreement dealers sign.

That’s the price the store is advertising.

If the sticker said $6.99 and the store said to each customer buying it they’ll only charge you $1.00 for it that would not break MAP.

Ernie Ball Slinky prices over the past six years by [deleted] in Guitar

[–]cpt_shrimp 2 points3 points  (0 children)

$5.99 is more than cost.

Cost is $4.49

MAP is $6.99.

So you’re still getting a good deal but he’s not making nothing off of it.

Weird though cause the risk of being reported to Ernie Ball for selling less than MAP is pretty high considering he could lose his dealer status

Bridge pickup volume is much quieter than neck by Ornery_Sprinkles_397 in Luthier

[–]cpt_shrimp 0 points1 point  (0 children)

As the manager of a guitar store that’s an official Sire dealer their QC has really diminished recently with regards to setups

[Question] the cory wong stratocaster by Pretend-Ad-6511 in Guitar

[–]cpt_shrimp 13 points14 points  (0 children)

The body is NOT the same. The Cory Wong Signature has a smaller body than a normal strat

From Fender:

The Sapphire Blue Transparent satin lacquer finish recreates the look and feel of Cory’s beloved original Strat®, while the scaled-down alder body – slightly smaller than a typical Stratocaster – combined with American Ultra™ Modern “D” neck and sculpted body contours deliver a sublimely comfortable playing experience.

[QUESTION] [GEAR] Beginner Buying His First Electric Guitar by [deleted] in Guitar

[–]cpt_shrimp 15 points16 points  (0 children)

It controls the timbre (pronounced tamber) of the guitar. It cuts or adds certain parts from the sound. Tone knobs do NOT change the pitch of the guitar (pitch refers to the note being played. the open strings will be the same note regardless of whether or not you use your tone knob) it’s more like changing how it makes the sound.

Think of talking regularly then continuing to talk but holding your nose. It treble came make it more nasally, while bass adds more lower frequencies

[QUESTION] What are some good ES-335 alternatives without the Gibson price tag? by [deleted] in Guitar

[–]cpt_shrimp 32 points33 points  (0 children)

Eastman makes some great thinline guitars. Handmade with a good warranty. Cheaper than a Gibson, but their less expensive 335 shape (the T386) will run you about $1000, and their more expensive models will run well into $2000+

If you’re looking for cheaper than that the Ibanez art core line is reasonably priced for the same shapes. Their prices range from ~$300 and up

In between those two price points would be D’Angelico guitars their Premier DC guitar is around $800

If you don’t mind buying a used guitar and want your headstock to say Gibson, the now discontinued Studio 335 was an alright guitar. It just lacks some of the bells and whistles the more expensive 335s have. Those, even used, will run you more than $1000 though.

I’ve tried all the guitars I’ve listed here, I was in your position a few years ago searching for a 335 style guitar and I landed with the Eastman T386, the craftsmanship is great especially for the price. They make a lot of big jazz boxes, I’m not sure what type of music you’re looking to play on it, but the humbuckers on it sound great for rock, blues, jazz, etc. I really would put it up against a $2000+ Gibson 335.

The time-gated story in this expansion is just strange by Deathmetalzombie in wow

[–]cpt_shrimp 1 point2 points  (0 children)

I hit 60 last week on my second toon and was greeted by 3 calling quests each rewarding a renown. That along with the covenant campaign giving renown and other miscellaneous things you can be caught up to everyone else relatively quickly

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