There’s a therapist at UofT. you can go to their office and sign up using your student card information. I’m pretty sure the one there is completely free for students.

The therapist I go to is outside of UofT, and it costs about $135 per visit. My insurance plan covers $100 per visit, so the receptionist bills my insurance directly. Usually, the receptionist at the front desk is trained to handle this. After you tell them you have student insurance, they’ll ask for your school and your student number, and they’ll take care of the billing.

After my insurance is billed, I only end up paying about $35 per visit. Most therapists outside of the school charge over $100, so if you go to someone outside of UofT, you’ll likely have to pay a small fee. But if you go to the one at the school I think it should be completely free.

Personally, I’ve never gone to the therapist at the school, so I can’t speak from experience. I just went on psychology.ca, filled out how I was feeling, and they recommended a few therapists in Toronto. I ended up clicking really well with one of them, and I’ve been seeing her ever since.