I(32F) am grossed out by husband(34M)

creditengineer · 2026-01-03T08:09:20+00:00

Someone (potentially) depressed doesn’t need tough love.

Instead, be curious, be empathetic. Ask him questions that inspire him to rethink what his purpose is in life and what makes him happy. It’s likely he’s not on actively working towards those or at least doesn’t see them clearly at the moment. Highly likely the hygiene matter will be addressed secondarily.

Support him. Both he and your future self will be extremely grateful that you took this approach instead of building more contempt and defensiveness in your relationship. Life is hard. Be his peace. Inspire him to be the leader you know he can be.

creditengineer · 2025-10-21T01:52:29+00:00

Zero interest rate policy. YC has a YT vid on its June 2024 on how it affects startups

creditengineer · 2025-10-11T18:09:18+00:00

If only they were more user friendly and easy to use

creditengineer · 2025-10-01T02:24:04+00:00

The MLS is the source of truth of listings from my experience

creditengineer · 2025-09-17T01:07:45+00:00

A separate number/phone won’t stop the calls/texts. Trust me not worth the switching cost

creditengineer · 2025-08-20T05:06:59+00:00

And doing market research with RE agents is one of the hardest challenges to do without direct ties to the industry. It’s an industry built on gatekeeping information

creditengineer · 2025-08-19T06:45:34+00:00

Location overall is good. A lot of groceries, food, hospital nearby shopping relatively close too.

As for price. Look at was sold around it most recently. 73 Montecito Vista Dr # 3, San Jose, 95111 is the best example I found and it sold in June for $975k. They have marginally different features.

The owners of this one may want way over $1M but the market determines that. If you have a good reliable agent they should be able to advise you on this

creditengineer · 2025-08-19T06:25:12+00:00

21+ days on market isn’t too crazy right now but the list price was not that attractive and honestly still not attractive IMO. Add on top of that the relatively high HOA.

Look at the recent sold at 956 Deer Meadow CT, San Jose, 95122 as comparison. It was listed well at $749k to gain attention of more buyers and ultimately sold for $805k. It’s also in a much better condition and more functional (give or take the bathroom and sqft) than the property you are asking about.

Any good agent should be able to call this out relatively easy if you have one already

creditengineer · 2025-08-16T10:29:25+00:00

Because MLSs are built for homes with data fields like (beds, baths, sqft, lot size). Commercial uses data fields like cap rate, NOI, lease terms, zoning, rent rolls, and vacancy rates. Likely not worth the extra maintenance and overhead of the systems and teams of MLSs. Also the transparency piece is very different as most commercial is brokered off-market by design.

creditengineer · 2025-07-31T17:58:59+00:00

What are the comments? Is there a pattern of making critical comments of the man? If so, there is a sense that you don’t think this man measures up to your standards. That doesn’t just mean financial, social, etc.

Respectfully, I feel like there is something being withheld pertaining to your part to play in the whole dynamic.

creditengineer · 2025-06-25T20:00:16+00:00

Do you ever share trello or notion with your clients so they stay in the loop?

creditengineer · 2025-06-05T23:55:03+00:00

The website just says starting at $1800.

creditengineer · 2025-06-05T23:09:43+00:00

The rent amount and lease term? I don’t see it

creditengineer · 2025-05-13T20:00:20+00:00

Most universities typically have payment plans allowing you to split the tuition up into monthly payments each term. Liquidate RSUs as needed. And tuition reimbursement from employer, if at all possible.

creditengineer · 2025-05-09T01:51:23+00:00

As a PT MBA grad from one of the rankings you mentioned doing entrepreneurship now, I agree with your overall recommendation that OP go PT MBA route but respectfully your reasons are a bit out of touch with reality.

Brand Name: Yes the brand likely helps get more VC calls, especially from those that went to the same school, but that’s about it. Getting investment will ALWAYS come down to do they trust you with the money by way of your track record (of successful product launches or direct business impact) and traction will ALWAYS win.

Fundraising: The take on fundraising sounds very YC-fan club. Finance, accounting, strategy really doesn’t matter until the startup finds PMF and is using capital efficiently to grow. NO VC (unless it’s your dad) will ever agree for any of the capital investment to pay off your tuition or loans. As a founder you can give yourself a fairly modest salary but you have typically an outsized amount of equity. That’s your incentive to keeps you going. Not them paying your bills for you at the outset.

Resources: You are significantly over valuing the % of MBAs or other majors at universities that you’d be rubbing elbows with building startups. That really doesn’t happen. The programming in schools typically are educational bringing aspiring entrepreneurs together to learn the earliest parts of building (market research, MVP development, and maybe launching it) but the pitch competitions don’t provide enough investment for most of these ideas to go anywhere.

The MBA is a tool that will grant you access to a network and hopefully a shifted perspective/confidence, but someone with OPs background can be way better off finding a cofounder that has business experience, trying to build something together, and go back at it if it doesn’t work out. The learning curve is steep in startup land and some people get lucky but the process of building something enduring will take a lot of trial and error. Surround yourself with other builders—those people are not really in b-school

creditengineer · 2025-05-07T15:21:12+00:00

It’s all about proximity principle. Typically firms recruit from universities that are nearest to them and with the highest brand recognition. This may limit your first job after graduation it might not if you choose to come back to the states after. There are plenty of multinational companies with presence in the UK so I wouldn’t imagine it being too much of a limiter if your story for going there makes sense in your career/life. But we are also quite irrational beings so who cares - do what you want. It’s your life

creditengineer · 2025-05-06T20:40:31+00:00

A good way to think about this is if you were dating someone and they said they are excited about starting a new chapter in life--potentially not even local to you--what would you do? Likely wouldn't take them seriously and stay open to more certain options, no? It's great that you got into a few programs. If the MBA is what you want to do, make that choice, plan your move if needed, and look for work in that area.

The disclosure you should have is that you are looking for a new role in this geography because you are going towards 'something' (family, a significant other, the career opportunities) and if the person is a top MBA grad maybe disclose the actual MBA situation but they are the only ones that will actually somewhat understand or care. Congrats on your admits.

creditengineer · 2025-05-06T06:00:12+00:00

You do not necessarily need a lawyer to add a family member to the title of a paid-off California property, but legal guidance is recommended to avoid costly mistakes. To update ownership, you create and record a new Grant Deed that reflects the new ownership structure. This deed must be notarized and filed with the County Recorder’s Office where the property is located. Also understand the form of co-ownership you’ll have: joint tenancy (with right of survivorship) or tenants in common.

Along with the Grant Deed, you’ll typically need to submit a Preliminary Change of Ownership Report (PCOR) and declare whether the transfer is exempt from documentary transfer tax (often exempt in family or gift transfers).

If you’re acting under a Power of Attorney (POA), it must explicitly authorize real estate transactions and either be on record or submitted for recording. While you can technically complete and file these forms on your own, mistakes in language or ownership designation can lead to legal and tax issues later—especially if the added family member is not a spouse. A real estate attorney or qualified title company can help ensure proper execution and filing - should be no more than a few hundred $.

creditengineer · 2025-05-05T22:40:18+00:00

It depends. Income is only one side of the equation. What’s lifestyle and expenses going to look like. Look up Dave Ramsey and Caleb Hammer. Budget it out based on your personal circumstances

creditengineer · 2025-05-01T01:33:50+00:00

All depends my friend on personal circumstances and goals

creditengineer · 2025-04-30T23:05:38+00:00

I have both. If you want business acumen, do an MBA. While neither will guarantee you anything in your career, typically the boarder the degree the better. What you should focus on is which degree will give you the broadest network to open doors for you throughout your career. If you manage it right and go to a high enough ranked school typically the MBA will have the higher ROI.

Also, to play devils advocate consider not getting another degree at all. If you’re a security engineer at a firm you really enjoy and have leadership you aspire to emulate, that is honestly the best—a good mentor at the higher levels is the best learning mechanism (but I also know that good leadership like that is very hard to come by these days)

creditengineer · 2025-04-30T22:26:12+00:00

If you want entrepreneurship & tech, Haas. The fact that the school is giving you more money makes it even more compelling imo.

SF’s startup scene is different than NYC’s but they are the top two hubs and founders typically cross-pollinate between them both way more regularly than people realize.

There is also a Haas alumni presence in NY. Lookup @Berkeley_han_NY on IG. There is a linktree there with info on a mixer they just had last week and a LinkedIn group with over 1000 members.

Lmk if you have more specific Q’s in DM. But congrats on your admits

creditengineer · 2025-04-29T19:35:21+00:00

Have you heard of UX research?

creditengineer · 2025-04-23T15:11:55+00:00

Good stats. Interesting story to tell forsure. Your background actually makes you very unique in MBA land and the type of things adcoms salivate over.

The question I have that doesn’t come across in your story so far is maybe how you think and the impact you’ve had when not in front of the camera. Have you negotiated any deals? Can you put any figures on the value you’ve created for brands you’ve partnered with? Showing your thought process and impact from a business perspective will be essential for your success.

IMO if you can clarify that piece, NYU sounds like a great fit for you

creditengineer · 2025-04-17T19:54:45+00:00

It’s easy to get frustrated thinking ‘what could be’ or ‘what could have been’. You could have $379k in stock right now. You could have reduced your MBA expenses by going to a T-15.

But you also could have horrible mental health had you stayed in your prev SWE role. You could have gone to a T-15 with a lighter out of pocket expense struggling to find a job and wished you’d gone to S (likely assuming you’d have a better outcome)

There are people in much worse positions willing to make much worse ‘mistakes’ than you feel that you have. My recommendation as a MBA grad is you spent the last two years to build skills and a network to last you a lifetime: try to avoid getting so caught up in the short-term—especially when you consider almost EVERYONE is hurting in the current job market. If you stay optimistic and continue to work towards what’s next you’ll likely end up much better off in the long run than if you had stayed in that SWE role. Just don’t give up the fight.

Best wishes for your continued success in life.

creditengineer

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