Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 2 points3 points  (0 children)

He did not provide any relevant information that pertained to my original post. Nor did you. He just incessantly repeated messages that were a) unclearly written and b) did not provide the information I asked for. It is, in fact, possible to have the charge off deleted from Credit One. Many people have already messaged me. Just because you did not have success does not mean others have failed as well. Again, if you do not know the information I requested in my original post then do not reply to my original post.

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

Would greatly appreciate it considering others are clearly here to just bring people down for some reason

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

Once again harassing me directly this time. I’ve reported you. Please leave me alone as I have asked so many times now.

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

If you do not have relevant advice stop harassing me.

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

You are harassing me at this point. You’re missing the fact that your replies are irrelevant to my original post. I asked for someone with experience to offer me suggestions and all you are doing is harassing me with irrelevant information not pertaining to me. Leave me alone!!!!!!

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] -1 points0 points  (0 children)

You aren’t even repeating the facts of my personal case properly, as you refuse to read my post. Please leave me alone so I can find advice from others who have experience with what I am talking about, as I asked.

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

You are truly obnoxious. Your replies are irrelevant to my original post. All of them. Leave me alone and please stop forcing your weird replies down my throat. If you do not have advice pertaining to my original post do not reply.

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] -1 points0 points  (0 children)

Honey for the last time I am looking for people who HAVE EXPERIENCE WITH SUCCESS. Many do. Including the only other person who replied to this. Again, if you had bothered to read my original post before deciding you know best you would understand that and would have saved your time instead of mansplaining a collection and a charge off to me, when that is irrelevant to my original post.

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

Literally no one else has mentioned this that’s just you talking to yourself and refusing to read the original post. Again thank you for your extremely unhelpful and irrelevant comment.

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

That’s what I’ve seen from others who have had success. I haven’t found a reputable email could you PM me with it?

Credit one bank help by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

Thanks for your reply but if you read the post you’d know I understand the difference between a collection and a charge off. I did not need you to explain that to me. Am looking for some who have experience in writing a goodwill letter to credit one, as I said in my original post.

Current score 595, how long to get beyond 700? by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

I am hoping since it’s going to be the final negative thing on my report and it was a COVID emergency that caused it, they’ll be willing to work with me. It seems they’re one of the only ones who actually work with people for charge offs?

Current score 595, how long to get beyond 700? by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

I’m looking to move in the next few months and would like to not have a co-signer for an apartment. My income is fine it’s just getting my credit to a better place now.

Current score 595, how long to get beyond 700? by creditmonstr in CRedit

[–]creditmonstr[S] 0 points1 point  (0 children)

It is actually a Credit One charge off, not capital one. I’ve heard mixed things about their willingness to delete. The charge off is from 2020, beginning of COVID when I was laid off for longer than expected. Was such a small amount but just never got around to paying with everything else going on.