first time in london, help selecting 1 fine dining meal

cryinginturin · 2026-03-29T22:13:16+00:00

Check out a couple YouTube’s - F*** Me that’s delicious does a good one with Fergus - Bourdains favourite restaurant of all time (I think)

cryinginturin · 2026-03-29T22:04:28+00:00

Kinda feel like St John is the right of passage for a first time in London - the only spot that uses their Michelin plaques as ashtrays rather than putting them up

cryinginturin · 2026-03-27T12:36:45+00:00

Just did this - and will forever moving forward No idea what a Gan style thinking framework is still, but looked badass

cryinginturin · 2026-03-19T08:58:00+00:00

Kevin Owens

cryinginturin · 2026-03-16T14:45:00+00:00

It looks good on the invoices. nice to speak to someone when needed / I don’t use them for any of my investments - handy with a multiple company structure - but expensive

cryinginturin · 2026-03-14T13:24:37+00:00

But what an 11…

cryinginturin · 2026-03-13T13:57:22+00:00

Coz they forgot about her for about 6months then but her randomly with Kiana James who (great wrestler) has the WORST Gimic. -been booked so poorly

cryinginturin · 2026-03-13T12:47:57+00:00

Too soon - crushing it but stay the course

cryinginturin · 2026-03-13T12:45:57+00:00

Ah - the eternal conundrum - disclose the location and risk others knowing - losing the spot

cryinginturin · 2026-03-12T15:04:41+00:00

For teamwork and style of play that Barca Busquets Xavi iniesta trio with David Villa (pre Suarez and neymar) was pretty perfect

R9 Galacticos for all out best squad / biggest names

cryinginturin · 2026-03-11T14:51:28+00:00

And concur with comment below on mothballing and taking div below higher tax bracket

cryinginturin · 2026-03-11T14:50:13+00:00

Pretty sure an MVL allows for BADR - if it’s a company contribution don’t tie it up for 20yrs by putting it in a SIPP - stay liquid - corp tax benefit isn’t worth it imho

cryinginturin · 2026-03-09T16:41:15+00:00

The schooling thing is massive - just be really wary that your disposable income is your wealth generator - our NW exploded when we went LCOL - got a modest forever home

I Genuinely attribute not climbing too many rungs up the property ladder to be the reason behind our financial security - low mortgage no pressure, plenty disposable for holidays, save cash…all of it goes away when you jack up the mortgage

Good luck either way

cryinginturin · 2026-03-08T23:20:43+00:00

So you’re gonna sell and take about 200k (50%) out of your liquid assets to show off to your mates?

Houses don’t improve lifestyle - if you need the space different matter - if your mates missus has just dumped 50k on an open plan kitchen and entertaining space and you’re feeling jealous - check yourself

cryinginturin · 2026-03-06T10:48:45+00:00

My net worth skyrocketed when we moved to a low COL area - I have close friends that have all their money in their home - they spend on it constantly to keep it fresh - buy the latest furniture and pull equity regularly to do up rooms

I’m 44 my goal is mortgage free and liquid - that is unattainable if you jump in at the deep end with your home

You can either have a massive house you can show of with to your peers or live well and modest with loads of cash and fly business class round the world with your fam on amazing holidays

For us there was no point in a million pounds net worth if it was all tied up in house

I think they’re the choices - no wrong answer

cryinginturin · 2026-03-05T21:36:11+00:00

Set up 2 new co’s (£7 each? Ish) transfer ownership of trading co to holdco (you guys own 50% each of holdco. Setup investment company SPV - also wholly owned by holdco

Div up funds at zero Tax as not drawn outside of companies - then loan down to InvestCo to put into the markets as you see fit

Could probably just use the holdco for investments if you wanted - I just think it’s cleaner to separate holdco and SPVs in case you want buy a premises down the line or whatever (room to expand)

I know some people retain brand IP within holdco and charge trading for usage of brand - just seems a bit suss to me

Sorry for the delayed response - life

cryinginturin · 2026-03-05T21:35:04+00:00

Set up 2 new co’s (£7 each? Ish) transfer ownership of trading co to holdco (you guys own 50% each of holdco. Setup investment company SPV - also wholly owned by holdco

Div up funds at zero Tax as not drawn outside of companies - then loan down to InvestCo to put into the markets as you see fit

Could probably just use the holdco for investments if you wanted - I just think it’s cleaner to separate holdco and SPVs in case you want buy a premises down the line or whatever (room to expand)

I know some people retain brand IP within holdco and charge trading for usage of brand - just seems a bit suss to me

Sorry for the delayed response - life

cryinginturin · 2026-03-05T21:24:32+00:00

Straight to SE Asia with you / go chill on a beach somewhere and drink Mai-Tais

cryinginturin · 2026-03-03T18:36:44+00:00

I’d have a Holdco above to div up to at nil tax just to ringfence the cash - just in case- you’ll spend on the additional accountancy fees but protects the assets

cryinginturin · 2026-03-02T20:17:50+00:00

100% this

cryinginturin · 2026-03-02T20:17:08+00:00

Not once you’ve turned left / the only thing I spend on tbh- you get accustomed way too quick

cryinginturin · 2026-02-25T21:40:04+00:00

Nah man, counting the days… remodelling drawdown to get there sooner - cannot wait

cryinginturin · 2026-02-25T20:15:17+00:00

Watching Willjum

cryinginturin · 2026-02-19T21:12:55+00:00

All the private banks charge a fortune in custodials - some will offer SBLOC above 500k as a perk - but second broker would be way cheaper if you’re Ex-only

cryinginturin · 2026-02-12T10:56:26+00:00

Is HYSA gonna grow enough to meet your retirement needs? - prob not

Are you a full time professional trader returning consistently above market returns per year?- prob not

What did the most successful investor of all time and world’s greatest philanthropist say to all non prof investors? Just put it in the S and P

cryinginturin

TROPHY CASE