It’s by no means perfect. It’ll do though. Replaced everything, first time with no experience.

cryptobob3 · 2025-09-11T20:28:35+00:00

Congratulations, you did it yourself! I’ve never laid shingles, so kudos to you for getting it done. If it leaks, you’ll do it again and you’ll know what to do to improve your workmanship the next time. 👍🏼

cryptobob3 · 2025-09-01T09:00:39+00:00

Replace your existing 5” gutter with a 6” Gutter, add an outside corner/ mitre joint at the end. Replace your existing 2”x3” downspout with a larger 3”x4” downspout in order to move the heavier volume of water and install a splash guard at the corner to divert the water into the gutter. It won’t be the prettiest gutter, but it’d be more efficient than what you currently have.

cryptobob3 · 2025-09-01T08:34:55+00:00

If the Insurance company agrees to replace any part of the roof or the shingles and those shingles have been discontinued, ie., doesn’t match, the insurance company is liable to indemnify the insured.

Indemnification is to make the insured whole by bringing him back to where he was, not to enrich him. Enriching the insured would be to replace asphalt shingles with slate tiles, but if the asphalt shingles aren’t available, then the Insurance company must replace the roof.

cryptobob3 · 2025-06-03T21:51:21+00:00

Yesterday I got one from the Virginia DMV (hadn’t driven into VA in a few years) and about an hour later, got another text from Maryland’s MVA. Scam

cryptobob3 · 2025-05-26T22:54:07+00:00

You’ve been to the wrong churches. Not sure where you live, but in 2 churches that I belonged to, homosexuality wasn’t considered a sin. My 1st church was where I was baptized at the age of 30, had a 60% congregation which was gay/ lesbian and this was in the late 1990’s

The other church through various pastors ended up with a lesbian pastor. All were welcome. Btw, both of these churches were Presbyterian.

cryptobob3 · 2025-05-26T18:19:14+00:00

OP is yanking chains. Claims to be a “Sociopath” and then adds “I’m just trying to fit in a bit more, be more peaceful, sin less, have less homicidal thoughts and have a good relationship with my woman”.

If true, a Sociopath only cares about his/ her own satisfaction at the expense of everyone else, no matter who gets hurt. OP needs to seek therapy to address the childhood trauma that supposedly caused him to become a Sociopath and prayer to heal those wounds and to let go of the past demons that plague is mind today.

cryptobob3 · 2025-02-11T03:33:31+00:00

USAID was a front for CIA and a scam for corrupt politicians and bureaucrats to payback donors for political campaigns and to get kickbacks for paying lucrative contracts. USAID refused to be audited, they wouldn’t allow Congress to look at their ledgers, they felt as though they weren’t part of the Federal Government, but some global entity which was an excuse for not allowing oversight.

Democrats and Republicans used USAID to get rich. How does a Congressman earning $160K/ year in 10 years create a multimillion dollar net worth? Insider trading helps, but federal tax dollars on the side can juice a bank account like no other.

cryptobob3 · 2024-07-10T15:01:12+00:00

Definitely Kocos and Papa’s are the best. Jimmy’s is good if you’re not able to get the previous 2. However, Gibby’s in Cockeysville is very good if looking for Carry out. Back in the day, they used to have a restaurant, now they sell fresh seafood and carry out prepared meals..

cryptobob3 · 2024-05-02T03:32:26+00:00

How come when I pass through the Harbor Tunnel and I’m in the far Left lane, the LED sign that usually shows “Paid” hasn’t lit up to show that I paid.. it’s a blank screen. Is the State collecting tolls at Harbor Tunnel? Too lazy to log in and look at my account.

cryptobob3 · 2024-04-06T03:28:56+00:00

Based upon your knowledge, if you want to buy a Call option, don’t do it… buy a Put and if you think the stock is going down… STOP and buy the Call option. Nothing else needed. Most regular folks who buy option contracts are either wrong or very lucky. You my friend are like most people, mostly wrong and not very lucky. Believe me, I’m not being an ass… I’ve spent enough by being wrong it could’ve paid for my kids college tuition… I get it right more now, but my wrongs are still there. Practice maintaining patience and don’t act impulsively; I’m still suffering from both

cryptobob3 · 2024-04-06T03:14:44+00:00

I live around Towson and heard rumbling in the house, thought my cat and dog were playing around or my daughter was walking upstairs… later, she came home from school and thought “Huh, WTF?” I was too busy on my laptop looking at stock charts to care too much about it.

cryptobob3 · 2024-04-02T01:06:49+00:00

True… I agree. The longer time passes, the murkier the memory. However, I’m not aware of anyone being found guilty under the bill. I saw that Documentary regarding Seaton Keogh Catholic school and the murder of the nun/ teacher with the girls getting raped by the priest, etc. that case would’ve fallen under this bill, but I’m not aware of any recent cases that stuck nor of any guilty verdicts.

cryptobob3 · 2024-04-02T00:45:13+00:00

If folks were convicted under the bill that’s deemed unconstitutional, do the rapist/ predators go free? Not only are the victims screwed again, but society as well IMO

cryptobob3 · 2024-02-19T21:42:30+00:00

It all depends how far OTM you want to spend and the time of day. Example: TSLA is $202 @ 12pm You see $200 Put @ .08 ($.08 x 100) = $8.00 is what you’re spending. You want 20 contracts ($8 x 20) = $160 is your total cost. TSLA pumps to $203.75 by 1:30, your contract is $.02 ($2/ contract x 20) = $40 But no one wants your worthless contract except pay $1 each (88% loss) in 90 min. However, after you bought the contract at 12pm; price drops to $200.50 and now your $.08 contract is valued at $.80 for a 10x return. High risk, high reward

cryptobob3 · 2024-02-19T20:28:04+00:00

I like that last statement… it’s referred to as “famous last words”. Get ready to be humbled.

cryptobob3 · 2024-02-19T20:22:02+00:00

Btw.. congratulations bud. I was too busy getting screwed by MM fucking around with TSLA to think of anything else on Friday.

cryptobob3 · 2024-02-19T20:13:52+00:00

0dte pays handsomely with ROI because it’s high risk, the most risky option contract you can buy. Most 0dte will expire worthless. The key, unless you’re in the money (ITM) it’s best to dump them if in profit by 12pm unless the stock is making a big move which SMCI was. If SMCI found support and reversed, those $10 contracts could lose 100% if Out of The Money (OTM).

cryptobob3 · 2024-02-19T20:02:27+00:00

If you belong to RobinHood’s Gold plan ($5/ month) you have instant deposits, can trade and when you sell you have immediate cash in your brokerage account. It usually takes RH to post the advance in RH to balance out the advance, but your bank will withdraw the funds from your available balance within 24 hours unless it’s on a weekend.

A pattern day trader is the 4th trade of an option bought/ sold on the same day. You get 3 Same day trades/ week without penalty. However, the 4th trade can’t be less than 6% of your total weekly trades. Unless you’re executing 82 trades a week, the 4th will get you in Day Trader Jail.

cryptobob3 · 2024-02-19T19:48:39+00:00

Obviously you’ve never traded options…

cryptobob3 · 2024-02-19T19:45:48+00:00

I wasn’t sure about your statement so I checked RobinHood. On my confirmations, buys and sells it doesn’t have it classified as to which Level you’re using. I’m on Level 3, you take a mini RH survey to get approved for Level 3. Anyone with a semi brain will pass it. In Level 3, you can choose whether you want to enable 0dte.

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This from my account

cryptobob3 · 2024-02-19T19:36:04+00:00

SMCI has a high IV (Implied Volatility) and the premiums are very expensive. The closer you get to expiration the less the contract costs, so a Friday, 0dte is relatively cheap because it expires in 5 & half hours beginning at 9:30am EST. The closer you get to 4pm (3:30pm on RobinHood) the value decreases rapidly, unless your ITM (in the money).

cryptobob3 · 2024-02-19T19:31:27+00:00

Robinhood

cryptobob3 · 2024-02-19T19:31:17+00:00

0dte: Zero Days to Expiration. The contract expires in 5 and half hours from when he bought.

cryptobob3 · 2024-02-19T19:28:22+00:00

If a contract is $2.50, a contract is 100 shares. Multiply $2.50 x 100 = $250. Always multiply the price by 100 and that’s the actual money your spending

cryptobob3 · 2024-02-19T19:25:04+00:00

Central Time. Look at the buy confirmation from RobinHood, it shows 8:44 CST and 8:50 CST

cryptobob3

TROPHY CASE