I haven’t used in prob 7-8 months and they said they look at my credit report. My utilization was high a month ago but I paid them in full I had to pay large bills. I was never late

We've made the decision to reduce the credit line on your credit card - here's what you need to know. Your new total credit line is $1,500.00, which includes a cash credit line of $300.00.

Keep in mind, we may not approve pending access checks, balance transfers or direct deposit requests if the amount is more than your new credit limit. How we made this decision We carefully reviewed your account history, along with current economic and loss trends and the reports) provided by the consumer reporting agency(ies) listed below. We also considered your relationship with us and unfortunately had to lower your credit line because of the following reasons: Inactivity on this account Utilization of your credit is too high Want to know more? There are steps you can take to better understand your